UBCP (United Bancorp) Debt-to-Asset : 0.13 (As of Dec. 2024)

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What is United Bancorp Debt-to-Asset?

United Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $0.00 Mil. United Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $101.72 Mil. United Bancorp's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2024 was $816.66 Mil. United Bancorp's debt to asset for the quarter that ended in Dec. 2024 was 0.12.

United Bancorp Debt-to-Asset Historical Data

The historical data trend for United Bancorp's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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United Bancorp Debt-to-Asset Chart

United Bancorp Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Debt-to-Asset

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0.03

0.12

0.13

United Bancorp Quarterly Data
	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24
Debt-to-Asset	Get a 7-Day Free Trial															0.12	0.12	0.12	0.12	0.13

Competitive Comparison of United Bancorp's Debt-to-Asset

For the Banks - Regional subindustry, United Bancorp's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Bancorp's Debt-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Bancorp's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where United Bancorp's Debt-to-Asset falls into.

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United Bancorp Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

United Bancorp's Debt-to-Asset for the fiscal year that ended in Dec. 2024 is calculated as

Debt-to-Asset	=	Total Debt			/	Total Assets
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Assets
	=	(0	+	101.72)	/	816.656
	=	0.12

United Bancorp's Debt-to-Asset for the quarter that ended in Dec. 2024 is calculated as

Debt-to-Asset	=	Total Debt			/	Total Assets
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Assets
	=	(0	+	101.72)	/	816.656
	=	0.12

United Bancorp (NAS:UBCP) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

United Bancorp Debt-to-Asset Related Terms

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United Bancorp Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » United Bancorp Inc (NAS:UBCP) » Definitions » Debt-to-Asset

Comparable Companies

Traded in Other Exchanges

N/A

Address

201 South 4th Street, Unified Bank Building, P.O. Box 10, Martins Ferry, OH, USA, 43935

Website

https://www.unitedbancorp.com

United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which includes accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. It serves customers in Belmont, Harrison, Jefferson, Tuscarawas, Carroll, Athens, Hocking, and Fairfield counties and the surrounding localities. The bank also operates in Marshall County West Virginia.

Executives

Randall M Greenwood	officer: Senior Vice President CFO
Scott A Everson	officer: Sr Vo COO	67295 COUNTRYSIDE, SAINT CLAIRSVILLE OH 43950
John M Hoopingarner	director	320 EAST 14TH STREET, DOVER OH 44622
Matthew Fredrick Branstetter	officer: SVP and COO	135 EDGWOOD STREET, WHEELING WV 26003
Gary W Glessner	director	C/O UNITED BANCORP, INC., PO BOX 10, MARTINS FERRY OH 43935
Richard L Riesbeck	director	PO BOX 459, ST CLAIRSVILLE OH 43950
Lisa Ann Basinger	officer: Corporate Secretary	100 STONE CHRUCH RD., APT. T, WHEELING WV 26003
Terry A Mcghee	director
Elmer Kinsey Leeper	officer: VP Chief Retail Officer	3262 STATE ROUTE NORTH WEST, DOVER OH 44622
Michael A Lloyd	officer: VP Information Systems
Matthew C Thomas	director
Seth Robert Abraham	officer: Vice President Chief Human Res	26 OAK PARK, WHEELING WV 26003
James W Everson	officer: Chairman, President and CEO	5893 ROLLING PINES DRIVE, NAPLES FL 34110-3304
James A Lodes	officer: VP Lending
Michael J Arciello	director	1654 COVENTRY ROAD NE, MASSILION OH 44646