Sagicor Real Estate X FundXJAM:XFUND 66 Interest Coverage is 6.54 as of Dec. 2025, which is 92% above its 10-year median of 3.41. GuruFocus rates XJAM:XFUND with a GF Score™ of 66/100 and a GF Value™ of JMD9.21 (Fairly Valued). The stock has 2 warning signs investors should review. Among 611 Travel & Leisure companies, Sagicor Real Estate X Fund ranks better than 53.85% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Sagicor Real Estate X Fund's
Operating Income
for the
six
months ended in Dec. 2025 was JMD1,610 Mil. Sagicor Real Estate X Fund's Interest Expense for the
six
months ended in Dec. 2025 was JMD-246 Mil.
Sagicor Real Estate X Fund's interest coverage for the quarter that ended in Dec. 2025 was 6.54.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Sagicor Real Estate X Fund's Interest Coverage or its related term are showing as below:
XJAM:XFUND'
s Interest Coverage Range Over the Past 10 Years
Min: 3.28 Med: 3.41 Max: 6.54
Current: 6.54
XJAM:XFUND's Interest Coverage is ranked better than 53.85% of 611
companies
in the Travel & Leisure industry
Industry Median: 5.35
vs XJAM:XFUND: 6.54
Sagicor Real Estate X Fund (XJAM:XFUND) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Sagicor Real Estate X Fund Interest Coverage Related Terms
Sagicor Real Estate X Fund Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Sagicor Real Estate X Fund Interest Coverage Chart
Sagicor Real Estate X Fund Annual Data
Trend
Dec21
Dec22
Dec23
Dec24
Dec25
Interest Coverage
3.41
3.28
4.01
3.40
6.54
Sagicor Real Estate X Fund Semi-Annual Data
Dec21
Dec22
Dec23
Dec24
Dec25
Interest Coverage
3.41
3.28
4.01
3.40
6.54
XJAM:XFUND vs MAR, HLT, H: Interest Coverage Comparison
For the Lodging subindustry, Sagicor Real Estate X Fund's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Real Estate X Fund Interest Coverage vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Sagicor Real Estate X Fund's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Sagicor Real Estate X Fund's Interest Coverage falls into.
Sagicor Real Estate X Fund Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Real Estate X Fund (XJAM:XFUND) has a Interest Coverage of 6.54 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sagicor Real Estate X Fund and its competitors. This is 92% above median its historical median of 3.41. Over the past decade, Sagicor Real Estate X Fund's Interest Coverage has ranged from 3.28 to 6.54. According to the industry distribution chart, Sagicor Real Estate X Fund ranks #282 out of 611 companies in the Travel & Leisure industry, placing it in the top 46.2%.
Is Sagicor Real Estate X Fund's Interest Coverage too high?
Sagicor Real Estate X Fund's current Interest Coverage of 6.54 is 92% above median its 10-year median of 3.41. Over the past 10 years, this metric has ranged from a low of 3.28 to a high of 6.54. The Travel & Leisure industry median Interest Coverage is 5.35. Sagicor Real Estate X Fund's value of 6.54 is 22.2% above this industry median. Based on the distribution chart, Sagicor Real Estate X Fund ranks #282 out of 611 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, Sagicor Real Estate X Fund has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Real Estate X Fund's Interest Coverage compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Sagicor Real Estate X Fund ranks #282 out of 611 companies for Interest Coverage. This puts Sagicor Real Estate X Fund in the upper half of its industry. The industry median Interest Coverage is 5.35. Sagicor Real Estate X Fund's value of 6.54 is 22.2% above this benchmark. Historically, Sagicor Real Estate X Fund's own Interest Coverage has ranged from 3.28 to 6.54 over the past decade. While the company's 10-year median is 3.41 vs. the industry median of 5.35, Sagicor Real Estate X Fund has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.35, based on 611 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sagicor Real Estate X Fund's current Interest Coverage of 6.54 is 22.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sagicor Real Estate X Fund and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Real Estate X Fund's current Interest Coverage is 6.54, which is 92% above median its own 10-year median of 3.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Real Estate X Fund stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund (XJAM:XFUND) is currently considered Fairly Valued. The stock's GF Value™ is JMD9.21, compared to a current price of JMD8.99 — trading 2.4% below its estimated fair value. The current Interest Coverage is 6.54, which is 92% above median its 10-year median of 3.41 and 22.2% above the Travel & Leisure industry median of 5.35. Sagicor Real Estate X Fund's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sagicor Real Estate X Fund (XJAM:XFUND), the current Interest Coverage is 6.54 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Real Estate X Fund (XJAM:XFUND) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund stock appears to be undervalued.
The current stock price of JMD8.99 is trading 2.4% below its estimated GF Value™ of JMD9.21.
GuruFocus considers Sagicor Real Estate X Fund to be Fairly Valued.
Key valuation signals for XJAM:XFUND:
Interest Coverage: 6.54 (92% above median its 10-year median of 3.41)
GF Value™: JMD9.21 vs. price of JMD8.99 (2.4% below fair value)
Industry Position: 22.2% above the Travel & Leisure median (#282 of 611)
No single metric tells the full story. See the XJAM:XFUND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Real Estate X Fund Ltd is an International Business Company with property investments held through its subsidiaries. The Company's main business activity is to invest in hotel and commercial real estate activities and has engaged Sagicor Property Services (SPS) to manage and operate its direct and indirect real estate assets domiciled in Jamaica. The Group is organised into two primary business segments: Hotel Operations, comprising the direct ownership and operation of hotels and generating maximum revenue, and Commercial Operations, comprising indirect investment in real estate via the Sagicor Sigma Global Funds and the investment property in X Fund Properties Limited. The Group operates in the Caribbean and the United States of America, which generate maximum revenue.
66GF Score
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