Al Ansari Financial Services PJSCDFM:ALANSARI 84 ROC (Joel Greenblatt) % is 144.88% as of Mar. 2026, which is 59% below its 10-year median of 350.82. GuruFocus rates DFM:ALANSARI with a GF Score™ of 84/100 and a GF Value™ of د.إ1.20 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 678 Capital Markets companies, Al Ansari Financial Services PJSC ranks better than 71.83% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Al Ansari Financial Services PJSC's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 144.88%.
The historical rank and industry rank for Al Ansari Financial Services PJSC's ROC (Joel Greenblatt) % or its related term are showing as below:
DFM:ALANSARI'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 180.62 Med: 350.82 Max: 510.72
Current: 180.62
During the past 7 years, Al Ansari Financial Services PJSC's highest ROC (Joel Greenblatt) % was 510.72%. The lowest was 180.62%. And the median was 350.82%.
DFM:ALANSARI's ROC (Joel Greenblatt) % is ranked better than 71.83% of 678
companies
in the Capital Markets industry
Industry Median: 34.895
vs DFM:ALANSARI: 180.62
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ansari Financial Services PJSC ROC (Joel Greenblatt) % Chart
DFM:ALANSARI vs MS, GS, SCHW: ROC (Joel Greenblatt) % Comparison
For the Capital Markets subindustry, Al Ansari Financial Services PJSC's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ansari Financial Services PJSC ROC (Joel Greenblatt) % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Al Ansari Financial Services PJSC's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Al Ansari Financial Services PJSC's ROC (Joel Greenblatt) % falls into.
Al Ansari Financial Services PJSC ROC (Joel Greenblatt) % Calculation
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 144.88% mean?
Al Ansari Financial Services PJSC (DFM:ALANSARI) has a ROC (Joel Greenblatt) % of 144.88% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Al Ansari Financial Services PJSC and its competitors. This is 59% below median its historical median of 350.82. Over the past decade, Al Ansari Financial Services PJSC's ROC (Joel Greenblatt) % has ranged from 180.62 to 510.72. According to the industry distribution chart, Al Ansari Financial Services PJSC ranks #191 out of 678 companies in the Capital Markets industry, placing it in the top 28.2%.
Is Al Ansari Financial Services PJSC's ROC (Joel Greenblatt) % too high?
Al Ansari Financial Services PJSC's current ROC (Joel Greenblatt) % of 144.88% is 59% below median its 10-year median of 350.82. Over the past 10 years, this metric has ranged from a low of 180.62 to a high of 510.72. The Capital Markets industry median ROC (Joel Greenblatt) % is 34.90. Al Ansari Financial Services PJSC's value of 144.88% is 315.2% above this industry median. Based on the distribution chart, Al Ansari Financial Services PJSC ranks #191 out of 678 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Al Ansari Financial Services PJSC has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ansari Financial Services PJSC's ROC (Joel Greenblatt) % compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ansari Financial Services PJSC ranks #191 out of 678 companies for ROC (Joel Greenblatt) %. This puts Al Ansari Financial Services PJSC in the upper half of its industry. The industry median ROC (Joel Greenblatt) % is 34.90. Al Ansari Financial Services PJSC's value of 144.88% is 315.2% above this benchmark. Historically, Al Ansari Financial Services PJSC's own ROC (Joel Greenblatt) % has ranged from 180.62 to 510.72 over the past decade. While the company's 10-year median is 350.82 vs. the industry median of 34.90, Al Ansari Financial Services PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Capital Markets company?
The median ROC (Joel Greenblatt) % among Capital Markets companies is 34.90, based on 678 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ansari Financial Services PJSC's current ROC (Joel Greenblatt) % of 144.88% is 315.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Al Ansari Financial Services PJSC and its competitors. For the Capital Markets industry, the median ROC (Joel Greenblatt) % is 34.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ansari Financial Services PJSC's current ROC (Joel Greenblatt) % is 144.88%, which is 59% below median its own 10-year median of 350.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ansari Financial Services PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC (DFM:ALANSARI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.20, compared to a current price of د.إ0.95 — trading 20.8% below its estimated fair value. The current ROC (Joel Greenblatt) % is 144.88%, which is 59% below median its 10-year median of 350.82 and 315.2% above the Capital Markets industry median of 34.90. Al Ansari Financial Services PJSC's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Al Ansari Financial Services PJSC (DFM:ALANSARI), the current ROC (Joel Greenblatt) % is 144.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ansari Financial Services PJSC (DFM:ALANSARI) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC stock appears to be undervalued.
The current stock price of د.إ0.95 is trading 20.8% below its estimated GF Value™ of د.إ1.20.
GuruFocus considers Al Ansari Financial Services PJSC to be Modestly Undervalued.
Key valuation signals for DFM:ALANSARI:
ROC (Joel Greenblatt) %: 144.88% (59% below median its 10-year median of 350.82)
GF Value™: د.إ1.20 vs. price of د.إ0.95 (20.8% below fair value)
Industry Position: 315.2% above the Capital Markets median (#191 of 678)
No single metric tells the full story. See the DFM:ALANSARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ansari Financial Services PJSC Business Description
Al Ansari Financial Services PJSC is one of the integrated financial services groups in the UAE. The group offerings encompass cross-border payments, foreign currency exchange services, access to the Wage Protection System (WPS) in the UAE, bill collection, pre-paid cards, and payment technology solutions. It serves a diverse customer base, including retail customers such as residents, inbound and outbound tourists, and corporate customers such as large, medium, and small enterprises in the UAE, as well as world-wide institutions, agents, and other exchanges involved in sending and receiving funds.
84GF Score
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