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Sagicor Real Estate X FundXJAM:XFUND -12.73%64 Graham Number is JMD10.32 as of Dec. 2025, which is 100% below its 10-year median of 1.22. GuruFocus rates XJAM:XFUND with a GF Score™ of 64/100 and a GF Value™ of JMD9.25 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 491 Travel & Leisure companies, Sagicor Real Estate X Fund ranks better than 69.86% on this metric.
Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
The historical rank and industry rank for Sagicor Real Estate X Fund's Graham Number or its related term are showing as below:
XJAM:XFUND'
s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.68 Med: 1.22 Max: 1.6
Current: 0.74
During the past 5 years, the highest Price to Graham Number ratio of Sagicor Real Estate X Fund was 1.60. The lowest was 0.68. And the median was 1.22.
XJAM:XFUND's Price-to-Graham-Number is ranked better than 69.86% of 491
companies
in the Travel & Leisure industry
Industry Median: 1.2
vs XJAM:XFUND: 0.74
Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.
Sagicor Real Estate X Fund (XJAM:XFUND) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
Sagicor Real Estate X Fund's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: Dec. 2025 )
=
7.68
/
10.32
=
0.74
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
Sagicor Real Estate X Fund Graham Number Related Terms
Sagicor Real Estate X Fund Graham Number Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Real Estate X Fund Graham Number Chart
Sagicor Real Estate X Fund Annual Data
Trend
Dec21
Dec22
Dec23
Dec24
Dec25
Graham Number
5.32
6.34
7.78
6.65
10.32
Sagicor Real Estate X Fund Semi-Annual Data
Dec21
Dec22
Dec23
Dec24
Dec25
Graham Number
0.00
6.34
7.78
6.65
10.32
XJAM:XFUND vs MAR, HLT, H: Graham Number Comparison
For the Lodging subindustry, Sagicor Real Estate X Fund's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Real Estate X Fund Price-to-Graham-Number vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Sagicor Real Estate X Fund's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where Sagicor Real Estate X Fund's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Real Estate X Fund (XJAM:XFUND) has a Graham Number of JMD10.32 as of Dec. 2025. The Graham Number values a company based on its per-share earnings and book value. View historical data on Sagicor Real Estate X Fund and its competitors. This is 746% above median its historical median of 1.22. Over the past decade, Sagicor Real Estate X Fund's Graham Number has ranged from 0.68 to 1.60. According to the industry distribution chart, Sagicor Real Estate X Fund ranks #148 out of 491 companies in the Travel & Leisure industry, placing it in the top 30.1%.
Is Sagicor Real Estate X Fund's Graham Number too high?
Sagicor Real Estate X Fund's current Graham Number of JMD10.32 is 746% above median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 1.60. Based on the distribution chart, Sagicor Real Estate X Fund ranks #148 out of 491 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, Sagicor Real Estate X Fund has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Real Estate X Fund's Graham Number compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Sagicor Real Estate X Fund ranks #148 out of 491 companies for Graham Number. This puts Sagicor Real Estate X Fund in the upper half of its industry. The industry median Graham Number is 1.20. Historically, Sagicor Real Estate X Fund's own Graham Number has ranged from 0.68 to 1.60 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Travel & Leisure company?
The median Graham Number among Travel & Leisure companies is 1.20, based on 491 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Sagicor Real Estate X Fund and its competitors. For the Travel & Leisure industry, the median Graham Number is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Real Estate X Fund's current Graham Number is JMD10.32, which is 746% above median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Real Estate X Fund stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund (XJAM:XFUND) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD9.25, compared to a current price of JMD7.68 — trading 17% below its estimated fair value. The current Graham Number is JMD10.32, which is 746% above median its 10-year median of 1.22. Sagicor Real Estate X Fund's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Sagicor Real Estate X Fund (XJAM:XFUND), the current Graham Number is JMD10.32 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Real Estate X Fund (XJAM:XFUND) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund stock appears to be undervalued.
The current stock price of JMD7.68 is trading 17% below its estimated GF Value™ of JMD9.25.
GuruFocus considers Sagicor Real Estate X Fund to be Modestly Undervalued.
Key valuation signals for XJAM:XFUND:
Graham Number: JMD10.32 (746% above median its 10-year median of 1.22)
GF Value™: JMD9.25 vs. price of JMD7.68 (17% below fair value)
No single metric tells the full story. See the XJAM:XFUND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Real Estate X Fund Ltd is an International Business Company with property investments held through its subsidiaries. The Company's main business activity is to invest in hotel and commercial real estate activities and has engaged Sagicor Property Services (SPS) to manage and operate its direct and indirect real estate assets domiciled in Jamaica. The Group is organised into two primary business segments: Hotel Operations, comprising the direct ownership and operation of hotels and generating maximum revenue, and Commercial Operations, comprising indirect investment in real estate via the Sagicor Sigma Global Funds and the investment property in X Fund Properties Limited. The Group operates in the Caribbean and the United States of America, which generate maximum revenue.
64GF Score
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