Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Sagicor Real Estate X Fund's Debt-to-Equity or its related term are showing as below:
XJAM:XFUND'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.13 Med: 0.33 Max: 0.43
Current: 0.13
During the past 5 years, the highest Debt-to-Equity Ratio of Sagicor Real Estate X Fund was 0.43. The lowest was 0.13. And the median was 0.33.
XJAM:XFUND's Debt-to-Equity is ranked better than 76.38% of 724
companies
in the Travel & Leisure industry
Industry Median: 0.43
vs XJAM:XFUND: 0.13
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Sagicor Real Estate X Fund Debt-to-Equity Related Terms
Sagicor Real Estate X Fund Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Real Estate X Fund Debt-to-Equity Chart
Sagicor Real Estate X Fund Annual Data
Trend
Dec21
Dec22
Dec23
Dec24
Dec25
Debt-to-Equity
0.43
0.36
0.33
0.30
0.13
Sagicor Real Estate X Fund Semi-Annual Data
Dec21
Dec22
Dec23
Dec24
Dec25
Debt-to-Equity
0.43
0.36
0.33
0.30
0.13
XJAM:XFUND vs MAR, HLT, H: Debt-to-Equity Comparison
For the Lodging subindustry, Sagicor Real Estate X Fund's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Real Estate X Fund Debt-to-Equity vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Sagicor Real Estate X Fund's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Sagicor Real Estate X Fund's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Real Estate X Fund (XJAM:XFUND) has a Debt-to-Equity of 0.13 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Sagicor Real Estate X Fund and its competitors. This is 61% below median its historical median of 0.33. Over the past decade, Sagicor Real Estate X Fund's Debt-to-Equity has ranged from 0.13 to 0.43. According to the industry distribution chart, Sagicor Real Estate X Fund ranks #171 out of 724 companies in the Travel & Leisure industry, placing it in the top 23.6%.
Is Sagicor Real Estate X Fund's Debt-to-Equity too high?
Sagicor Real Estate X Fund's current Debt-to-Equity of 0.13 is 61% below median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.43. The Travel & Leisure industry median Debt-to-Equity is 0.43. Sagicor Real Estate X Fund's value of 0.13 is 69.8% below this industry median. Based on the distribution chart, Sagicor Real Estate X Fund ranks #171 out of 724 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, Sagicor Real Estate X Fund has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Real Estate X Fund's Debt-to-Equity compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Sagicor Real Estate X Fund ranks #171 out of 724 companies for Debt-to-Equity. This places Sagicor Real Estate X Fund in the top 24% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.43. Sagicor Real Estate X Fund's value of 0.13 is 69.8% below this benchmark. Historically, Sagicor Real Estate X Fund's own Debt-to-Equity has ranged from 0.13 to 0.43 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 0.43, Sagicor Real Estate X Fund has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Travel & Leisure company?
The median Debt-to-Equity among Travel & Leisure companies is 0.43, based on 724 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sagicor Real Estate X Fund's current Debt-to-Equity of 0.13 is 69.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Sagicor Real Estate X Fund and its competitors. For the Travel & Leisure industry, the median Debt-to-Equity is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Real Estate X Fund's current Debt-to-Equity is 0.13, which is 61% below median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Real Estate X Fund stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund (XJAM:XFUND) is currently considered Fairly Valued. The stock's GF Value™ is JMD9.27, compared to a current price of JMD8.84 — trading 4.6% below its estimated fair value. The current Debt-to-Equity is 0.13, which is 61% below median its 10-year median of 0.33 and 69.8% below the Travel & Leisure industry median of 0.43. Sagicor Real Estate X Fund's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Sagicor Real Estate X Fund (XJAM:XFUND), the current Debt-to-Equity is 0.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Real Estate X Fund (XJAM:XFUND) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund stock appears to be undervalued.
The current stock price of JMD8.84 is trading 4.6% below its estimated GF Value™ of JMD9.27.
GuruFocus considers Sagicor Real Estate X Fund to be Fairly Valued.
Key valuation signals for XJAM:XFUND:
Debt-to-Equity: 0.13 (61% below median its 10-year median of 0.33)
GF Value™: JMD9.27 vs. price of JMD8.84 (4.6% below fair value)
Industry Position: 69.8% below the Travel & Leisure median (#171 of 724)
No single metric tells the full story. See the XJAM:XFUND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Real Estate X Fund Ltd is an International Business Company with property investments held through its subsidiaries. The Company's main business activity is to invest in hotel and commercial real estate activities and has engaged Sagicor Property Services (SPS) to manage and operate its direct and indirect real estate assets domiciled in Jamaica. The Group is organised into two primary business segments: Hotel Operations, comprising the direct ownership and operation of hotels and generating maximum revenue, and Commercial Operations, comprising indirect investment in real estate via the Sagicor Sigma Global Funds and the investment property in X Fund Properties Limited. The Group operates in the Caribbean and the United States of America, which generate maximum revenue.
63GF Score
Get the complete analysis for XJAM:XFUND
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XJAM:XFUND has been successfully added to your 
