GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » United Bancorp Inc (NAS:UBCP) » Definitions » Capex-to-Operating-Cash-Flow

UBCP (United Bancorp) Capex-to-Operating-Cash-Flow : 1.56 (As of Mar. 2025)


View and export this data going back to 1993. Start your Free Trial

What is United Bancorp Capex-to-Operating-Cash-Flow?

Capex-to-Operating-Cash-Flow assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. It’s also useful to distinguish whether the company is capital intensive or not.

United Bancorp's Capital Expenditure for the three months ended in Mar. 2025 was $-1.66 Mil. Its Cash Flow from Operations for the three months ended in Mar. 2025 was $1.06 Mil.

Hence, United Bancorp's Capex-to-Operating-Cash-Flow for the three months ended in Mar. 2025 was 1.56.


United Bancorp Capex-to-Operating-Cash-Flow Historical Data

The historical data trend for United Bancorp's Capex-to-Operating-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Bancorp Capex-to-Operating-Cash-Flow Chart

United Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Capex-to-Operating-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.27 0.10 0.06 0.11 1.15

United Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Capex-to-Operating-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 - 1.33 -0.48 1.56

Competitive Comparison of United Bancorp's Capex-to-Operating-Cash-Flow

For the Banks - Regional subindustry, United Bancorp's Capex-to-Operating-Cash-Flow, along with its competitors' market caps and Capex-to-Operating-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Bancorp's Capex-to-Operating-Cash-Flow Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Bancorp's Capex-to-Operating-Cash-Flow distribution charts can be found below:

* The bar in red indicates where United Bancorp's Capex-to-Operating-Cash-Flow falls into.


;
;

United Bancorp Capex-to-Operating-Cash-Flow Calculation

United Bancorp's Capex-to-Operating-Cash-Flow for the fiscal year that ended in Dec. 2024 is calculated as

Capex-to-Operating-Cash-Flow=- Capital Expenditure / Cash Flow from Operations
=- (-9.695) / 8.448
=1.15

United Bancorp's Capex-to-Operating-Cash-Flow for the quarter that ended in Mar. 2025 is calculated as

Capex-to-Operating-Cash-Flow=- Capital Expenditure / Cash Flow from Operations
=- (-1.658) / 1.064
=1.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


United Bancorp  (NAS:UBCP) Capex-to-Operating-Cash-Flow Explanation

Capex-to-Operating-Cash-Flow ratio assesses how much of a company’s Cash Flow from Operations is being devoted to Capital Expenditure. It is a good indicator in terms of how much the company is focused on growth. In general, a high Capex-to-Operating-Cash-Flow ratio indicates that the company is investing more in physical assets and is focused on growth and expansion. Conversely, lower ratio could indicate that a company has reached maturity and is no longer pursuing aggressive growth.

Moreover, the ratio is also useful to distinguish whether the company is capital intensive or not. If the ratio is large, then the company tends to be capital intensive. Lower ratio suggests that it’s a capital-light business. The ratio can be combined with ROIC % to identify whether the company is an asset-light business that has a high return on invested capital. This is one question investors commonly ask to see if a company qualifies as a good company.


United Bancorp Capex-to-Operating-Cash-Flow Related Terms

Thank you for viewing the detailed overview of United Bancorp's Capex-to-Operating-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


United Bancorp Business Description

Traded in Other Exchanges
N/A
Address
201 South 4th Street, Unified Bank Building, P.O. Box 10, Martins Ferry, OH, USA, 43935
United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which includes accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. It serves customers in Belmont, Harrison, Jefferson, Tuscarawas, Carroll, Athens, Hocking, and Fairfield counties and the surrounding localities. The bank also operates in Marshall County West Virginia.
Executives
Randall M Greenwood officer: Senior Vice President CFO
Scott A Everson officer: Sr Vo COO 67295 COUNTRYSIDE, SAINT CLAIRSVILLE OH 43950
John M Hoopingarner director 320 EAST 14TH STREET, DOVER OH 44622
Matthew Fredrick Branstetter officer: SVP and COO 135 EDGWOOD STREET, WHEELING WV 26003
Gary W Glessner director C/O UNITED BANCORP, INC., PO BOX 10, MARTINS FERRY OH 43935
Richard L Riesbeck director PO BOX 459, ST CLAIRSVILLE OH 43950
Lisa Ann Basinger officer: Corporate Secretary 100 STONE CHRUCH RD., APT. T, WHEELING WV 26003
Terry A Mcghee director
Elmer Kinsey Leeper officer: VP Chief Retail Officer 3262 STATE ROUTE NORTH WEST, DOVER OH 44622
Michael A Lloyd officer: VP Information Systems
Matthew C Thomas director
Seth Robert Abraham officer: Vice President Chief Human Res 26 OAK PARK, WHEELING WV 26003
James W Everson officer: Chairman, President and CEO 5893 ROLLING PINES DRIVE, NAPLES FL 34110-3304
James A Lodes officer: VP Lending
Michael J Arciello director 1654 COVENTRY ROAD NE, MASSILION OH 44646

United Bancorp Headlines

From GuruFocus