In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
The historical rank and industry rank for Al Ansari Financial Services PJSC's Net Current Asset Value or its related term are showing as below:
DFM:ALANSARI'
s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 4.88 Med: 5.28 Max: 5.89
Current: 5.64
During the past 7 years, the highest Price-to-Net-Current-Asset-Value Ratio of Al Ansari Financial Services PJSC was 5.89. The lowest was 4.88. And the median was 5.28.
DFM:ALANSARI's Price-to-Net-Current-Asset-Value is ranked worse than 68.79% of 503
companies
in the Capital Markets industry
Industry Median: 2.85
vs DFM:ALANSARI: 5.64
Al Ansari Financial Services PJSC (DFM:ALANSARI) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Al Ansari Financial Services PJSC Net Current Asset Value Related Terms
Al Ansari Financial Services PJSC Net Current Asset Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ansari Financial Services PJSC Net Current Asset Value Chart
DFM:ALANSARI vs MS, GS, SCHW: Net Current Asset Value Comparison
For the Capital Markets subindustry, Al Ansari Financial Services PJSC's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ansari Financial Services PJSC Price-to-Net-Current-Asset-Value vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Al Ansari Financial Services PJSC's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Al Ansari Financial Services PJSC's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of د.إ0.17 mean?
Al Ansari Financial Services PJSC (DFM:ALANSARI) has a Net Current Asset Value of د.إ0.17 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Al Ansari Financial Services PJSC and its competitors. Over the past decade, Al Ansari Financial Services PJSC's Net Current Asset Value has ranged from 4.88 to 5.89. According to the industry distribution chart, Al Ansari Financial Services PJSC ranks #346 out of 503 companies in the Capital Markets industry, placing it in the top 68.8%.
Is Al Ansari Financial Services PJSC's Net Current Asset Value too high?
Al Ansari Financial Services PJSC's current Net Current Asset Value is د.إ0.17. Over the past 10 years, this metric has ranged from a low of 4.88 to a high of 5.89. Based on the distribution chart, Al Ansari Financial Services PJSC ranks #346 out of 503 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Al Ansari Financial Services PJSC has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ansari Financial Services PJSC's Net Current Asset Value compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ansari Financial Services PJSC ranks #346 out of 503 companies for Net Current Asset Value. This places Al Ansari Financial Services PJSC in the lower half of its industry. The industry median Net Current Asset Value is 2.85. Historically, Al Ansari Financial Services PJSC's own Net Current Asset Value has ranged from 4.88 to 5.89 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Capital Markets company?
The median Net Current Asset Value among Capital Markets companies is 2.85, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Al Ansari Financial Services PJSC and its competitors. For the Capital Markets industry, the median Net Current Asset Value is 2.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ansari Financial Services PJSC's current Net Current Asset Value is د.إ0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ansari Financial Services PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC (DFM:ALANSARI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.20, compared to a current price of د.إ0.96 — trading 20.1% below its estimated fair value. The current Net Current Asset Value is د.إ0.17. Al Ansari Financial Services PJSC's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Al Ansari Financial Services PJSC (DFM:ALANSARI), the current Net Current Asset Value is د.إ0.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ansari Financial Services PJSC (DFM:ALANSARI) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC stock appears to be undervalued.
The current stock price of د.إ0.96 is trading 20.1% below its estimated GF Value™ of د.إ1.20.
GuruFocus considers Al Ansari Financial Services PJSC to be Modestly Undervalued.
Key valuation signals for DFM:ALANSARI:
Net Current Asset Value: د.إ0.17
GF Value™: د.إ1.20 vs. price of د.إ0.96 (20.1% below fair value)
No single metric tells the full story. See the DFM:ALANSARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ansari Financial Services PJSC Business Description
Al Ansari Financial Services PJSC is one of the integrated financial services groups in the UAE. The group offerings encompass cross-border payments, foreign currency exchange services, access to the Wage Protection System (WPS) in the UAE, bill collection, pre-paid cards, and payment technology solutions. It serves a diverse customer base, including retail customers such as residents, inbound and outbound tourists, and corporate customers such as large, medium, and small enterprises in the UAE, as well as world-wide institutions, agents, and other exchanges involved in sending and receiving funds.
84GF Score
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