OBT (Orange County Bancorp) Total Deposits: $2,349.7 Mil (As of Mar. 2026)

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OBT Orange County Bancorp Inc OBT
72 GF Score
Price $37.81
GF Value $27.43
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Orange County Bancorp Total Deposits?

Orange County Bancorp OBT +0.13% 72 Total Deposits is $2,349.7 Mil as of Mar. 2026. GuruFocus rates OBT with a GF Score™ of 72/100 and a GF Value™ of $27.43 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Orange County Bancorp's annual total deposits increased from Dec. 2023 ($2,038.7 Mil) to Dec. 2024 ($2,153.4 Mil) and increased from Dec. 2024 ($2,153.4 Mil) to Dec. 2025 ($2,310.4 Mil).

Orange County Bancorp Total Deposits Historical Data

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The historical data trend for Orange County Bancorp's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orange County Bancorp Total Deposits Chart

Orange County Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,914.38 1,974.39 2,038.75 2,153.36 2,310.37

Orange County Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,276.72 2,278.87 2,310.37 2,349.72 2,431.19
OBT
72GF Score
Orange County Bancorp Inc OBT
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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Orange County Bancorp Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $2,349.7 Mil mean?
Orange County Bancorp (OBT) has a Total Deposits of $2,349.7 Mil as of Mar. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Orange County Bancorp and its competitors.
Is Orange County Bancorp's Total Deposits too high?
Orange County Bancorp's current Total Deposits is $2,349.7 Mil. Overall, Orange County Bancorp has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orange County Bancorp's Total Deposits compare to BWFG and PDLB?
Orange County Bancorp's Total Deposits of $2,349.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Orange County Bancorp and its competitors. Orange County Bancorp's current Total Deposits is $2,349.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orange County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Orange County Bancorp (OBT) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.43, compared to a current price of $37.81 — trading 37.8% above its estimated fair value. The current Total Deposits is $2,349.7 Mil. Orange County Bancorp's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Orange County Bancorp (OBT), the current Total Deposits is $2,349.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orange County Bancorp (OBT) Overvalued in 2026?

Based on GuruFocus' analysis, Orange County Bancorp stock appears to be overvalued. The current stock price of $37.81 is trading 37.8% above its estimated GF Value™ of $27.43. GuruFocus considers Orange County Bancorp to be Significantly Overvalued.

Key valuation signals for OBT:

  • Total Deposits: $2,349.7 Mil
  • GF Value™: $27.43 vs. price of $37.81 (37.8% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the OBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Orange County Bancorp Business Description

Address 212 Dolson Avenue, Middletown, NY, USA, 10940
Orange County Bancorp Inc is a community bank holding company providing commercial and consumer banking services to individuals, small businesses, and local governments. It operates through two segments: Banking and Wealth Management. The Banking segment, the primary revenue driver, offers loans such as commercial real estate, construction, commercial & industrial, multifamily, and residential mortgages, along with services like cash management, escrow, deposits, ATMs, and digital banking. The Wealth Management segment provides investment management, trust services (trustee, administrator, custodian), and financial planning and advisory services to individuals and institutions.
72GF Score

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Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.81
Price
$27.43
GF Value