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During the past 12 months, Orange County Bancorp's average EPS without NRIGrowth Rate was 43.70% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 14.50% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 16.10% per year.
During the past 11 years, Orange County Bancorp's highest 3-Year average EPS without NRI Growth Rate was 63.20% per year. The lowest was 4.90% per year. And the median was 26.50% per year.
Orange County Bancorp (NAS:OBT) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Orange County Bancorp Earnings per Share (Diluted) Related Terms
Orange County Bancorp Earnings per Share (Diluted) Historical Data
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The historical data trend for Orange County Bancorp's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orange County Bancorp Earnings per Share (Diluted) Chart
OBT vs BWFG, PDLB, COFS: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Orange County Bancorp's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orange County Bancorp PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Orange County Bancorp's PE Ratio distribution charts can be found below:
* The bar in red indicates where Orange County Bancorp's PE Ratio falls into.
Orange County Bancorp Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Orange County Bancorp's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.55
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $3.55 mean?
Orange County Bancorp (OBT) has a Earnings per Share (Diluted) of $3.55 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Orange County Bancorp and its competitors. According to the industry distribution chart, Orange County Bancorp ranks #469 out of 1409 companies in the Banks industry, placing it in the top 33.3%.
Is Orange County Bancorp's Earnings per Share (Diluted) too high?
Orange County Bancorp's current Earnings per Share (Diluted) is $3.55. The Banks industry median Earnings per Share (Diluted) is 7.40. Orange County Bancorp's value of $3.55 is 52% below this industry median. Based on the distribution chart, Orange County Bancorp ranks #469 out of 1409 companies in the Banks industry, which is above the industry midpoint. Overall, Orange County Bancorp has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orange County Bancorp's Earnings per Share (Diluted) compare to BWFG and PDLB?
According to the Banks industry distribution chart, Orange County Bancorp ranks #469 out of 1409 companies for Earnings per Share (Diluted). This puts Orange County Bancorp in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.40. Orange County Bancorp's value of $3.55 is 52% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.40, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orange County Bancorp's current Earnings per Share (Diluted) of $3.55 is 52% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Orange County Bancorp and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orange County Bancorp's current Earnings per Share (Diluted) is $3.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orange County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Orange County Bancorp (OBT) is currently considered Significantly Overvalued. The stock's GF Value™ is $26.87, compared to a current price of $38.93 — trading 44.9% above its estimated fair value. The current Earnings per Share (Diluted) is $3.55 and 52% below the Banks industry median of 7.40. Orange County Bancorp's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Orange County Bancorp (OBT), the current Earnings per Share (Diluted) is $3.55 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orange County Bancorp (OBT) Overvalued in 2026?
Based on GuruFocus' analysis, Orange County Bancorp stock appears to be overvalued.
The current stock price of $38.93 is trading 44.9% above its estimated GF Value™ of $26.87.
GuruFocus considers Orange County Bancorp to be Significantly Overvalued.
Key valuation signals for OBT:
Earnings per Share (Diluted): $3.55
GF Value™: $26.87 vs. price of $38.93 (44.9% above fair value)
Industry Position: 52% below the Banks median (#469 of 1409)
No single metric tells the full story. See the OBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orange County Bancorp Inc is a community bank holding company providing commercial and consumer banking services to individuals, small businesses, and local governments. It operates through two segments: Banking and Wealth Management. The Banking segment, the primary revenue driver, offers loans such as commercial real estate, construction, commercial & industrial, multifamily, and residential mortgages, along with services like cash management, escrow, deposits, ATMs, and digital banking. The Wealth Management segment provides investment management, trust services (trustee, administrator, custodian), and financial planning and advisory services to individuals and institutions.
71GF Score
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Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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