Sagicor Real Estate X Fund (XJAM:XFUND) Days Payable: 21.15 (As of Dec. 2025) — 40% Above Median


XJAM:XFUND Sagicor Real Estate X Fund Ltd XJAM:XFUND
66 GF Score
Price JMD8.99
GF Value JMD9.21
Valuation Fairly Valued
! 2 Warning Signs
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What is Sagicor Real Estate X Fund Days Payable?

Sagicor Real Estate X Fund XJAM:XFUND 66 Days Payable is 21.15 as of Dec. 2025, which is 40% above its 10-year median of 15.11. GuruFocus rates XJAM:XFUND with a GF Score™ of 66/100 and a GF Value™ of JMD9.21 (Fairly Valued). The stock has 2 warning signs investors should review. Among 780 Travel & Leisure companies, Sagicor Real Estate X Fund ranks worse than 80.26% on this metric.

Sagicor Real Estate X Fund's average Accounts Payable for the six months ended in Dec. 2025 was JMD149 Mil. Sagicor Real Estate X Fund's Cost of Goods Sold for the six months ended in Dec. 2025 was JMD2,578 Mil. Hence, Sagicor Real Estate X Fund's Days Payable for the six months ended in Dec. 2025 was 10.57.

The historical rank and industry rank for Sagicor Real Estate X Fund's Days Payable or its related term are showing as below:

XJAM:XFUND' s Days Payable Range Over the Past 10 Years
Min: 13.08   Med: 15.11   Max: 21.15
Current: 21.15

During the past 5 years, Sagicor Real Estate X Fund's highest Days Payable was 21.15. The lowest was 13.08. And the median was 15.11.

XJAM:XFUND's Days Payable is ranked worse than
80.26% of 780 companies
in the Travel & Leisure industry
Industry Median: 56.525 vs XJAM:XFUND: 21.15

Sagicor Real Estate X Fund's Days Payable increased from Dec. 2023 (13.79) to Dec. 2025 (21.15). It may suggest that Sagicor Real Estate X Fund delayed paying its suppliers.


Sagicor Real Estate X Fund Days Payable Historical Data

* Premium members only.

The historical data trend for Sagicor Real Estate X Fund's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagicor Real Estate X Fund Days Payable Chart

Sagicor Real Estate X Fund Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
17.40 13.08 13.79 15.11 21.15

Sagicor Real Estate X Fund Semi-Annual Data
Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable 17.40 13.08 13.79 15.11 21.15

XJAM:XFUND vs MAR, HLT, H: Days Payable Comparison

For the Lodging subindustry, Sagicor Real Estate X Fund's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sagicor Real Estate X Fund Days Payable vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Sagicor Real Estate X Fund's Days Payable distribution charts can be found below:

* The bar in red indicates where Sagicor Real Estate X Fund's Days Payable falls into.


XJAM:XFUND
66GF Score
Sagicor Real Estate X Fund Ltd XJAM:XFUND
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Sagicor Real Estate X Fund Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Sagicor Real Estate X Fund's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (112.375 + 186.308) / 2 ) / 2577.76*365
=149.3415 / 2577.76*365
=21.15

Sagicor Real Estate X Fund's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2024 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (112.375 + 186.308) / 2 ) / 2577.76*365 / 2
=149.3415 / 2577.76*365 / 2
=10.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 21.15 mean?
Sagicor Real Estate X Fund (XJAM:XFUND) has a Days Payable of 21.15 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sagicor Real Estate X Fund and its competitors. This is 40% above median its historical median of 15.11. Over the past decade, Sagicor Real Estate X Fund's Days Payable has ranged from 13.08 to 21.15. According to the industry distribution chart, Sagicor Real Estate X Fund ranks #626 out of 780 companies in the Travel & Leisure industry, placing it in the top 80.3%.
Is Sagicor Real Estate X Fund's Days Payable too high?
Sagicor Real Estate X Fund's current Days Payable of 21.15 is 40% above median its 10-year median of 15.11. Over the past 10 years, this metric has ranged from a low of 13.08 to a high of 21.15. The Travel & Leisure industry median Days Payable is 56.53. Sagicor Real Estate X Fund's value of 21.15 is 62.6% below this industry median. Based on the distribution chart, Sagicor Real Estate X Fund ranks #626 out of 780 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers. Overall, Sagicor Real Estate X Fund has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Real Estate X Fund's Days Payable compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Sagicor Real Estate X Fund ranks #626 out of 780 companies for Days Payable. This places Sagicor Real Estate X Fund in the lower half of its industry. The industry median Days Payable is 56.53. Sagicor Real Estate X Fund's value of 21.15 is 62.6% below this benchmark. Historically, Sagicor Real Estate X Fund's own Days Payable has ranged from 13.08 to 21.15 over the past decade. While the company's 10-year median is 15.11 vs. the industry median of 56.53, Sagicor Real Estate X Fund has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Travel & Leisure company?
The median Days Payable among Travel & Leisure companies is 56.53, based on 780 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sagicor Real Estate X Fund's current Days Payable of 21.15 is 62.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sagicor Real Estate X Fund and its competitors. For the Travel & Leisure industry, the median Days Payable is 56.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Real Estate X Fund's current Days Payable is 21.15, which is 40% above median its own 10-year median of 15.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Real Estate X Fund stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund (XJAM:XFUND) is currently considered Fairly Valued. The stock's GF Value™ is JMD9.21, compared to a current price of JMD8.99 — trading 2.4% below its estimated fair value. The current Days Payable is 21.15, which is 40% above median its 10-year median of 15.11 and 62.6% below the Travel & Leisure industry median of 56.53. Sagicor Real Estate X Fund's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Sagicor Real Estate X Fund (XJAM:XFUND), the current Days Payable is 21.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagicor Real Estate X Fund (XJAM:XFUND) Overvalued in 2026?

Based on GuruFocus' analysis, Sagicor Real Estate X Fund stock appears to be undervalued. The current stock price of JMD8.99 is trading 2.4% below its estimated GF Value™ of JMD9.21. GuruFocus considers Sagicor Real Estate X Fund to be Fairly Valued.

Key valuation signals for XJAM:XFUND:

  • Days Payable: 21.15 (40% above median its 10-year median of 15.11)
  • GF Value™: JMD9.21 vs. price of JMD8.99 (2.4% below fair value)
  • GF Score™: 66/100 with 2 warning signs
  • Industry Position: 62.6% below the Travel & Leisure median (#626 of 780)

No single metric tells the full story. See the XJAM:XFUND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagicor Real Estate X Fund Business Description

Address Saint Michael, Cecil F De Caires Building, Wildey, BRB
Sagicor Real Estate X Fund Ltd is an International Business Company with property investments held through its subsidiaries. The Company's main business activity is to invest in hotel and commercial real estate activities and has engaged Sagicor Property Services (SPS) to manage and operate its direct and indirect real estate assets domiciled in Jamaica. The Group is organised into two primary business segments: Hotel Operations, comprising the direct ownership and operation of hotels and generating maximum revenue, and Commercial Operations, comprising indirect investment in real estate via the Sagicor Sigma Global Funds and the investment property in X Fund Properties Limited. The Group operates in the Caribbean and the United States of America, which generate maximum revenue.
66GF Score

Get the complete analysis for XJAM:XFUND

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD8.99
Price
JMD9.21
GF Value