OBT (Orange County Bancorp) Cyclically Adjusted Revenue per Share: $8.20 (As of Mar. 2026)


OBT Orange County Bancorp Inc OBT
72 GF Score
Price $37.08
GF Value $27.43
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Orange County Bancorp Cyclically Adjusted Revenue per Share?

Orange County Bancorp OBT -2.14% 72 Cyclically Adjusted Revenue per Share is $8.20 as of Mar. 2026. GuruFocus rates OBT with a GF Score™ of 72/100 and a GF Value™ of $27.43 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Orange County Bancorp's adjusted revenue per share data for the fiscal year that ended in Dec. 2025 was $10.162. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $8.20 for the trailing ten years ended in Dec. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

As of today (2026-07-07), Orange County Bancorp's current stock price is $ 37.08. Orange County Bancorp's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec. 2025 was $8.20. Orange County Bancorp's Cyclically Adjusted PS Ratio of today is 4.52.

During the past 11 years, the highest Cyclically Adjusted PS Ratio of Orange County Bancorp was 4.62. The lowest was 3.14. And the median was 3.58.


Orange County Bancorp  (NAS:OBT) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Orange County Bancorp's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=37.08/8.20
=4.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Cyclically Adjusted PS Ratio of Orange County Bancorp was 4.62. The lowest was 3.14. And the median was 3.58.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Orange County Bancorp Cyclically Adjusted Revenue per Share Related Terms


Orange County Bancorp Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Orange County Bancorp's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orange County Bancorp Cyclically Adjusted Revenue per Share Chart

Orange County Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 7.50 8.20

Orange County Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 8.20 0.00

OBT vs DBIN, COFS, PDLB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Orange County Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orange County Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Orange County Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Orange County Bancorp's Cyclically Adjusted PS Ratio falls into.


OBT
72GF Score
Orange County Bancorp Inc OBT
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Orange County Bancorp Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Orange County Bancorp's adjusted Revenue per Share data for the fiscal year that ended in Dec. 2025 was:

Adj_RevenuePerShare=Revenue per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=10.162/324.0540*324.0540
=10.162

Current CPI (Dec. 2025) = 324.0540.

Orange County Bancorp Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 4.391 241.432 5.894
201712 5.046 246.524 6.633
201812 5.588 251.233 7.208
201912 5.878 256.974 7.412
202012 6.622 260.474 8.238
202112 7.249 278.802 8.426
202212 7.993 296.797 8.727
202312 9.033 306.746 9.543
202412 9.522 315.605 9.777
202512 10.162 324.054 10.162

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $8.20 mean?
Orange County Bancorp (OBT) has a Cyclically Adjusted Revenue per Share of $8.20 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Orange County Bancorp and its competitors.
Is Orange County Bancorp's Cyclically Adjusted Revenue per Share too high?
Orange County Bancorp's current Cyclically Adjusted Revenue per Share is $8.20. Overall, Orange County Bancorp has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orange County Bancorp's Cyclically Adjusted Revenue per Share compare to DBIN and COFS?
Orange County Bancorp's Cyclically Adjusted Revenue per Share of $8.20 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Orange County Bancorp and its competitors. Orange County Bancorp's current Cyclically Adjusted Revenue per Share is $8.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orange County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Orange County Bancorp (OBT) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.43, compared to a current price of $37.08 — trading 35.2% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $8.20. Orange County Bancorp's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Orange County Bancorp (OBT), the current Cyclically Adjusted Revenue per Share is $8.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orange County Bancorp (OBT) Overvalued in 2026?

Based on GuruFocus' analysis, Orange County Bancorp stock appears to be overvalued. The current stock price of $37.08 is trading 35.2% above its estimated GF Value™ of $27.43. GuruFocus considers Orange County Bancorp to be Significantly Overvalued.

Key valuation signals for OBT:

  • Cyclically Adjusted Revenue per Share: $8.20
  • GF Value™: $27.43 vs. price of $37.08 (35.2% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the OBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orange County Bancorp Business Description

Address 212 Dolson Avenue, Middletown, NY, USA, 10940
Orange County Bancorp Inc is a community bank holding company providing commercial and consumer banking services to individuals, small businesses, and local governments. It operates through two segments: Banking and Wealth Management. The Banking segment, the primary revenue driver, offers loans such as commercial real estate, construction, commercial & industrial, multifamily, and residential mortgages, along with services like cash management, escrow, deposits, ATMs, and digital banking. The Wealth Management segment provides investment management, trust services (trustee, administrator, custodian), and financial planning and advisory services to individuals and institutions.
72GF Score

Get the complete analysis for OBT

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.08
Price
$27.43
GF Value