Sagicor Real Estate X FundXJAM:XFUND 65 Return-on-Tangible-Equity is 4.42% as of Dec. 2025, which is 69% above its 10-year median of 2.61. GuruFocus rates XJAM:XFUND with a GF Score™ of 65/100 and a GF Value™ of JMD9.23 (Fairly Valued). The stock has 2 warning signs investors should review. Among 795 Travel & Leisure companies, Sagicor Real Estate X Fund ranks worse than 58.62% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Sagicor Real Estate X Fund's annualized net income for the quarter that ended in Dec. 2025 was JMD1,008 Mil. Sagicor Real Estate X Fund's average shareholder tangible equity for the quarter that ended in Dec. 2025 was JMD22,835 Mil. Therefore, Sagicor Real Estate X Fund's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 4.42%.
The historical rank and industry rank for Sagicor Real Estate X Fund's Return-on-Tangible-Equity or its related term are showing as below:
XJAM:XFUND'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 2.13 Med: 2.61 Max: 4.42
Current: 4.42
During the past 5 years, Sagicor Real Estate X Fund's highest Return-on-Tangible-Equity was 4.42%. The lowest was 2.13%. And the median was 2.61%.
XJAM:XFUND's Return-on-Tangible-Equity is ranked worse than 58.62% of 795
companies
in the Travel & Leisure industry
Industry Median: 7.43
vs XJAM:XFUND: 4.42
Sagicor Real Estate X Fund (XJAM:XFUND) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Sagicor Real Estate X Fund Return-on-Tangible-Equity Related Terms
Sagicor Real Estate X Fund Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Real Estate X Fund Return-on-Tangible-Equity Chart
Sagicor Real Estate X Fund Annual Data
Trend
Dec21
Dec22
Dec23
Dec24
Dec25
Return-on-Tangible-Equity
2.27
2.61
3.25
2.13
4.42
Sagicor Real Estate X Fund Semi-Annual Data
Dec21
Dec22
Dec23
Dec24
Dec25
Return-on-Tangible-Equity
2.27
2.61
3.25
2.13
4.42
XJAM:XFUND vs MAR, HLT, H: Return-on-Tangible-Equity Comparison
For the Lodging subindustry, Sagicor Real Estate X Fund's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Real Estate X Fund Return-on-Tangible-Equity vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Sagicor Real Estate X Fund's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Sagicor Real Estate X Fund's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is one times the annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 4.42% mean?
Sagicor Real Estate X Fund (XJAM:XFUND) has a Return-on-Tangible-Equity of 4.42% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sagicor Real Estate X Fund and its competitors. This is 69% above median its historical median of 2.61. Over the past decade, Sagicor Real Estate X Fund's Return-on-Tangible-Equity has ranged from 2.13 to 4.42. According to the industry distribution chart, Sagicor Real Estate X Fund ranks #466 out of 795 companies in the Travel & Leisure industry, placing it in the top 58.6%.
Is Sagicor Real Estate X Fund's Return-on-Tangible-Equity too high?
Sagicor Real Estate X Fund's current Return-on-Tangible-Equity of 4.42% is 69% above median its 10-year median of 2.61. Over the past 10 years, this metric has ranged from a low of 2.13 to a high of 4.42. The Travel & Leisure industry median Return-on-Tangible-Equity is 7.43. Sagicor Real Estate X Fund's value of 4.42% is 40.5% below this industry median. Based on the distribution chart, Sagicor Real Estate X Fund ranks #466 out of 795 companies in the Travel & Leisure industry, which is below the industry midpoint. Overall, Sagicor Real Estate X Fund has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Real Estate X Fund's Return-on-Tangible-Equity compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Sagicor Real Estate X Fund ranks #466 out of 795 companies for Return-on-Tangible-Equity. This places Sagicor Real Estate X Fund in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.43. Sagicor Real Estate X Fund's value of 4.42% is 40.5% below this benchmark. Historically, Sagicor Real Estate X Fund's own Return-on-Tangible-Equity has ranged from 2.13 to 4.42 over the past decade. While the company's 10-year median is 2.61 vs. the industry median of 7.43, Sagicor Real Estate X Fund has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Travel & Leisure company?
The median Return-on-Tangible-Equity among Travel & Leisure companies is 7.43, based on 795 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sagicor Real Estate X Fund's current Return-on-Tangible-Equity of 4.42% is 40.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sagicor Real Estate X Fund and its competitors. For the Travel & Leisure industry, the median Return-on-Tangible-Equity is 7.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Real Estate X Fund's current Return-on-Tangible-Equity is 4.42%, which is 69% above median its own 10-year median of 2.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Real Estate X Fund stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund (XJAM:XFUND) is currently considered Fairly Valued. The stock's GF Value™ is JMD9.23, compared to a current price of JMD8.86 — trading 4% below its estimated fair value. The current Return-on-Tangible-Equity is 4.42%, which is 69% above median its 10-year median of 2.61 and 40.5% below the Travel & Leisure industry median of 7.43. Sagicor Real Estate X Fund's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Sagicor Real Estate X Fund (XJAM:XFUND), the current Return-on-Tangible-Equity is 4.42% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Real Estate X Fund (XJAM:XFUND) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund stock appears to be undervalued.
The current stock price of JMD8.86 is trading 4% below its estimated GF Value™ of JMD9.23.
GuruFocus considers Sagicor Real Estate X Fund to be Fairly Valued.
Key valuation signals for XJAM:XFUND:
Return-on-Tangible-Equity: 4.42% (69% above median its 10-year median of 2.61)
GF Value™: JMD9.23 vs. price of JMD8.86 (4% below fair value)
Industry Position: 40.5% below the Travel & Leisure median (#466 of 795)
No single metric tells the full story. See the XJAM:XFUND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Real Estate X Fund Ltd is an International Business Company with property investments held through its subsidiaries. The Company's main business activity is to invest in hotel and commercial real estate activities and has engaged Sagicor Property Services (SPS) to manage and operate its direct and indirect real estate assets domiciled in Jamaica. The Group is organised into two primary business segments: Hotel Operations, comprising the direct ownership and operation of hotels and generating maximum revenue, and Commercial Operations, comprising indirect investment in real estate via the Sagicor Sigma Global Funds and the investment property in X Fund Properties Limited. The Group operates in the Caribbean and the United States of America, which generate maximum revenue.
65GF Score
Get the complete analysis for XJAM:XFUND
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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