Sagicor Real Estate X Fund (XJAM:XFUND) Liabilities-to-Assets : 0.22 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XJAM:XFUND Sagicor Real Estate X Fund Ltd XJAM:XFUND
64 GF Score
Price JMD8.64
GF Value JMD9.28
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Sagicor Real Estate X Fund Liabilities-to-Assets?

Sagicor Real Estate X Fund XJAM:XFUND +4.98% 64 Liabilities-to-Assets is 0.22 as of Dec. 2025. GuruFocus rates XJAM:XFUND with a GF Score™ of 64/100 and a GF Value™ of JMD9.28 (Fairly Valued). The stock has 2 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Sagicor Real Estate X Fund's Total Liabilities for the quarter that ended in Dec. 2025 was JMD6,473 Mil. Sagicor Real Estate X Fund's Total Assets for the quarter that ended in Dec. 2025 was JMD30,072 Mil. Therefore, Sagicor Real Estate X Fund's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.22.


Sagicor Real Estate X Fund  (XJAM:XFUND) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Sagicor Real Estate X Fund Liabilities-to-Assets Related Terms


Sagicor Real Estate X Fund Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Sagicor Real Estate X Fund's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagicor Real Estate X Fund Liabilities-to-Assets Chart

Sagicor Real Estate X Fund Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
0.29 0.33 0.33 0.32 0.22

Sagicor Real Estate X Fund Semi-Annual Data
Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets 0.29 0.33 0.33 0.32 0.22

XJAM:XFUND vs MAR, HLT, H: Liabilities-to-Assets Comparison

For the Lodging subindustry, Sagicor Real Estate X Fund's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sagicor Real Estate X Fund Liabilities-to-Assets vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Sagicor Real Estate X Fund's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Sagicor Real Estate X Fund's Liabilities-to-Assets falls into.


XJAM:XFUND
64GF Score
Sagicor Real Estate X Fund Ltd XJAM:XFUND
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sagicor Real Estate X Fund Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Sagicor Real Estate X Fund's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=6472.797/30072.254
=0.22

Sagicor Real Estate X Fund's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=6472.797/30072.254
=0.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.22 mean?
Sagicor Real Estate X Fund (XJAM:XFUND) has a Liabilities-to-Assets of 0.22 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Sagicor Real Estate X Fund and its competitors.
Is Sagicor Real Estate X Fund's Liabilities-to-Assets too high?
Sagicor Real Estate X Fund's current Liabilities-to-Assets is 0.22. Overall, Sagicor Real Estate X Fund has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Real Estate X Fund's Liabilities-to-Assets compare to MAR and HLT?
Sagicor Real Estate X Fund's Liabilities-to-Assets of 0.22 can be compared against companies in the Travel & Leisure industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Travel & Leisure company?
A good Liabilities-to-Assets depends on the Travel & Leisure industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Sagicor Real Estate X Fund and its competitors. Sagicor Real Estate X Fund's current Liabilities-to-Assets is 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Real Estate X Fund stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund (XJAM:XFUND) is currently considered Fairly Valued. The stock's GF Value™ is JMD9.28, compared to a current price of JMD8.64 — trading 6.9% below its estimated fair value. The current Liabilities-to-Assets is 0.22. Sagicor Real Estate X Fund's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Sagicor Real Estate X Fund (XJAM:XFUND), the current Liabilities-to-Assets is 0.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagicor Real Estate X Fund (XJAM:XFUND) Overvalued in 2026?

Based on GuruFocus' analysis, Sagicor Real Estate X Fund stock appears to be undervalued. The current stock price of JMD8.64 is trading 6.9% below its estimated GF Value™ of JMD9.28. GuruFocus considers Sagicor Real Estate X Fund to be Fairly Valued.

Key valuation signals for XJAM:XFUND:

  • Liabilities-to-Assets: 0.22
  • GF Value™: JMD9.28 vs. price of JMD8.64 (6.9% below fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the XJAM:XFUND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagicor Real Estate X Fund Business Description

Address Saint Michael, Cecil F De Caires Building, Wildey, BRB
Sagicor Real Estate X Fund Ltd is an International Business Company with property investments held through its subsidiaries. The Company's main business activity is to invest in hotel and commercial real estate activities and has engaged Sagicor Property Services (SPS) to manage and operate its direct and indirect real estate assets domiciled in Jamaica. The Group is organised into two primary business segments: Hotel Operations, comprising the direct ownership and operation of hotels and generating maximum revenue, and Commercial Operations, comprising indirect investment in real estate via the Sagicor Sigma Global Funds and the investment property in X Fund Properties Limited. The Group operates in the Caribbean and the United States of America, which generate maximum revenue.
64GF Score

Get the complete analysis for XJAM:XFUND

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD8.64
Price
JMD9.28
GF Value