UBCP (United Bancorp) Marketable Securities: $117.92 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UBCP United Bancorp Inc UBCP
58 GF Score
Price $15.18
GF Value $13.42
Valuation Modestly Overvalued
! 4 Warning Signs
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What is United Bancorp Marketable Securities?

United Bancorp UBCP +1.14% 58 Marketable Securities is $117.92 Mil as of Mar. 2026. GuruFocus rates UBCP with a GF Score™ of 58/100 and a GF Value™ of $13.42 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price. United Bancorp's Marketable Securities for the quarter that ended in Mar. 2026 was $117.92 Mil.

United Bancorp's annual Marketable Securities declined from Dec. 2023 ($169.96 Mil) to Dec. 2024 ($119.23 Mil) and declined from Dec. 2024 ($119.23 Mil) to Dec. 2025 ($114.80 Mil).

United Bancorp  (NAS:UBCP) Marketable Securities Explanation

Marketable Securities are very liquid as they tend to have maturities of less than one year. Furthermore, the rate at which these securities can be bought or sold has little effect on their prices.

Please note, GuruFocus' Marketable Securities also includes "Other Short Term Investment".

United Bancorp Marketable Securities Related Terms

United Bancorp Marketable Securities Historical Data

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The historical data trend for United Bancorp's Marketable Securities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancorp Marketable Securities Chart

United Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Marketable Securities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 146.31 217.62 169.96 119.23 114.80

United Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Marketable Securities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 229.84 223.06 131.93 114.80 117.92
UBCP
58GF Score
United Bancorp Inc UBCP
Marketable Securities is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bancorp Marketable Securities Calculation

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price.

Frequently Asked Questions Learn more about Marketable Securities →
What does a Marketable Securities of $117.92 Mil mean?
United Bancorp (UBCP) has a Marketable Securities of $117.92 Mil as of Mar. 2026. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on United Bancorp and its competitors.
Is United Bancorp's Marketable Securities too high?
United Bancorp's current Marketable Securities is $117.92 Mil. Overall, United Bancorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bancorp's Marketable Securities compare to PBKC and CBKM?
United Bancorp's Marketable Securities of $117.92 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Marketable Securities for a Banks company?
A good Marketable Securities depends on the Banks industry context. However, Marketable Securities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Marketable Securities mean?
A high Marketable Securities can signal that a stock is expensive relative to its fundamentals. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on United Bancorp and its competitors. United Bancorp's current Marketable Securities is $117.92 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancorp stock overvalued right now?
Based on GuruFocus' analysis, United Bancorp (UBCP) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.42, compared to a current price of $15.18 — trading 13.1% above its estimated fair value. The current Marketable Securities is $117.92 Mil. United Bancorp's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Marketable Securities calculated?
Marketable Securities is calculated from a company's financial statements. For United Bancorp (UBCP), the current Marketable Securities is $117.92 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bancorp (UBCP) Overvalued in 2026?

Based on GuruFocus' analysis, United Bancorp stock appears to be overvalued. The current stock price of $15.18 is trading 13.1% above its estimated GF Value™ of $13.42. GuruFocus considers United Bancorp to be Modestly Overvalued.

Key valuation signals for UBCP:

  • Marketable Securities: $117.92 Mil
  • GF Value™: $13.42 vs. price of $15.18 (13.1% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the UBCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bancorp Business Description

Address 201 South 4th Street, Unified Bank Building, P.O. Box 10, Martins Ferry, OH, USA, 43935
United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which include accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. The Company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The bank also operates in Marshall County, West Virginia.
58GF Score

Get the complete analysis for UBCP

Marketable Securities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.18
Price
$13.42
GF Value