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Al Ansari Financial Services PJSCDFM:ALANSARI 84 Return-on-Tangible-Asset is 7.11% as of Mar. 2026, which is 45% below its 10-year median of 12.83. GuruFocus rates DFM:ALANSARI with a GF Score™ of 84/100 and a GF Value™ of د.إ1.21 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 817 Capital Markets companies, Al Ansari Financial Services PJSC ranks better than 82.37% on this metric.
The historical rank and industry rank for Al Ansari Financial Services PJSC's Return-on-Tangible-Asset or its related term are showing as below:
DFM:ALANSARI'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 8.65 Med: 12.83 Max: 19.44
Current: 8.65
During the past 7 years, Al Ansari Financial Services PJSC's highest Return-on-Tangible-Asset was 19.44%. The lowest was 8.65%. And the median was 12.83%.
DFM:ALANSARI's Return-on-Tangible-Asset is ranked better than 82.37% of 817
companies
in the Capital Markets industry
Industry Median: 1.54
vs DFM:ALANSARI: 8.65
Al Ansari Financial Services PJSC (DFM:ALANSARI) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Al Ansari Financial Services PJSC Return-on-Tangible-Asset Related Terms
Al Ansari Financial Services PJSC Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ansari Financial Services PJSC Return-on-Tangible-Asset Chart
DFM:ALANSARI vs MS, GS, SCHW: Return-on-Tangible-Asset Comparison
For the Capital Markets subindustry, Al Ansari Financial Services PJSC's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ansari Financial Services PJSC Return-on-Tangible-Asset vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Al Ansari Financial Services PJSC's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Al Ansari Financial Services PJSC's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 7.11% mean?
Al Ansari Financial Services PJSC (DFM:ALANSARI) has a Return-on-Tangible-Asset of 7.11% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Al Ansari Financial Services PJSC and its competitors. This is 45% below median its historical median of 12.83. Over the past decade, Al Ansari Financial Services PJSC's Return-on-Tangible-Asset has ranged from 8.65 to 19.44. According to the industry distribution chart, Al Ansari Financial Services PJSC ranks #144 out of 817 companies in the Capital Markets industry, placing it in the top 17.6%.
Is Al Ansari Financial Services PJSC's Return-on-Tangible-Asset too high?
Al Ansari Financial Services PJSC's current Return-on-Tangible-Asset of 7.11% is 45% below median its 10-year median of 12.83. Over the past 10 years, this metric has ranged from a low of 8.65 to a high of 19.44. The Capital Markets industry median Return-on-Tangible-Asset is 1.54. Al Ansari Financial Services PJSC's value of 7.11% is 361.7% above this industry median. Based on the distribution chart, Al Ansari Financial Services PJSC ranks #144 out of 817 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Al Ansari Financial Services PJSC has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ansari Financial Services PJSC's Return-on-Tangible-Asset compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ansari Financial Services PJSC ranks #144 out of 817 companies for Return-on-Tangible-Asset. This places Al Ansari Financial Services PJSC in the top 18% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.54. Al Ansari Financial Services PJSC's value of 7.11% is 361.7% above this benchmark. Historically, Al Ansari Financial Services PJSC's own Return-on-Tangible-Asset has ranged from 8.65 to 19.44 over the past decade. While the company's 10-year median is 12.83 vs. the industry median of 1.54, Al Ansari Financial Services PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Capital Markets company?
The median Return-on-Tangible-Asset among Capital Markets companies is 1.54, based on 817 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ansari Financial Services PJSC's current Return-on-Tangible-Asset of 7.11% is 361.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Al Ansari Financial Services PJSC and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Asset is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ansari Financial Services PJSC's current Return-on-Tangible-Asset is 7.11%, which is 45% below median its own 10-year median of 12.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ansari Financial Services PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC (DFM:ALANSARI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.21, compared to a current price of د.إ0.95 — trading 21.5% below its estimated fair value. The current Return-on-Tangible-Asset is 7.11%, which is 45% below median its 10-year median of 12.83 and 361.7% above the Capital Markets industry median of 1.54. Al Ansari Financial Services PJSC's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Al Ansari Financial Services PJSC (DFM:ALANSARI), the current Return-on-Tangible-Asset is 7.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ansari Financial Services PJSC (DFM:ALANSARI) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC stock appears to be undervalued.
The current stock price of د.إ0.95 is trading 21.5% below its estimated GF Value™ of د.إ1.21.
GuruFocus considers Al Ansari Financial Services PJSC to be Modestly Undervalued.
Key valuation signals for DFM:ALANSARI:
Return-on-Tangible-Asset: 7.11% (45% below median its 10-year median of 12.83)
GF Value™: د.إ1.21 vs. price of د.إ0.95 (21.5% below fair value)
Industry Position: 361.7% above the Capital Markets median (#144 of 817)
No single metric tells the full story. See the DFM:ALANSARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ansari Financial Services PJSC Business Description
Al Ansari Financial Services PJSC is one of the integrated financial services groups in the UAE. The group offerings encompass cross-border payments, foreign currency exchange services, access to the Wage Protection System (WPS) in the UAE, bill collection, pre-paid cards, and payment technology solutions. It serves a diverse customer base, including retail customers such as residents, inbound and outbound tourists, and corporate customers such as large, medium, and small enterprises in the UAE, as well as world-wide institutions, agents, and other exchanges involved in sending and receiving funds.
84GF Score
Get the complete analysis for DFM:ALANSARI
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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