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Sagicor Real Estate X Fund has the Financial Strength Rank of 9. It shows strong financial strength and is unlikely to fall into distressed situations.
Good Sign:
Sagicor Real Estate X Fund Ltd shows strong financial strength.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Sagicor Real Estate X Fund's Interest Coverage for the quarter that ended in Dec. 2025 was 6.54.
Sagicor Real Estate X Fund's debt to revenue ratio for the quarter that ended in Dec. 2025 was 0.37.
As of today, Sagicor Real Estate X Fund's Altman Z-Score is 2.62.
Sagicor Real Estate X Fund (XJAM:XFUND) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Sagicor Real Estate X Fund has the Financial Strength Rank of 9. It shows strong financial strength and is unlikely to fall into distressed situations.
Sagicor Real Estate X Fund Financial Strength Related Terms
XJAM:XFUND vs MAR, HLT, H: Financial Strength Comparison
For the Lodging subindustry, Sagicor Real Estate X Fund's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Real Estate X Fund Financial Strength vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Sagicor Real Estate X Fund's Financial Strength distribution charts can be found below:
* The bar in red indicates where Sagicor Real Estate X Fund's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Sagicor Real Estate X Fund has a Z-score of 2.62, indicating it is in Grey Zones. This implies that Sagicor Real Estate X Fund is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.
Warning Sign:
Altman Z-score of 2.62 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Real Estate X Fund (XJAM:XFUND) has a Financial Strength of 9 as of Dec. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Sagicor Real Estate X Fund and its competitors. This is 50% above median its historical median of 6.00. Over the past decade, Sagicor Real Estate X Fund's Financial Strength has ranged from 1.00 to 9.00.
Is Sagicor Real Estate X Fund's Financial Strength too high?
Sagicor Real Estate X Fund's current Financial Strength of 9 is 50% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, Sagicor Real Estate X Fund has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Real Estate X Fund's Financial Strength compare to MAR and HLT?
Sagicor Real Estate X Fund's Financial Strength of 9 can be compared against companies in the Travel & Leisure industry. Historically, Sagicor Real Estate X Fund's own Financial Strength has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Travel & Leisure company?
A good Financial Strength depends on the Travel & Leisure industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Sagicor Real Estate X Fund and its competitors. Sagicor Real Estate X Fund's current Financial Strength is 9, which is 50% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Real Estate X Fund stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund (XJAM:XFUND) is currently considered Fairly Valued. The stock's GF Value™ is JMD9.31, compared to a current price of JMD8.71 — trading 6.4% below its estimated fair value. The current Financial Strength is 9, which is 50% above median its 10-year median of 6.00. Sagicor Real Estate X Fund's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Sagicor Real Estate X Fund (XJAM:XFUND), the current Financial Strength is 9 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Real Estate X Fund (XJAM:XFUND) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund stock appears to be undervalued.
The current stock price of JMD8.71 is trading 6.4% below its estimated GF Value™ of JMD9.31.
GuruFocus considers Sagicor Real Estate X Fund to be Fairly Valued.
Key valuation signals for XJAM:XFUND:
Financial Strength: 9 (50% above median its 10-year median of 6.00)
GF Value™: JMD9.31 vs. price of JMD8.71 (6.4% below fair value)
No single metric tells the full story. See the XJAM:XFUND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Real Estate X Fund Ltd is an International Business Company with property investments held through its subsidiaries. The Company's main business activity is to invest in hotel and commercial real estate activities and has engaged Sagicor Property Services (SPS) to manage and operate its direct and indirect real estate assets domiciled in Jamaica. The Group is organised into two primary business segments: Hotel Operations, comprising the direct ownership and operation of hotels and generating maximum revenue, and Commercial Operations, comprising indirect investment in real estate via the Sagicor Sigma Global Funds and the investment property in X Fund Properties Limited. The Group operates in the Caribbean and the United States of America, which generate maximum revenue.
63GF Score
Get the complete analysis for XJAM:XFUND
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