Al Ansari Financial Services PJSC (DFM:ALANSARI) ROE %: 17.13% (As of Mar. 2026) — 23% Below Median


DFM:ALANSARI Al Ansari Financial Services PJSC DFM:ALANSARI
84 GF Score
Price د.إ0.96
GF Value د.إ1.20
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Al Ansari Financial Services PJSC ROE %?

Al Ansari Financial Services PJSC DFM:ALANSARI 84 ROE % is 17.13% as of Mar. 2026, which is 23% below its 10-year median of 22.37. GuruFocus rates DFM:ALANSARI with a GF Score™ of 84/100 and a GF Value™ of د.إ1.20 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 794 Capital Markets companies, Al Ansari Financial Services PJSC ranks better than 82.87% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Al Ansari Financial Services PJSC's annualized net income for the quarter that ended in Mar. 2026 was د.إ310 Mil. Al Ansari Financial Services PJSC's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was د.إ1,807 Mil. Therefore, Al Ansari Financial Services PJSC's annualized ROE % for the quarter that ended in Mar. 2026 was 17.13%.

The historical rank and industry rank for Al Ansari Financial Services PJSC's ROE % or its related term are showing as below:

DFM:ALANSARI' s ROE % Range Over the Past 10 Years
Min: 15.14   Med: 22.37   Max: 29.06
Current: 20.87

During the past 7 years, Al Ansari Financial Services PJSC's highest ROE % was 29.06%. The lowest was 15.14%. And the median was 22.37%.

DFM:ALANSARI's ROE % is ranked better than
82.87% of 794 companies
in the Capital Markets industry
Industry Median: 5.995 vs DFM:ALANSARI: 20.87

Al Ansari Financial Services PJSC  (DFM:ALANSARI) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=309.608/1807.267
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(309.608 / 1285.292)*(1285.292 / 4447.706)*(4447.706 / 1807.267)
=Net Margin %*Asset Turnover*Equity Multiplier
=24.09 %*0.289*2.461
=ROA %*Equity Multiplier
=6.96 %*2.461
=17.13 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=309.608/1807.267
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (309.608 / 344.268) * (344.268 / 360.404) * (360.404 / 1285.292) * (1285.292 / 4447.706) * (4447.706 / 1807.267)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.8993 * 0.9552 * 28.04 % * 0.289 * 2.461
=17.13 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Al Ansari Financial Services PJSC ROE % Related Terms


Al Ansari Financial Services PJSC ROE % Historical Data

* Premium members only.

The historical data trend for Al Ansari Financial Services PJSC's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ansari Financial Services PJSC ROE % Chart

Al Ansari Financial Services PJSC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial 20.16 28.89 29.06 22.92 22.37

Al Ansari Financial Services PJSC Quarterly Data
Dec19 Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.41 23.72 20.53 21.74 17.13

DFM:ALANSARI vs MS, GS, SCHW: ROE % Comparison

For the Capital Markets subindustry, Al Ansari Financial Services PJSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ansari Financial Services PJSC ROE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Al Ansari Financial Services PJSC's ROE % distribution charts can be found below:

* The bar in red indicates where Al Ansari Financial Services PJSC's ROE % falls into.


DFM:ALANSARI
84GF Score
Al Ansari Financial Services PJSC DFM:ALANSARI
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Ansari Financial Services PJSC ROE % Calculation

Al Ansari Financial Services PJSC's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=400.858/( (1740.589+1843.147)/ 2 )
=400.858/1791.868
=22.37 %

Al Ansari Financial Services PJSC's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=309.608/( (1843.147+1771.387)/ 2 )
=309.608/1807.267
=17.13 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 17.13% mean?
Al Ansari Financial Services PJSC (DFM:ALANSARI) has a ROE % of 17.13% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Al Ansari Financial Services PJSC and its competitors. This is 23% below median its historical median of 22.37. Over the past decade, Al Ansari Financial Services PJSC's ROE % has ranged from 15.14 to 29.06. According to the industry distribution chart, Al Ansari Financial Services PJSC ranks #136 out of 794 companies in the Capital Markets industry, placing it in the top 17.1%.
Is Al Ansari Financial Services PJSC's ROE % too high?
Al Ansari Financial Services PJSC's current ROE % of 17.13% is 23% below median its 10-year median of 22.37. Over the past 10 years, this metric has ranged from a low of 15.14 to a high of 29.06. The Capital Markets industry median ROE % is 6.00. Al Ansari Financial Services PJSC's value of 17.13% is 185.7% above this industry median. Based on the distribution chart, Al Ansari Financial Services PJSC ranks #136 out of 794 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Al Ansari Financial Services PJSC has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ansari Financial Services PJSC's ROE % compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ansari Financial Services PJSC ranks #136 out of 794 companies for ROE %. This places Al Ansari Financial Services PJSC in the top 17% of its industry — outperforming the majority of peers. The industry median ROE % is 6.00. Al Ansari Financial Services PJSC's value of 17.13% is 185.7% above this benchmark. Historically, Al Ansari Financial Services PJSC's own ROE % has ranged from 15.14 to 29.06 over the past decade. While the company's 10-year median is 22.37 vs. the industry median of 6.00, Al Ansari Financial Services PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Capital Markets company?
The median ROE % among Capital Markets companies is 6.00, based on 794 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ansari Financial Services PJSC's current ROE % of 17.13% is 185.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Al Ansari Financial Services PJSC and its competitors. For the Capital Markets industry, the median ROE % is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ansari Financial Services PJSC's current ROE % is 17.13%, which is 23% below median its own 10-year median of 22.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ansari Financial Services PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC (DFM:ALANSARI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.20, compared to a current price of د.إ0.96 — trading 20.1% below its estimated fair value. The current ROE % is 17.13%, which is 23% below median its 10-year median of 22.37 and 185.7% above the Capital Markets industry median of 6.00. Al Ansari Financial Services PJSC's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Al Ansari Financial Services PJSC (DFM:ALANSARI), the current ROE % is 17.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ansari Financial Services PJSC (DFM:ALANSARI) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ansari Financial Services PJSC stock appears to be undervalued. The current stock price of د.إ0.96 is trading 20.1% below its estimated GF Value™ of د.إ1.20. GuruFocus considers Al Ansari Financial Services PJSC to be Modestly Undervalued.

Key valuation signals for DFM:ALANSARI:

  • ROE %: 17.13% (23% below median its 10-year median of 22.37)
  • GF Value™: د.إ1.20 vs. price of د.إ0.96 (20.1% below fair value)
  • GF Score™: 84/100 with 6 warning signs
  • Industry Position: 185.7% above the Capital Markets median (#136 of 794)

No single metric tells the full story. See the DFM:ALANSARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ansari Financial Services PJSC Business Description

Address Al Barsha 1, Office No. 804, Al Ansari Business Center, Dubai, ARE
Al Ansari Financial Services PJSC is one of the integrated financial services groups in the UAE. The group offerings encompass cross-border payments, foreign currency exchange services, access to the Wage Protection System (WPS) in the UAE, bill collection, pre-paid cards, and payment technology solutions. It serves a diverse customer base, including retail customers such as residents, inbound and outbound tourists, and corporate customers such as large, medium, and small enterprises in the UAE, as well as world-wide institutions, agents, and other exchanges involved in sending and receiving funds.
84GF Score

Get the complete analysis for DFM:ALANSARI

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.96
Price
د.إ1.20
GF Value