ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Sagicor Real Estate X Fund's annualizedNet Income for the quarter that ended in Dec. 2025 was JMD1,008 Mil.
Sagicor Real Estate X Fund's average Total Assets over the quarter that ended in Dec. 2025 was JMD31,143 Mil. Therefore, Sagicor Real Estate X Fund's annualized ROA % for the quarter that ended in Dec. 2025 was 3.24%.
The historical rank and industry rank for Sagicor Real Estate X Fund's ROA % or its related term are showing as below:
XJAM:XFUND'
s ROA % Range Over the Past 10 Years
Min: 1.2 Med: 1.55 Max: 3.24
Current: 3.24
During the past 5 years, Sagicor Real Estate X Fund's highest ROA % was 3.24%. The lowest was 1.20%. And the median was 1.55%.
XJAM:XFUND's ROA % is ranked better than 56.18% of 858
companies
in the Travel & Leisure industry
Industry Median: 2.375
vs XJAM:XFUND: 3.24
Sagicor Real Estate X Fund (XJAM:XFUND) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is one times the annual (Dec. 2025) net income data. The Revenue data used here is one times the annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Real Estate X Fund ROA % Chart
Sagicor Real Estate X Fund Annual Data
Trend
Dec21
Dec22
Dec23
Dec24
Dec25
ROA %
1.20
1.55
2.18
1.45
3.24
Sagicor Real Estate X Fund Semi-Annual Data
Dec21
Dec22
Dec23
Dec24
Dec25
ROA %
1.20
1.55
2.18
1.45
3.24
XJAM:XFUND vs MAR, HLT, H: ROA % Comparison
For the Lodging subindustry, Sagicor Real Estate X Fund's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Real Estate X Fund ROA % vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Sagicor Real Estate X Fund's ROA % distribution charts can be found below:
* The bar in red indicates where Sagicor Real Estate X Fund's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is one times the annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Sagicor Real Estate X Fund (XJAM:XFUND) has a ROA % of 3.24% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Sagicor Real Estate X Fund and its competitors. This is 109% above median its historical median of 1.55. Over the past decade, Sagicor Real Estate X Fund's ROA % has ranged from 1.20 to 3.24. According to the industry distribution chart, Sagicor Real Estate X Fund ranks #376 out of 858 companies in the Travel & Leisure industry, placing it in the top 43.8%.
Is Sagicor Real Estate X Fund's ROA % too high?
Sagicor Real Estate X Fund's current ROA % of 3.24% is 109% above median its 10-year median of 1.55. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 3.24. The Travel & Leisure industry median ROA % is 2.38. Sagicor Real Estate X Fund's value of 3.24% is 36.4% above this industry median. Based on the distribution chart, Sagicor Real Estate X Fund ranks #376 out of 858 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, Sagicor Real Estate X Fund has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Real Estate X Fund's ROA % compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Sagicor Real Estate X Fund ranks #376 out of 858 companies for ROA %. This puts Sagicor Real Estate X Fund in the upper half of its industry. The industry median ROA % is 2.38. Sagicor Real Estate X Fund's value of 3.24% is 36.4% above this benchmark. Historically, Sagicor Real Estate X Fund's own ROA % has ranged from 1.20 to 3.24 over the past decade. While the company's 10-year median is 1.55 vs. the industry median of 2.38, Sagicor Real Estate X Fund has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Travel & Leisure company?
The median ROA % among Travel & Leisure companies is 2.38, based on 858 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sagicor Real Estate X Fund's current ROA % of 3.24% is 36.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Sagicor Real Estate X Fund and its competitors. For the Travel & Leisure industry, the median ROA % is 2.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Real Estate X Fund's current ROA % is 3.24%, which is 109% above median its own 10-year median of 1.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Real Estate X Fund stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund (XJAM:XFUND) is currently considered Fairly Valued. The stock's GF Value™ is JMD9.21, compared to a current price of JMD8.99 — trading 2.4% below its estimated fair value. The current ROA % is 3.24%, which is 109% above median its 10-year median of 1.55 and 36.4% above the Travel & Leisure industry median of 2.38. Sagicor Real Estate X Fund's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Sagicor Real Estate X Fund (XJAM:XFUND), the current ROA % is 3.24% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Real Estate X Fund (XJAM:XFUND) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Real Estate X Fund stock appears to be undervalued.
The current stock price of JMD8.99 is trading 2.4% below its estimated GF Value™ of JMD9.21.
GuruFocus considers Sagicor Real Estate X Fund to be Fairly Valued.
Key valuation signals for XJAM:XFUND:
ROA %: 3.24% (109% above median its 10-year median of 1.55)
GF Value™: JMD9.21 vs. price of JMD8.99 (2.4% below fair value)
Industry Position: 36.4% above the Travel & Leisure median (#376 of 858)
No single metric tells the full story. See the XJAM:XFUND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Real Estate X Fund Ltd is an International Business Company with property investments held through its subsidiaries. The Company's main business activity is to invest in hotel and commercial real estate activities and has engaged Sagicor Property Services (SPS) to manage and operate its direct and indirect real estate assets domiciled in Jamaica. The Group is organised into two primary business segments: Hotel Operations, comprising the direct ownership and operation of hotels and generating maximum revenue, and Commercial Operations, comprising indirect investment in real estate via the Sagicor Sigma Global Funds and the investment property in X Fund Properties Limited. The Group operates in the Caribbean and the United States of America, which generate maximum revenue.
66GF Score
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