OBT (Orange County Bancorp) Quality Rank


OBT Orange County Bancorp Inc OBT
72 GF Score
Price $37.65
GF Value $27.43
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Orange County Bancorp Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Orange County Bancorp Quality Rank Related Terms

OBT
72GF Score
Orange County Bancorp Inc OBT
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Orange County Bancorp (OBT) Overvalued in 2026?

Based on GuruFocus' analysis, Orange County Bancorp stock appears to be overvalued. The current stock price of $37.65 is trading 37.3% above its estimated GF Value™ of $27.43. GuruFocus considers Orange County Bancorp to be Significantly Overvalued.

Key valuation signals for OBT:

  • Quality Rank:
  • GF Value™: $27.43 vs. price of $37.65 (37.3% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the OBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Orange County Bancorp Business Description

Address 212 Dolson Avenue, Middletown, NY, USA, 10940
Orange County Bancorp Inc is a community bank holding company providing commercial and consumer banking services to individuals, small businesses, and local governments. It operates through two segments: Banking and Wealth Management. The Banking segment, the primary revenue driver, offers loans such as commercial real estate, construction, commercial & industrial, multifamily, and residential mortgages, along with services like cash management, escrow, deposits, ATMs, and digital banking. The Wealth Management segment provides investment management, trust services (trustee, administrator, custodian), and financial planning and advisory services to individuals and institutions.
72GF Score

Get the complete analysis for OBT

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.65
Price
$27.43
GF Value