OBT (Orange County Bancorp) Total Liabilities: $2,414.0 Mil (As of Mar. 2026)


OBT Orange County Bancorp Inc OBT
75 GF Score
Price $36.93
GF Value $27.44
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Orange County Bancorp Total Liabilities?

Orange County Bancorp OBT +0.16% 75 Total Liabilities is $2,414.0 Mil as of Mar. 2026. GuruFocus rates OBT with a GF Score™ of 75/100 and a GF Value™ of $27.44 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Orange County Bancorp's Total Liabilities for the quarter that ended in Mar. 2026 was $2,414.0 Mil.

Orange County Bancorp's quarterly Total Liabilities increased from Sep. 2025 ($2,366.33 Mil) to Dec. 2025 ($2,375.01 Mil) and increased from Dec. 2025 ($2,375.01 Mil) to Mar. 2026 ($2,413.96 Mil).

Orange County Bancorp's annual Total Liabilities increased from Dec. 2023 ($2,320.09 Mil) to Dec. 2024 ($2,324.40 Mil) and increased from Dec. 2024 ($2,324.40 Mil) to Dec. 2025 ($2,375.01 Mil).

Orange County Bancorp Total Liabilities Historical Data

* Premium members only.

The historical data trend for Orange County Bancorp's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orange County Bancorp Total Liabilities Chart

Orange County Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,959.75 2,149.20 2,320.09 2,324.40 2,375.01

Orange County Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,358.80 2,353.67 2,366.33 2,375.01 2,413.96
OBT
75GF Score
Orange County Bancorp Inc OBT
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Orange County Bancorp Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Orange County Bancorp's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=2659.377-284.364
=2,375.0

Orange County Bancorp's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=2705.62-291.664
=2,414.0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $2,414.0 Mil mean?
Orange County Bancorp (OBT) has a Total Liabilities of $2,414.0 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Orange County Bancorp and its competitors.
Is Orange County Bancorp's Total Liabilities too high?
Orange County Bancorp's current Total Liabilities is $2,414.0 Mil. Overall, Orange County Bancorp has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orange County Bancorp's Total Liabilities compare to PDLB and GCBC?
Orange County Bancorp's Total Liabilities of $2,414.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Orange County Bancorp and its competitors. Orange County Bancorp's current Total Liabilities is $2,414.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orange County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Orange County Bancorp (OBT) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.44, compared to a current price of $36.93 — trading 34.6% above its estimated fair value. The current Total Liabilities is $2,414.0 Mil. Orange County Bancorp's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Orange County Bancorp (OBT), the current Total Liabilities is $2,414.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orange County Bancorp (OBT) Overvalued in 2026?

Based on GuruFocus' analysis, Orange County Bancorp stock appears to be overvalued. The current stock price of $36.93 is trading 34.6% above its estimated GF Value™ of $27.44. GuruFocus considers Orange County Bancorp to be Significantly Overvalued.

Key valuation signals for OBT:

  • Total Liabilities: $2,414.0 Mil
  • GF Value™: $27.44 vs. price of $36.93 (34.6% above fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the OBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Orange County Bancorp Business Description

Address 212 Dolson Avenue, Middletown, NY, USA, 10940
Orange County Bancorp Inc is a community bank holding company providing commercial and consumer banking services to individuals, small businesses, and local governments. It operates through two segments: Banking and Wealth Management. The Banking segment, the primary revenue driver, offers loans such as commercial real estate, construction, commercial & industrial, multifamily, and residential mortgages, along with services like cash management, escrow, deposits, ATMs, and digital banking. The Wealth Management segment provides investment management, trust services (trustee, administrator, custodian), and financial planning and advisory services to individuals and institutions.
75GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.93
Price
$27.44
GF Value