OBT (Orange County Bancorp) EPS (Basic): $3.40 (TTM As of Mar. 2026)

What is Orange County Bancorp EPS (Basic)?

Orange County Bancorp OBT +0.33% 75 EPS (Basic) is $3.40 as of Mar. 2026. GuruFocus rates OBT with a GF Score™ of 75/100 and a GF Value™ of $27.44 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Orange County Bancorp's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $0.85. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $3.40.

Orange County Bancorp's EPS (Diluted) for the three months ended in Mar. 2026 was $0.85. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $3.40.

Orange County Bancorp's EPS without NRI for the three months ended in Mar. 2026 was $0.85. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 3.32.

During the past 12 months, Orange County Bancorp's average EPS without NRIGrowth Rate was 37.80% per year. During the past 3 years, the average EPS without NRI Growth Rate was 14.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was 16.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 11 years, Orange County Bancorp's highest 3-Year average EPS without NRI Growth Rate was 63.20% per year. The lowest was 4.90% per year. And the median was 26.50% per year.

Orange County Bancorp (NAS:OBT) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Orange County Bancorp EPS (Basic) Related Terms

Orange County Bancorp EPS (Basic) Historical Data

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The historical data trend for Orange County Bancorp's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orange County Bancorp EPS (Basic) Chart

Orange County Bancorp Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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2.14

2.17

2.62

2.47

3.33

Orange County Bancorp Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															0.77	0.87	0.75	0.93	0.85

75GF Score

Orange County Bancorp Inc OBT

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Orange County Bancorp EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Orange County Bancorp's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(41.614	-	0)	/	12.509
	=	3.33

Orange County Bancorp's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(11.284	-	0)	/	13.352
	=	0.85

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.40

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of $3.40 mean?

Orange County Bancorp (OBT) has a EPS (Basic) of $3.40 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Orange County Bancorp and its competitors.

Is Orange County Bancorp's EPS (Basic) too high?

Orange County Bancorp's current EPS (Basic) is $3.40. Overall, Orange County Bancorp has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Orange County Bancorp's EPS (Basic) compare to PDLB and GCBC?

Orange County Bancorp's EPS (Basic) of $3.40 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Orange County Bancorp and its competitors. Orange County Bancorp's current EPS (Basic) is $3.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Orange County Bancorp stock overvalued right now?

Based on GuruFocus' analysis, Orange County Bancorp (OBT) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.44, compared to a current price of $36.75 — trading 33.9% above its estimated fair value. The current EPS (Basic) is $3.40. Orange County Bancorp's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Orange County Bancorp (OBT), the current EPS (Basic) is $3.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orange County Bancorp (OBT) Overvalued in 2026?

Based on GuruFocus' analysis, Orange County Bancorp stock appears to be overvalued. The current stock price of $36.75 is trading 33.9% above its estimated GF Value™ of $27.44. GuruFocus considers Orange County Bancorp to be Significantly Overvalued.

Key valuation signals for OBT:

EPS (Basic): $3.40
GF Value™: $27.44 vs. price of $36.75 (33.9% above fair value)
GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the OBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Orange County Bancorp Business Description

Industry Financial Services Banks

Comparable Companies PDLB GCBC COFS FFMR FBIZ GBFH DBIN BSVN CBAN BMRC SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 212 Dolson Avenue, Middletown, NY, USA, 10940

Website https://www.orangebanktrust.com

Orange County Bancorp Inc is a community bank holding company providing commercial and consumer banking services to individuals, small businesses, and local governments. It operates through two segments: Banking and Wealth Management. The Banking segment, the primary revenue driver, offers loans such as commercial real estate, construction, commercial & industrial, multifamily, and residential mortgages, along with services like cash management, escrow, deposits, ATMs, and digital banking. The Wealth Management segment provides investment management, trust services (trustee, administrator, custodian), and financial planning and advisory services to individuals and institutions.

75GF Score

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EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.75

Price

$27.44

GF Value

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