What is United Bancorp Debt-to-Equity?
United Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0.00 Mil. United Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $101.55 Mil. United Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $63.59 Mil.
United Bancorp's debt to equity for the quarter that ended in Dec. 2023 was 1.60.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for United Bancorp's Debt-to-Equity or its related term are showing as below:
UBCP'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.08 Med: 0.57 Max: 1.6
Current: 1.6
During the past 13 years, the highest Debt-to-Equity Ratio of United Bancorp was 1.60. The lowest was 0.08. And the median was 0.57.
United Bancorp Debt-to-Equity Historical Data
The historical data trend for United Bancorp's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Bancorp Debt-to-Equity Chart
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United Bancorp Annual Data
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Trend |
Dec14 |
Dec15 |
Dec16 |
Dec17 |
Dec18 |
Dec19 |
Dec20 |
Dec21 |
Dec22 |
Dec23 |
| Debt-to-Equity |
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1.06 |
0.35 |
0.33 |
0.40 |
1.60 |
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United Bancorp Quarterly Data
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Mar19 |
Jun19 |
Sep19 |
Dec19 |
Mar20 |
Jun20 |
Sep20 |
Dec20 |
Mar21 |
Jun21 |
Sep21 |
Dec21 |
Mar22 |
Jun22 |
Sep22 |
Dec22 |
Mar23 |
Jun23 |
Sep23 |
Dec23 |
| Debt-to-Equity |
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0.40 |
1.67 |
1.69 |
1.88 |
1.60 |
Competitive Comparison of United Bancorp's Debt-to-Equity
For the Banks - Regional subindustry, United Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Bancorp's Debt-to-Equity Distribution in the Banks Industry
For the Banks industry and Financial Services sector, United Bancorp's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where United Bancorp's Debt-to-Equity falls into.
United Bancorp Debt-to-Equity Calculation
Debt to Equity measures the financial leverage a company has.
United Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as
United Bancorp's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Bancorp (United Bancorp) Business Description
Traded in Other Exchanges
N/A
Address
201 South Fourth Street, P.O. Box 10, Martins Ferry, OH, USA, 43935
United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. The company's primary deposit products are checking, savings and term certificate accounts and its primary lending products are residential mortgages, commercial and installment loans. The company serves customers mainly located in Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson and Tuscarawas Counties in Ohio and Marshall and Ohio Counties in West Virginia and the surrounding localities in northeastern, east-central and southeastern Ohio and include a wide range of individuals, businesses and other organizations.
Executives
| Randall M Greenwood |
officer: Senior Vice President CFO |
|
| Scott A Everson |
officer: Sr Vo COO |
67295 COUNTRYSIDE, SAINT CLAIRSVILLE OH 43950 |
| Richard L Riesbeck |
director |
PO BOX 459, ST CLAIRSVILLE OH 43950 |
| John M Hoopingarner |
director |
320 EAST 14TH STREET, DOVER OH 44622 |
| Matthew Fredrick Branstetter |
officer: SVP and COO |
135 EDGWOOD STREET, WHEELING WV 26003 |
| Gary W Glessner |
director |
C/O UNITED BANCORP, INC., PO BOX 10, MARTINS FERRY OH 43935 |
| Lisa Ann Basinger |
officer: Corporate Secretary |
100 STONE CHRUCH RD., APT. T, WHEELING WV 26003 |
| Terry A Mcghee |
director |
|
| Elmer Kinsey Leeper |
officer: VP Chief Retail Officer |
3262 STATE ROUTE NORTH WEST, DOVER OH 44622 |
| Michael A Lloyd |
officer: VP Information Systems |
|
| Matthew C Thomas |
director |
|
| Seth Robert Abraham |
officer: Vice President Chief Human Res |
26 OAK PARK, WHEELING WV 26003 |
| James W Everson |
officer: Chairman, President and CEO |
5893 ROLLING PINES DRIVE, NAPLES FL 34110-3304 |
| James A Lodes |
officer: VP Lending |
|
| Michael J Arciello |
director |
1654 COVENTRY ROAD NE, MASSILION OH 44646 |
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