Al Ansari Financial Services PJSCDFM:ALANSARI 84 Return-on-Tangible-Equity is 18.07% as of Mar. 2026, which is 21% below its 10-year median of 22.92. GuruFocus rates DFM:ALANSARI with a GF Score™ of 84/100 and a GF Value™ of د.إ1.20 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 781 Capital Markets companies, Al Ansari Financial Services PJSC ranks better than 77.72% on this metric.
The historical rank and industry rank for Al Ansari Financial Services PJSC's Return-on-Tangible-Equity or its related term are showing as below:
DFM:ALANSARI'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 15.14 Med: 22.92 Max: 29.06
Current: 21.81
During the past 7 years, Al Ansari Financial Services PJSC's highest Return-on-Tangible-Equity was 29.06%. The lowest was 15.14%. And the median was 22.92%.
DFM:ALANSARI's Return-on-Tangible-Equity is ranked better than 77.72% of 781
companies
in the Capital Markets industry
Industry Median: 6.52
vs DFM:ALANSARI: 21.81
Al Ansari Financial Services PJSC (DFM:ALANSARI) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Al Ansari Financial Services PJSC Return-on-Tangible-Equity Related Terms
Al Ansari Financial Services PJSC Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ansari Financial Services PJSC Return-on-Tangible-Equity Chart
DFM:ALANSARI vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison
For the Capital Markets subindustry, Al Ansari Financial Services PJSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ansari Financial Services PJSC Return-on-Tangible-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Al Ansari Financial Services PJSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Al Ansari Financial Services PJSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 18.07% mean?
Al Ansari Financial Services PJSC (DFM:ALANSARI) has a Return-on-Tangible-Equity of 18.07% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Al Ansari Financial Services PJSC and its competitors. This is 21% below median its historical median of 22.92. Over the past decade, Al Ansari Financial Services PJSC's Return-on-Tangible-Equity has ranged from 15.14 to 29.06. According to the industry distribution chart, Al Ansari Financial Services PJSC ranks #174 out of 781 companies in the Capital Markets industry, placing it in the top 22.3%.
Is Al Ansari Financial Services PJSC's Return-on-Tangible-Equity too high?
Al Ansari Financial Services PJSC's current Return-on-Tangible-Equity of 18.07% is 21% below median its 10-year median of 22.92. Over the past 10 years, this metric has ranged from a low of 15.14 to a high of 29.06. The Capital Markets industry median Return-on-Tangible-Equity is 6.52. Al Ansari Financial Services PJSC's value of 18.07% is 177.1% above this industry median. Based on the distribution chart, Al Ansari Financial Services PJSC ranks #174 out of 781 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Al Ansari Financial Services PJSC has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ansari Financial Services PJSC's Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ansari Financial Services PJSC ranks #174 out of 781 companies for Return-on-Tangible-Equity. This places Al Ansari Financial Services PJSC in the top 22% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 6.52. Al Ansari Financial Services PJSC's value of 18.07% is 177.1% above this benchmark. Historically, Al Ansari Financial Services PJSC's own Return-on-Tangible-Equity has ranged from 15.14 to 29.06 over the past decade. While the company's 10-year median is 22.92 vs. the industry median of 6.52, Al Ansari Financial Services PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.52, based on 781 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ansari Financial Services PJSC's current Return-on-Tangible-Equity of 18.07% is 177.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Al Ansari Financial Services PJSC and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ansari Financial Services PJSC's current Return-on-Tangible-Equity is 18.07%, which is 21% below median its own 10-year median of 22.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ansari Financial Services PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC (DFM:ALANSARI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.20, compared to a current price of د.إ0.96 — trading 20.1% below its estimated fair value. The current Return-on-Tangible-Equity is 18.07%, which is 21% below median its 10-year median of 22.92 and 177.1% above the Capital Markets industry median of 6.52. Al Ansari Financial Services PJSC's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Al Ansari Financial Services PJSC (DFM:ALANSARI), the current Return-on-Tangible-Equity is 18.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ansari Financial Services PJSC (DFM:ALANSARI) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC stock appears to be undervalued.
The current stock price of د.إ0.96 is trading 20.1% below its estimated GF Value™ of د.إ1.20.
GuruFocus considers Al Ansari Financial Services PJSC to be Modestly Undervalued.
Key valuation signals for DFM:ALANSARI:
Return-on-Tangible-Equity: 18.07% (21% below median its 10-year median of 22.92)
GF Value™: د.إ1.20 vs. price of د.إ0.96 (20.1% below fair value)
Industry Position: 177.1% above the Capital Markets median (#174 of 781)
No single metric tells the full story. See the DFM:ALANSARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ansari Financial Services PJSC Business Description
Al Ansari Financial Services PJSC is one of the integrated financial services groups in the UAE. The group offerings encompass cross-border payments, foreign currency exchange services, access to the Wage Protection System (WPS) in the UAE, bill collection, pre-paid cards, and payment technology solutions. It serves a diverse customer base, including retail customers such as residents, inbound and outbound tourists, and corporate customers such as large, medium, and small enterprises in the UAE, as well as world-wide institutions, agents, and other exchanges involved in sending and receiving funds.
84GF Score
Get the complete analysis for DFM:ALANSARI
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DFM:ALANSARI has been successfully added to your 
