UBCP (United Bancorp) Shares Buyback Ratio %: 0.66 (As of Sep. 08, 2026)

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UBCP United Bancorp Inc UBCP
60 GF Score
Price $15.76
GF Value $13.96
Valuation Modestly Overvalued
! 5 Warning Signs
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What is United Bancorp Shares Buyback Ratio %?

United Bancorp UBCP -1.44% 60 Shares Buyback Ratio % is 0.66 as of Sep. 08, 2026. GuruFocus rates UBCP with a GF Score™ of 60/100 and a GF Value™ of $13.96 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

GuruFocus calculates shares buyback ratio using previous shares outstanding minus the current shares outstanding, and then divides by previous shares outstanding. United Bancorp's current shares buyback ratio was 0.66%.

United Bancorp Shares Buyback Ratio % Related Terms

United Bancorp Shares Buyback Ratio % Historical Data

* Premium members only.

The historical data trend for United Bancorp's Shares Buyback Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancorp Shares Buyback Ratio % Chart

United Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shares Buyback Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.93 0.90 0.64 -1.60 0.64

United Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shares Buyback Ratio % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.00 0.29 -0.42 0.78
UBCP
60GF Score
United Bancorp Inc UBCP
Shares Buyback Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bancorp Shares Buyback Ratio % Calculation

United Bancorp's Shares Buyback Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Shares Buyback Ratio=(Shares Outstanding (EOP) (A: Dec. 2024 ) - Shares Outstanding (EOP) (A: Dec. 2025 )) / Shares Outstanding (EOP) (A: Dec. 2024 )
=(5.794 - 5.757) / 5.794
=0.64%

United Bancorp's Shares Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

Shares Buyback Ratio=(Shares Outstanding (EOP) (A: Mar. 2026 ) - Shares Outstanding (EOP) (A: Jun. 2026 )) / Shares Outstanding (EOP) (A: Mar. 2026 )
=(5.781 - 5.736) / 5.781
=0.78%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Shares Buyback Ratio % →
What does a Shares Buyback Ratio % of 0.66 mean?
United Bancorp (UBCP) has a Shares Buyback Ratio % of 0.66 as of Sep. 08, 2026. Share buyback ratio is the percent change of a company's shares outstanding from two periods. View historical data on United Bancorp and its competitors.
Is United Bancorp's Shares Buyback Ratio % too high?
United Bancorp's current Shares Buyback Ratio % is 0.66. Overall, United Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bancorp's Shares Buyback Ratio % compare to FUSB and EDVR?
United Bancorp's Shares Buyback Ratio % of 0.66 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shares Buyback Ratio % for a Banks company?
A good Shares Buyback Ratio % depends on the Banks industry context. However, Shares Buyback Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shares Buyback Ratio % mean?
A high Shares Buyback Ratio % can signal that a stock is expensive relative to its fundamentals. Share buyback ratio is the percent change of a company's shares outstanding from two periods. View historical data on United Bancorp and its competitors. United Bancorp's current Shares Buyback Ratio % is 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancorp stock overvalued right now?
Based on GuruFocus' analysis, United Bancorp (UBCP) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.96, compared to a current price of $15.76 — trading 12.9% above its estimated fair value. The current Shares Buyback Ratio % is 0.66. United Bancorp's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shares Buyback Ratio % calculated?
Shares Buyback Ratio % is calculated from a company's financial statements. For United Bancorp (UBCP), the current Shares Buyback Ratio % is 0.66 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bancorp (UBCP) Overvalued in 2026?

Based on GuruFocus' analysis, United Bancorp stock appears to be overvalued. The current stock price of $15.76 is trading 12.9% above its estimated GF Value™ of $13.96. GuruFocus considers United Bancorp to be Modestly Overvalued.

Key valuation signals for UBCP:

  • Shares Buyback Ratio %: 0.66
  • GF Value™: $13.96 vs. price of $15.76 (12.9% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the UBCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bancorp Business Description

Address 201 South 4th Street, Unified Bank Building, P.O. Box 10, Martins Ferry, OH, USA, 43935
United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which include accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. The Company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The bank also operates in Marshall County, West Virginia.
60GF Score

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Shares Buyback Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.76
Price
$13.96
GF Value