3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Al Ansari Financial Services PJSC's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was -40.62%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
DFM:ALANSARI's 3-Year ROIIC % is ranked worse than 85.24% of 657
companies
in the Capital Markets industry
Industry Median: 2.69
vs DFM:ALANSARI: -40.62
Al Ansari Financial Services PJSC (DFM:ALANSARI) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Al Ansari Financial Services PJSC 3-Year ROIIC % Related Terms
Al Ansari Financial Services PJSC 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ansari Financial Services PJSC 3-Year ROIIC % Chart
DFM:ALANSARI vs MS, GS, SCHW: 3-Year ROIIC % Comparison
For the Capital Markets subindustry, Al Ansari Financial Services PJSC's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ansari Financial Services PJSC 3-Year ROIIC % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Al Ansari Financial Services PJSC's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Al Ansari Financial Services PJSC's 3-Year ROIIC % falls into.
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 407.192385 (Dec. 2025) - 574.79 (Dec. 2022) )
/
( 1036.178 (Dec. 2025) - 623.602 (Dec. 2022) )
=
-167.597615
/
412.576
=
-40.62%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Al Ansari Financial Services PJSC (DFM:ALANSARI) has a 3-Year ROIIC % of -40.62 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Al Ansari Financial Services PJSC and its competitors. According to the industry distribution chart, Al Ansari Financial Services PJSC ranks #560 out of 657 companies in the Capital Markets industry, placing it in the top 85.2%.
Is Al Ansari Financial Services PJSC's 3-Year ROIIC % too high?
Al Ansari Financial Services PJSC's current 3-Year ROIIC % is -40.62. Based on the distribution chart, Al Ansari Financial Services PJSC ranks #560 out of 657 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Al Ansari Financial Services PJSC has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ansari Financial Services PJSC's 3-Year ROIIC % compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ansari Financial Services PJSC ranks #560 out of 657 companies for 3-Year ROIIC %. This places Al Ansari Financial Services PJSC in the lower half of its industry. The industry median 3-Year ROIIC % is 2.69. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Capital Markets company?
The median 3-Year ROIIC % among Capital Markets companies is 2.69, based on 657 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Al Ansari Financial Services PJSC and its competitors. For the Capital Markets industry, the median 3-Year ROIIC % is 2.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ansari Financial Services PJSC's current 3-Year ROIIC % is -40.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ansari Financial Services PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC (DFM:ALANSARI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.20, compared to a current price of د.إ0.95 — trading 20.8% below its estimated fair value. The current 3-Year ROIIC % is -40.62. Al Ansari Financial Services PJSC's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Al Ansari Financial Services PJSC (DFM:ALANSARI), the current 3-Year ROIIC % is -40.62 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ansari Financial Services PJSC (DFM:ALANSARI) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC stock appears to be undervalued.
The current stock price of د.إ0.95 is trading 20.8% below its estimated GF Value™ of د.إ1.20.
GuruFocus considers Al Ansari Financial Services PJSC to be Modestly Undervalued.
Key valuation signals for DFM:ALANSARI:
3-Year ROIIC %: -40.62
GF Value™: د.إ1.20 vs. price of د.إ0.95 (20.8% below fair value)
No single metric tells the full story. See the DFM:ALANSARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ansari Financial Services PJSC Business Description
Al Ansari Financial Services PJSC is one of the integrated financial services groups in the UAE. The group offerings encompass cross-border payments, foreign currency exchange services, access to the Wage Protection System (WPS) in the UAE, bill collection, pre-paid cards, and payment technology solutions. It serves a diverse customer base, including retail customers such as residents, inbound and outbound tourists, and corporate customers such as large, medium, and small enterprises in the UAE, as well as world-wide institutions, agents, and other exchanges involved in sending and receiving funds.
84GF Score
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