Al Ansari Financial Services PJSC (DFM:ALANSARI) Debt-to-Equity: 0.46 (As of Mar. 2026) — 119% Above Median

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DFM:ALANSARI Al Ansari Financial Services PJSC DFM:ALANSARI
84 GF Score
Price د.إ0.95
GF Value د.إ1.22
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Al Ansari Financial Services PJSC Debt-to-Equity?

Al Ansari Financial Services PJSC DFM:ALANSARI 84 Debt-to-Equity is 0.46 as of Mar. 2026, which is 119% above its 10-year median of 0.21. GuruFocus rates DFM:ALANSARI with a GF Score™ of 84/100 and a GF Value™ of د.إ1.22 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 610 Capital Markets companies, Al Ansari Financial Services PJSC ranks worse than 55.57% on this metric.

Al Ansari Financial Services PJSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was د.إ336 Mil. Al Ansari Financial Services PJSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was د.إ473 Mil. Al Ansari Financial Services PJSC's Total Stockholders Equity for the quarter that ended in Mar. 2026 was د.إ1,771 Mil. Al Ansari Financial Services PJSC's debt to equity for the quarter that ended in Mar. 2026 was 0.46.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Al Ansari Financial Services PJSC's Debt-to-Equity or its related term are showing as below:

DFM:ALANSARI' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02   Med: 0.21   Max: 0.69
Current: 0.46

During the past 7 years, the highest Debt-to-Equity Ratio of Al Ansari Financial Services PJSC was 0.69. The lowest was 0.02. And the median was 0.21.

DFM:ALANSARI's Debt-to-Equity is ranked worse than
55.57% of 610 companies
in the Capital Markets industry
Industry Median: 0.305 vs DFM:ALANSARI: 0.46

Al Ansari Financial Services PJSC  (DFM:ALANSARI) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Al Ansari Financial Services PJSC Debt-to-Equity Related Terms


Al Ansari Financial Services PJSC Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Al Ansari Financial Services PJSC's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ansari Financial Services PJSC Debt-to-Equity Chart

Al Ansari Financial Services PJSC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial 0.02 0.26 0.24 0.19 0.52

Al Ansari Financial Services PJSC Quarterly Data
Dec19 Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.69 0.54 0.52 0.46

DFM:ALANSARI vs MS, GS, SCHW: Debt-to-Equity Comparison

For the Capital Markets subindustry, Al Ansari Financial Services PJSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ansari Financial Services PJSC Debt-to-Equity vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Al Ansari Financial Services PJSC's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Al Ansari Financial Services PJSC's Debt-to-Equity falls into.


DFM:ALANSARI
84GF Score
Al Ansari Financial Services PJSC DFM:ALANSARI
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Ansari Financial Services PJSC Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Al Ansari Financial Services PJSC's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Al Ansari Financial Services PJSC's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.46 mean?
Al Ansari Financial Services PJSC (DFM:ALANSARI) has a Debt-to-Equity of 0.46 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Al Ansari Financial Services PJSC and its competitors. This is 119% above median its historical median of 0.21. Over the past decade, Al Ansari Financial Services PJSC's Debt-to-Equity has ranged from 0.02 to 0.69. According to the industry distribution chart, Al Ansari Financial Services PJSC ranks #339 out of 610 companies in the Capital Markets industry, placing it in the top 55.6%.
Is Al Ansari Financial Services PJSC's Debt-to-Equity too high?
Al Ansari Financial Services PJSC's current Debt-to-Equity of 0.46 is 119% above median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.69. The Capital Markets industry median Debt-to-Equity is 0.31. Al Ansari Financial Services PJSC's value of 0.46 is 50.8% above this industry median. Based on the distribution chart, Al Ansari Financial Services PJSC ranks #339 out of 610 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Al Ansari Financial Services PJSC has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ansari Financial Services PJSC's Debt-to-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ansari Financial Services PJSC ranks #339 out of 610 companies for Debt-to-Equity. This places Al Ansari Financial Services PJSC in the lower half of its industry. The industry median Debt-to-Equity is 0.31. Al Ansari Financial Services PJSC's value of 0.46 is 50.8% above this benchmark. Historically, Al Ansari Financial Services PJSC's own Debt-to-Equity has ranged from 0.02 to 0.69 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.31, Al Ansari Financial Services PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Capital Markets company?
The median Debt-to-Equity among Capital Markets companies is 0.31, based on 610 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ansari Financial Services PJSC's current Debt-to-Equity of 0.46 is 50.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Al Ansari Financial Services PJSC and its competitors. For the Capital Markets industry, the median Debt-to-Equity is 0.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ansari Financial Services PJSC's current Debt-to-Equity is 0.46, which is 119% above median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ansari Financial Services PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC (DFM:ALANSARI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.22, compared to a current price of د.إ0.95 — trading 22.1% below its estimated fair value. The current Debt-to-Equity is 0.46, which is 119% above median its 10-year median of 0.21 and 50.8% above the Capital Markets industry median of 0.31. Al Ansari Financial Services PJSC's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Al Ansari Financial Services PJSC (DFM:ALANSARI), the current Debt-to-Equity is 0.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ansari Financial Services PJSC (DFM:ALANSARI) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ansari Financial Services PJSC stock appears to be undervalued. The current stock price of د.إ0.95 is trading 22.1% below its estimated GF Value™ of د.إ1.22. GuruFocus considers Al Ansari Financial Services PJSC to be Modestly Undervalued.

Key valuation signals for DFM:ALANSARI:

  • Debt-to-Equity: 0.46 (119% above median its 10-year median of 0.21)
  • GF Value™: د.إ1.22 vs. price of د.إ0.95 (22.1% below fair value)
  • GF Score™: 84/100 with 6 warning signs
  • Industry Position: 50.8% above the Capital Markets median (#339 of 610)

No single metric tells the full story. See the DFM:ALANSARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ansari Financial Services PJSC Business Description

Address Al Barsha 1, Office No. 804, Al Ansari Business Center, Dubai, ARE
Al Ansari Financial Services PJSC is one of the integrated financial services groups in the UAE. The group offerings encompass cross-border payments, foreign currency exchange services, access to the Wage Protection System (WPS) in the UAE, bill collection, pre-paid cards, and payment technology solutions. It serves a diverse customer base, including retail customers such as residents, inbound and outbound tourists, and corporate customers such as large, medium, and small enterprises in the UAE, as well as world-wide institutions, agents, and other exchanges involved in sending and receiving funds.
84GF Score

Get the complete analysis for DFM:ALANSARI

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.95
Price
د.إ1.22
GF Value