Sagicor Real Estate X Fund (XJAM:XFUND) 3-Year RORE % : 17.02% (As of Dec. 2025)


XJAM:XFUND Sagicor Real Estate X Fund Ltd XJAM:XFUND
64 GF Score
Price JMD8.52
GF Value JMD9.23
Valuation Fairly Valued
! 2 Warning Signs
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What is Sagicor Real Estate X Fund 3-Year RORE %?

Sagicor Real Estate X Fund XJAM:XFUND -4.38% 64 3-Year RORE % is 17.02 as of Dec. 2025. GuruFocus rates XJAM:XFUND with a GF Score™ of 64/100 and a GF Value™ of JMD9.23 (Fairly Valued). The stock has 2 warning signs investors should review. Among 789 Travel & Leisure companies, Sagicor Real Estate X Fund ranks better than 65.15% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Sagicor Real Estate X Fund's 3-Year RORE % for the quarter that ended in Dec. 2025 was 17.02%.

The industry rank for Sagicor Real Estate X Fund's 3-Year RORE % or its related term are showing as below:

XJAM:XFUND's 3-Year RORE % is ranked better than
65.15% of 789 companies
in the Travel & Leisure industry
Industry Median: 4.14 vs XJAM:XFUND: 17.02

Sagicor Real Estate X Fund  (XJAM:XFUND) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Sagicor Real Estate X Fund 3-Year RORE % Related Terms


Sagicor Real Estate X Fund 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Sagicor Real Estate X Fund's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagicor Real Estate X Fund 3-Year RORE % Chart

Sagicor Real Estate X Fund Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
0.00 0.00 17.91 -1.43 17.02

Sagicor Real Estate X Fund Semi-Annual Data
Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE % 0.00 0.00 17.91 -1.43 17.02

XJAM:XFUND vs MAR, HLT, H: 3-Year RORE % Comparison

For the Lodging subindustry, Sagicor Real Estate X Fund's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sagicor Real Estate X Fund 3-Year RORE % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Sagicor Real Estate X Fund's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Sagicor Real Estate X Fund's 3-Year RORE % falls into.


XJAM:XFUND
64GF Score
Sagicor Real Estate X Fund Ltd XJAM:XFUND
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sagicor Real Estate X Fund 3-Year RORE % Calculation

Sagicor Real Estate X Fund's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.45-0.29 )/( 0.94-0 )
=0.16/0.94
=17.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 17.02 mean?
Sagicor Real Estate X Fund (XJAM:XFUND) has a 3-Year RORE % of 17.02 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Sagicor Real Estate X Fund and its competitors. According to the industry distribution chart, Sagicor Real Estate X Fund ranks #275 out of 789 companies in the Travel & Leisure industry, placing it in the top 34.9%.
Is Sagicor Real Estate X Fund's 3-Year RORE % too high?
Sagicor Real Estate X Fund's current 3-Year RORE % is 17.02. The Travel & Leisure industry median 3-Year RORE % is 4.14. Sagicor Real Estate X Fund's value of 17.02 is 311.1% above this industry median. Based on the distribution chart, Sagicor Real Estate X Fund ranks #275 out of 789 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, Sagicor Real Estate X Fund has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Real Estate X Fund's 3-Year RORE % compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Sagicor Real Estate X Fund ranks #275 out of 789 companies for 3-Year RORE %. This puts Sagicor Real Estate X Fund in the upper half of its industry. The industry median 3-Year RORE % is 4.14. Sagicor Real Estate X Fund's value of 17.02 is 311.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Travel & Leisure company?
The median 3-Year RORE % among Travel & Leisure companies is 4.14, based on 789 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sagicor Real Estate X Fund's current 3-Year RORE % of 17.02 is 311.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Sagicor Real Estate X Fund and its competitors. For the Travel & Leisure industry, the median 3-Year RORE % is 4.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Real Estate X Fund's current 3-Year RORE % is 17.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Real Estate X Fund stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund (XJAM:XFUND) is currently considered Fairly Valued. The stock's GF Value™ is JMD9.23, compared to a current price of JMD8.52 — trading 7.7% below its estimated fair value. The current 3-Year RORE % is 17.02 and 311.1% above the Travel & Leisure industry median of 4.14. Sagicor Real Estate X Fund's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Sagicor Real Estate X Fund (XJAM:XFUND), the current 3-Year RORE % is 17.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagicor Real Estate X Fund (XJAM:XFUND) Overvalued in 2026?

Based on GuruFocus' analysis, Sagicor Real Estate X Fund stock appears to be undervalued. The current stock price of JMD8.52 is trading 7.7% below its estimated GF Value™ of JMD9.23. GuruFocus considers Sagicor Real Estate X Fund to be Fairly Valued.

Key valuation signals for XJAM:XFUND:

  • 3-Year RORE %: 17.02
  • GF Value™: JMD9.23 vs. price of JMD8.52 (7.7% below fair value)
  • GF Score™: 64/100 with 2 warning signs
  • Industry Position: 311.1% above the Travel & Leisure median (#275 of 789)

No single metric tells the full story. See the XJAM:XFUND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagicor Real Estate X Fund Business Description

Address Saint Michael, Cecil F De Caires Building, Wildey, BRB
Sagicor Real Estate X Fund Ltd is an International Business Company with property investments held through its subsidiaries. The Company's main business activity is to invest in hotel and commercial real estate activities and has engaged Sagicor Property Services (SPS) to manage and operate its direct and indirect real estate assets domiciled in Jamaica. The Group is organised into two primary business segments: Hotel Operations, comprising the direct ownership and operation of hotels and generating maximum revenue, and Commercial Operations, comprising indirect investment in real estate via the Sagicor Sigma Global Funds and the investment property in X Fund Properties Limited. The Group operates in the Caribbean and the United States of America, which generate maximum revenue.
64GF Score

Get the complete analysis for XJAM:XFUND

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD8.52
Price
JMD9.23
GF Value