UBCP (United Bancorp) Construction Loans (USD Mil): 0.00 (As of Mar. 2026)

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UBCP United Bancorp Inc UBCP
59 GF Score
Price $15.45
GF Value $14.30
Valuation Fairly Valued
! 5 Warning Signs
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What is United Bancorp Construction Loans (USD Mil)?

United Bancorp UBCP -0.90% 59 Construction Loans (USD Mil) is 0.00 as of Mar. 2026. GuruFocus rates UBCP with a GF Score™ of 59/100 and a GF Value™ of $14.30 (Fairly Valued). The stock has 5 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

The historical rank and industry rank for United Bancorp's Construction Loans (USD Mil) or its related term are showing as below:

United Bancorp Construction Loans (USD Mil) Historical Data

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The historical data trend for United Bancorp's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancorp Construction Loans (USD Mil) Chart

United Bancorp Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Residential Mortgage Loans (USD Mil)
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United BancorpQuarterly Data
Trend Sep20 Mar21 Jun21 Sep21 Mar22 Jun22 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Construction Loans (USD Mil)
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Commercial Business Loans (USD Mil)
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Residential Mortgage Loans (USD Mil)
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UBCP vs CBKM, NACB, FDVA: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, United Bancorp's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UBCP
59GF Score
United Bancorp Inc UBCP
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Construction Loans (USD Mil) of 0.00 mean?
United Bancorp (UBCP) has a Construction Loans (USD Mil) of 0.00 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on United Bancorp and its competitors.
Is United Bancorp's Construction Loans (USD Mil) too high?
United Bancorp's current Construction Loans (USD Mil) is 0.00. Overall, United Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Bancorp's Construction Loans (USD Mil) compare to CBKM and NACB?
United Bancorp's Construction Loans (USD Mil) of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on United Bancorp and its competitors. United Bancorp's current Construction Loans (USD Mil) is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancorp stock overvalued right now?
Based on GuruFocus' analysis, United Bancorp (UBCP) is currently considered Fairly Valued. The stock's GF Value™ is $14.30, compared to a current price of $15.45 — trading 8% above its estimated fair value. The current Construction Loans (USD Mil) is 0.00. United Bancorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For United Bancorp (UBCP), the current Construction Loans (USD Mil) is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bancorp (UBCP) Overvalued in 2026?

Based on GuruFocus' analysis, United Bancorp stock appears to be overvalued. The current stock price of $15.45 is trading 8% above its estimated GF Value™ of $14.30. GuruFocus considers United Bancorp to be Fairly Valued.

Key valuation signals for UBCP:

  • Construction Loans (USD Mil): 0.00
  • GF Value™: $14.30 vs. price of $15.45 (8% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the UBCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bancorp Business Description

Address 201 South 4th Street, Unified Bank Building, P.O. Box 10, Martins Ferry, OH, USA, 43935
United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which include accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. The Company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The bank also operates in Marshall County, West Virginia.
59GF Score

Get the complete analysis for UBCP

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.45
Price
$14.30
GF Value