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What is Al Ansari Financial Services PJSC Debt-to-EBITDA?
Al Ansari Financial Services PJSCDFM:ALANSARI 84 Debt-to-EBITDA is 1.57 as of Mar. 2026, which is 162% above its 10-year median of 0.60. GuruFocus rates DFM:ALANSARI with a GF Score™ of 84/100 and a GF Value™ of د.إ1.21 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 422 Capital Markets companies, Al Ansari Financial Services PJSC ranks better than 52.84% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Al Ansari Financial Services PJSC's Debt-to-EBITDA or its related term are showing as below:
DFM:ALANSARI'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.1 Med: 0.6 Max: 1.59
Current: 1.39
During the past 7 years, the highest Debt-to-EBITDA Ratio of Al Ansari Financial Services PJSC was 1.59. The lowest was 0.10. And the median was 0.60.
DFM:ALANSARI's Debt-to-EBITDA is ranked better than 52.84% of 422
companies
in the Capital Markets industry
Industry Median: 1.645
vs DFM:ALANSARI: 1.39
Al Ansari Financial Services PJSC (DFM:ALANSARI) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Al Ansari Financial Services PJSC Debt-to-EBITDA Related Terms
Al Ansari Financial Services PJSC Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ansari Financial Services PJSC Debt-to-EBITDA Chart
DFM:ALANSARI vs MS, GS, SCHW: Debt-to-EBITDA Comparison
For the Capital Markets subindustry, Al Ansari Financial Services PJSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ansari Financial Services PJSC Debt-to-EBITDA vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Al Ansari Financial Services PJSC's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Al Ansari Financial Services PJSC's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Al Ansari Financial Services PJSC (DFM:ALANSARI) has a Debt-to-EBITDA of 1.57 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al Ansari Financial Services PJSC. This is 162% above median its historical median of 0.60. Over the past decade, Al Ansari Financial Services PJSC's Debt-to-EBITDA has ranged from 0.10 to 1.59. According to the industry distribution chart, Al Ansari Financial Services PJSC ranks #199 out of 422 companies in the Capital Markets industry, placing it in the top 47.2%.
Is Al Ansari Financial Services PJSC's Debt-to-EBITDA too high?
Al Ansari Financial Services PJSC's current Debt-to-EBITDA of 1.57 is 162% above median its 10-year median of 0.60. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 1.59. The Capital Markets industry median Debt-to-EBITDA is 1.65. Al Ansari Financial Services PJSC's value of 1.57 is 4.6% below this industry median. Based on the distribution chart, Al Ansari Financial Services PJSC ranks #199 out of 422 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Al Ansari Financial Services PJSC has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ansari Financial Services PJSC's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ansari Financial Services PJSC ranks #199 out of 422 companies for Debt-to-EBITDA. This puts Al Ansari Financial Services PJSC in the upper half of its industry. The industry median Debt-to-EBITDA is 1.65. Al Ansari Financial Services PJSC's value of 1.57 is 4.6% below this benchmark. Historically, Al Ansari Financial Services PJSC's own Debt-to-EBITDA has ranged from 0.10 to 1.59 over the past decade. While the company's 10-year median is 0.60 vs. the industry median of 1.65, Al Ansari Financial Services PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.65, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ansari Financial Services PJSC's current Debt-to-EBITDA of 1.57 is 4.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al Ansari Financial Services PJSC. For the Capital Markets industry, the median Debt-to-EBITDA is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ansari Financial Services PJSC's current Debt-to-EBITDA is 1.57, which is 162% above median its own 10-year median of 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ansari Financial Services PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC (DFM:ALANSARI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.21, compared to a current price of د.إ0.95 — trading 21.5% below its estimated fair value. The current Debt-to-EBITDA is 1.57, which is 162% above median its 10-year median of 0.60 and 4.6% below the Capital Markets industry median of 1.65. Al Ansari Financial Services PJSC's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Al Ansari Financial Services PJSC (DFM:ALANSARI), the current Debt-to-EBITDA is 1.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ansari Financial Services PJSC (DFM:ALANSARI) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC stock appears to be undervalued.
The current stock price of د.إ0.95 is trading 21.5% below its estimated GF Value™ of د.إ1.21.
GuruFocus considers Al Ansari Financial Services PJSC to be Modestly Undervalued.
Key valuation signals for DFM:ALANSARI:
Debt-to-EBITDA: 1.57 (162% above median its 10-year median of 0.60)
GF Value™: د.إ1.21 vs. price of د.إ0.95 (21.5% below fair value)
Industry Position: 4.6% below the Capital Markets median (#199 of 422)
No single metric tells the full story. See the DFM:ALANSARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ansari Financial Services PJSC Business Description
Al Ansari Financial Services PJSC is one of the integrated financial services groups in the UAE. The group offerings encompass cross-border payments, foreign currency exchange services, access to the Wage Protection System (WPS) in the UAE, bill collection, pre-paid cards, and payment technology solutions. It serves a diverse customer base, including retail customers such as residents, inbound and outbound tourists, and corporate customers such as large, medium, and small enterprises in the UAE, as well as world-wide institutions, agents, and other exchanges involved in sending and receiving funds.
84GF Score
Get the complete analysis for DFM:ALANSARI
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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