UBCP (United Bancorp) Ending Cash Position: $27.24 Mil (As of Mar. 2026)

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UBCP United Bancorp Inc UBCP
60 GF Score
Price $15.11
GF Value $13.29
Valuation Modestly Overvalued
! 3 Warning Signs
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What is United Bancorp Ending Cash Position?

United Bancorp UBCP 60 Ending Cash Position is $27.24 Mil as of Mar. 2026. GuruFocus rates UBCP with a GF Score™ of 60/100 and a GF Value™ of $13.29 (Modestly Overvalued). The stock has 3 warning signs investors should review.

United Bancorp's Ending Cash Position for the quarter that ended in Mar. 2026 was $27.24 Mil.

United Bancorp's quarterly Ending Cash Position increased from Sep. 2025 ($45.65 Mil) to Dec. 2025 ($46.53 Mil) but then declined from Dec. 2025 ($46.53 Mil) to Mar. 2026 ($27.24 Mil).

United Bancorp's annual Ending Cash Position declined from Dec. 2023 ($40.77 Mil) to Dec. 2024 ($19.61 Mil) but then increased from Dec. 2024 ($19.61 Mil) to Dec. 2025 ($46.53 Mil).

United Bancorp Ending Cash Position Related Terms

United Bancorp Ending Cash Position Historical Data

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The historical data trend for United Bancorp's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancorp Ending Cash Position Chart

United Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 83.00 30.08 40.77 19.61 46.53

United Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.69 45.65 46.53 27.24 0.00
UBCP
60GF Score
United Bancorp Inc UBCP
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bancorp Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

United Bancorp's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=19.608+26.92
=46.53

United Bancorp's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=46.528+-19.288
=27.24

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $27.24 Mil mean?
United Bancorp (UBCP) has a Ending Cash Position of $27.24 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on United Bancorp and its competitors.
Is United Bancorp's Ending Cash Position too high?
United Bancorp's current Ending Cash Position is $27.24 Mil. Overall, United Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bancorp's Ending Cash Position compare to CBKM and NACB?
United Bancorp's Ending Cash Position of $27.24 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on United Bancorp and its competitors. United Bancorp's current Ending Cash Position is $27.24 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancorp stock overvalued right now?
Based on GuruFocus' analysis, United Bancorp (UBCP) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.29, compared to a current price of $15.11 — trading 13.7% above its estimated fair value. The current Ending Cash Position is $27.24 Mil. United Bancorp's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For United Bancorp (UBCP), the current Ending Cash Position is $27.24 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bancorp (UBCP) Overvalued in 2026?

Based on GuruFocus' analysis, United Bancorp stock appears to be overvalued. The current stock price of $15.11 is trading 13.7% above its estimated GF Value™ of $13.29. GuruFocus considers United Bancorp to be Modestly Overvalued.

Key valuation signals for UBCP:

  • Ending Cash Position: $27.24 Mil
  • GF Value™: $13.29 vs. price of $15.11 (13.7% above fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the UBCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bancorp Business Description

Address 201 South 4th Street, Unified Bank Building, P.O. Box 10, Martins Ferry, OH, USA, 43935
United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which include accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. The Company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The bank also operates in Marshall County, West Virginia.
60GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.11
Price
$13.29
GF Value