ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Al Ansari Financial Services PJSC's annualizedNet Income for the quarter that ended in Mar. 2026 was د.إ310 Mil.
Al Ansari Financial Services PJSC's average Total Assets over the quarter that ended in Mar. 2026 was د.إ4,448 Mil. Therefore, Al Ansari Financial Services PJSC's annualized ROA % for the quarter that ended in Mar. 2026 was 6.96%.
DFM:ALANSARI'
s ROA % Range Over the Past 10 Years
Min: 8.5 Med: 12.83 Max: 19.44
Current: 8.5
During the past 7 years, Al Ansari Financial Services PJSC's highest ROA % was 19.44%. The lowest was 8.50%. And the median was 12.83%.
DFM:ALANSARI's ROA % is ranked better than 83.15% of 819
companies
in the Capital Markets industry
Industry Median: 1.5
vs DFM:ALANSARI: 8.50
Al Ansari Financial Services PJSC (DFM:ALANSARI) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Al Ansari Financial Services PJSC ROA % Related Terms
Al Ansari Financial Services PJSC ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Al Ansari Financial Services PJSC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ansari Financial Services PJSC ROA % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Al Ansari Financial Services PJSC's ROA % distribution charts can be found below:
* The bar in red indicates where Al Ansari Financial Services PJSC's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Al Ansari Financial Services PJSC (DFM:ALANSARI) has a ROA % of 6.96% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Al Ansari Financial Services PJSC and its competitors. This is 46% below median its historical median of 12.83. Over the past decade, Al Ansari Financial Services PJSC's ROA % has ranged from 8.50 to 19.44. According to the industry distribution chart, Al Ansari Financial Services PJSC ranks #138 out of 819 companies in the Capital Markets industry, placing it in the top 16.8%.
Is Al Ansari Financial Services PJSC's ROA % too high?
Al Ansari Financial Services PJSC's current ROA % of 6.96% is 46% below median its 10-year median of 12.83. Over the past 10 years, this metric has ranged from a low of 8.50 to a high of 19.44. The Capital Markets industry median ROA % is 1.50. Al Ansari Financial Services PJSC's value of 6.96% is 364% above this industry median. Based on the distribution chart, Al Ansari Financial Services PJSC ranks #138 out of 819 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Al Ansari Financial Services PJSC has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ansari Financial Services PJSC's ROA % compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ansari Financial Services PJSC ranks #138 out of 819 companies for ROA %. This places Al Ansari Financial Services PJSC in the top 17% of its industry — outperforming the majority of peers. The industry median ROA % is 1.50. Al Ansari Financial Services PJSC's value of 6.96% is 364% above this benchmark. Historically, Al Ansari Financial Services PJSC's own ROA % has ranged from 8.50 to 19.44 over the past decade. While the company's 10-year median is 12.83 vs. the industry median of 1.50, Al Ansari Financial Services PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.50, based on 819 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ansari Financial Services PJSC's current ROA % of 6.96% is 364% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Al Ansari Financial Services PJSC and its competitors. For the Capital Markets industry, the median ROA % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ansari Financial Services PJSC's current ROA % is 6.96%, which is 46% below median its own 10-year median of 12.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ansari Financial Services PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC (DFM:ALANSARI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.20, compared to a current price of د.إ0.96 — trading 20.1% below its estimated fair value. The current ROA % is 6.96%, which is 46% below median its 10-year median of 12.83 and 364% above the Capital Markets industry median of 1.50. Al Ansari Financial Services PJSC's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Al Ansari Financial Services PJSC (DFM:ALANSARI), the current ROA % is 6.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ansari Financial Services PJSC (DFM:ALANSARI) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC stock appears to be undervalued.
The current stock price of د.إ0.96 is trading 20.1% below its estimated GF Value™ of د.إ1.20.
GuruFocus considers Al Ansari Financial Services PJSC to be Modestly Undervalued.
Key valuation signals for DFM:ALANSARI:
ROA %: 6.96% (46% below median its 10-year median of 12.83)
GF Value™: د.إ1.20 vs. price of د.إ0.96 (20.1% below fair value)
Industry Position: 364% above the Capital Markets median (#138 of 819)
No single metric tells the full story. See the DFM:ALANSARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ansari Financial Services PJSC Business Description
Al Ansari Financial Services PJSC is one of the integrated financial services groups in the UAE. The group offerings encompass cross-border payments, foreign currency exchange services, access to the Wage Protection System (WPS) in the UAE, bill collection, pre-paid cards, and payment technology solutions. It serves a diverse customer base, including retail customers such as residents, inbound and outbound tourists, and corporate customers such as large, medium, and small enterprises in the UAE, as well as world-wide institutions, agents, and other exchanges involved in sending and receiving funds.
84GF Score
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