OBT (Orange County Bancorp) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


OBT Orange County Bancorp Inc OBT
72 GF Score
Price $37.65
GF Value $27.43
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Orange County Bancorp ROC (Joel Greenblatt) %?

Orange County Bancorp OBT +0.15% 72 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates OBT with a GF Score™ of 72/100 and a GF Value™ of $27.43 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 46 Banks companies, Orange County Bancorp ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

OBT
72GF Score
Orange County Bancorp Inc OBT
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Orange County Bancorp (OBT) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Orange County Bancorp and its competitors. According to the industry distribution chart, Orange County Bancorp ranks #999999 out of 46 companies in the Banks industry.
Is Orange County Bancorp's ROC (Joel Greenblatt) % too high?
Orange County Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Orange County Bancorp ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Orange County Bancorp has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orange County Bancorp's ROC (Joel Greenblatt) % compare to DBIN and COFS?
According to the Banks industry distribution chart, Orange County Bancorp ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Orange County Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Orange County Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orange County Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orange County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Orange County Bancorp (OBT) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.43, compared to a current price of $37.65 — trading 37.3% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Orange County Bancorp's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Orange County Bancorp (OBT), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orange County Bancorp (OBT) Overvalued in 2026?

Based on GuruFocus' analysis, Orange County Bancorp stock appears to be overvalued. The current stock price of $37.65 is trading 37.3% above its estimated GF Value™ of $27.43. GuruFocus considers Orange County Bancorp to be Significantly Overvalued.

Key valuation signals for OBT:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $27.43 vs. price of $37.65 (37.3% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the OBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Orange County Bancorp Business Description

Address 212 Dolson Avenue, Middletown, NY, USA, 10940
Orange County Bancorp Inc is a community bank holding company providing commercial and consumer banking services to individuals, small businesses, and local governments. It operates through two segments: Banking and Wealth Management. The Banking segment, the primary revenue driver, offers loans such as commercial real estate, construction, commercial & industrial, multifamily, and residential mortgages, along with services like cash management, escrow, deposits, ATMs, and digital banking. The Wealth Management segment provides investment management, trust services (trustee, administrator, custodian), and financial planning and advisory services to individuals and institutions.
72GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.65
Price
$27.43
GF Value