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Orange County Bancorp (Orange County Bancorp) Debt-to-Equity : 1.54 (As of Dec. 2023)


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What is Orange County Bancorp Debt-to-Equity?

Orange County Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $224.50 Mil. Orange County Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $29.52 Mil. Orange County Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $165.38 Mil. Orange County Bancorp's debt to equity for the quarter that ended in Dec. 2023 was 1.54.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Orange County Bancorp's Debt-to-Equity or its related term are showing as below:

OBT' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.07   Med: 0.36   Max: 1.54
Current: 1.54

During the past 9 years, the highest Debt-to-Equity Ratio of Orange County Bancorp was 1.54. The lowest was 0.07. And the median was 0.36.

OBT's Debt-to-Equity is ranked worse than
77.1% of 1393 companies
in the Banks industry
Industry Median: 0.69 vs OBT: 1.54

Orange County Bancorp Debt-to-Equity Historical Data

The historical data trend for Orange County Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Orange County Bancorp Debt-to-Equity Chart

Orange County Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only 0.07 0.17 0.12 1.09 1.54

Orange County Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 1.74 1.26 1.22 1.54

Competitive Comparison of Orange County Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, Orange County Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orange County Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Orange County Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Orange County Bancorp's Debt-to-Equity falls into.



Orange County Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Orange County Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Orange County Bancorp's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Orange County Bancorp  (NAS:OBT) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Orange County Bancorp Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Orange County Bancorp's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


Orange County Bancorp (Orange County Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
212 Dolson Avenue, Middletown, NY, USA, 10940
Orange County Bancorp Inc provides banking services. Its services include personal banking services such as personal loans, personal savings, business loans, business savings, and internet banking among others. The company provides commercial and consumer banking services to individuals, small businesses and local municipal governments as well as trust and investment services through the Bank and HVIA. Its segment includes banking and wealth management. The company generates maximum revenue from the banking segment.
Executives
Stephen Rooney officer: SVP, Co-Chief Credit Officer 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Michael Listner officer: SVP and CCO 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Michael J Coulter officer: EVP and CLO 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Gregory Sousa officer: EVP and CCBO 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Olga Luz Tirado director 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Joseph A Ruhl officer: Reg Pres, Westchester County 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Gustave J Scacco director 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Michael J Gilfeather director, officer: President and CEO 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Terry R Saturno director 212 DOLSON AVENUE, MIDDLETOWN NY 10940
William D Morrison director 212 DOLSON AVENUE, MIDDLETOWN NY 10940
David P Dineen officer: SVP, Dir. Wealth Services 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Louis Heimbach director 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Kevin J Keane director 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Jonathan F Rouis director 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Gregory F Holcombe director 212 DOLSON AVENUE, MIDDLETOWN NY 10940