UBCP (United Bancorp) Institutional Ownership: 14.10% (As of Jul. 16, 2026)

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UBCP United Bancorp Inc UBCP
58 GF Score
Price $15.01
GF Value $13.42
Valuation Modestly Overvalued
! 4 Warning Signs
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What is United Bancorp Institutional Ownership?

United Bancorp UBCP -1.04% 58 Institutional Ownership is 14.10% as of Jul. 16, 2026. GuruFocus rates UBCP with a GF Score™ of 58/100 and a GF Value™ of $13.42 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, United Bancorp's institutional ownership is 14.10%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, United Bancorp's Insider Ownership is 20.59%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, United Bancorp's Float Percentage Of Total Shares Outstanding is 86.21%.

United Bancorp Institutional Ownership Historical Data

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The historical data trend for United Bancorp's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancorp Institutional Ownership Chart

United Bancorp Historical Data

The historical data trend for United Bancorp can be seen below:

2025-08-31 2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 4.19 4.22 4.22 4.23 4.31 4.37 4.34 4.45 4.59 4.68
UBCP
58GF Score
United Bancorp Inc UBCP
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bancorp Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 14.10% mean?
United Bancorp (UBCP) has a Institutional Ownership of 14.10% as of Jul. 16, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on United Bancorp and its competitors.
Is United Bancorp's Institutional Ownership too high?
United Bancorp's current Institutional Ownership is 14.10%. Overall, United Bancorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bancorp's Institutional Ownership compare to PBKC and CBKM?
United Bancorp's Institutional Ownership of 14.10% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on United Bancorp and its competitors. United Bancorp's current Institutional Ownership is 14.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancorp stock overvalued right now?
Based on GuruFocus' analysis, United Bancorp (UBCP) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.42, compared to a current price of $15.01 — trading 11.8% above its estimated fair value. The current Institutional Ownership is 14.10%. United Bancorp's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For United Bancorp (UBCP), the current Institutional Ownership is 14.10% as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bancorp (UBCP) Overvalued in 2026?

Based on GuruFocus' analysis, United Bancorp stock appears to be overvalued. The current stock price of $15.01 is trading 11.8% above its estimated GF Value™ of $13.42. GuruFocus considers United Bancorp to be Modestly Overvalued.

Key valuation signals for UBCP:

  • Institutional Ownership: 14.10%
  • GF Value™: $13.42 vs. price of $15.01 (11.8% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the UBCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bancorp Business Description

Address 201 South 4th Street, Unified Bank Building, P.O. Box 10, Martins Ferry, OH, USA, 43935
United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which include accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. The Company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The bank also operates in Marshall County, West Virginia.
58GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.01
Price
$13.42
GF Value