UBCP (United Bancorp) Tax Rate %: -9.14% (As of Mar. 2026)

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UBCP United Bancorp Inc UBCP
58 GF Score
Price $15.31
GF Value $13.40
Valuation Modestly Overvalued
! 6 Warning Signs
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What is United Bancorp Tax Rate %?

United Bancorp UBCP -0.71% 58 Tax Rate % is -9.14% as of Mar. 2026. GuruFocus rates UBCP with a GF Score™ of 58/100 and a GF Value™ of $13.40 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. United Bancorp's Tax Expense for the three months ended in Mar. 2026 was $-0.16 Mil. United Bancorp's Pre-Tax Income for the three months ended in Mar. 2026 was $1.75 Mil. Therefore, United Bancorp's Tax Rate % for the quarter that ended in Mar. 2026 was -9.14%.

United Bancorp Tax Rate % Related Terms

United Bancorp Tax Rate % Historical Data

* Premium members only.

The historical data trend for United Bancorp's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancorp Tax Rate % Chart

United Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.52 9.22 5.70 -1.47 -1.12

United Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.41 1.14 -1.05 -3.14 -9.14
UBCP
58GF Score
United Bancorp Inc UBCP
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bancorp Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

United Bancorp's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=-0.086/7.667
=-1.12 %

United Bancorp's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=-0.16/1.751
=-9.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of -9.14% mean?
United Bancorp (UBCP) has a Tax Rate % of -9.14% as of Mar. 2026.
Is United Bancorp's Tax Rate % too high?
United Bancorp's current Tax Rate % is -9.14%. Overall, United Bancorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bancorp's Tax Rate % compare to PBKC and CBKM?
United Bancorp's Tax Rate % of -9.14% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. United Bancorp's current Tax Rate % is -9.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancorp stock overvalued right now?
Based on GuruFocus' analysis, United Bancorp (UBCP) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.40, compared to a current price of $15.31 — trading 14.3% above its estimated fair value. The current Tax Rate % is -9.14%. United Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For United Bancorp (UBCP), the current Tax Rate % is -9.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bancorp (UBCP) Overvalued in 2026?

Based on GuruFocus' analysis, United Bancorp stock appears to be overvalued. The current stock price of $15.31 is trading 14.3% above its estimated GF Value™ of $13.40. GuruFocus considers United Bancorp to be Modestly Overvalued.

Key valuation signals for UBCP:

  • Tax Rate %: -9.14%
  • GF Value™: $13.40 vs. price of $15.31 (14.3% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the UBCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bancorp Business Description

Address 201 South 4th Street, Unified Bank Building, P.O. Box 10, Martins Ferry, OH, USA, 43935
United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which include accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. The Company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The bank also operates in Marshall County, West Virginia.
58GF Score

Get the complete analysis for UBCP

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.31
Price
$13.40
GF Value