Al Ansari Financial Services PJSC (DFM:ALANSARI) ROIC %: 33.44% (As of Mar. 2026)


DFM:ALANSARI Al Ansari Financial Services PJSC DFM:ALANSARI
84 GF Score
Price د.إ0.96
GF Value د.إ1.20
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Al Ansari Financial Services PJSC ROIC %?

Al Ansari Financial Services PJSC DFM:ALANSARI 84 ROIC % is 33.44% as of Mar. 2026. GuruFocus rates DFM:ALANSARI with a GF Score™ of 84/100 and a GF Value™ of د.إ1.20 (Modestly Undervalued). The stock has 6 warning signs investors should review.

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. Al Ansari Financial Services PJSC's annualized return on invested capital (ROIC %) for the quarter that ended in Mar. 2026 was 33.44%.

As of today (2026-07-01), Al Ansari Financial Services PJSC's WACC % is 9.74%. Al Ansari Financial Services PJSC's ROIC % is 41.40% (calculated using TTM income statement data). Al Ansari Financial Services PJSC generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.


Al Ansari Financial Services PJSC  (DFM:ALANSARI) ROIC % Explanation

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROIC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Al Ansari Financial Services PJSC's WACC % is 9.74%. Al Ansari Financial Services PJSC's ROIC % is 41.40% (calculated using TTM income statement data). Al Ansari Financial Services PJSC generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.


Be Aware

Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Al Ansari Financial Services PJSC ROIC % Related Terms


Al Ansari Financial Services PJSC ROIC % Historical Data

* Premium members only.

The historical data trend for Al Ansari Financial Services PJSC's ROIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ansari Financial Services PJSC ROIC % Chart

Al Ansari Financial Services PJSC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROIC %
Get a 7-Day Free Trial 123.37 113.87 74.82 60.35 49.82

Al Ansari Financial Services PJSC Quarterly Data
Dec19 Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 67.78 50.39 36.76 39.36 33.44

DFM:ALANSARI vs MS, GS, SCHW: ROIC % Comparison

For the Capital Markets subindustry, Al Ansari Financial Services PJSC's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ansari Financial Services PJSC ROIC % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Al Ansari Financial Services PJSC's ROIC % distribution charts can be found below:

* The bar in red indicates where Al Ansari Financial Services PJSC's ROIC % falls into.


DFM:ALANSARI
84GF Score
Al Ansari Financial Services PJSC DFM:ALANSARI
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Ansari Financial Services PJSC ROIC % Calculation

Al Ansari Financial Services PJSC's annualized Return on Invested Capital (ROIC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROIC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=445.019 * ( 1 - 8.5% )/( (598.422 + 1036.178)/ 2 )
=407.192385/817.3
=49.82 %

where

Invested Capital(A: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=3231.265 - 1028.506 - ( 2731.919 - max(0, 1397.51 - 3001.847+2731.919))
=598.422

Invested Capital(A: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=4435.385 - 1439.08 - ( 3569.738 - max(0, 2028.643 - 3988.77+3569.738))
=1036.178

Al Ansari Financial Services PJSC's annualized Return on Invested Capital (ROIC %) for the quarter that ended in Mar. 2026 is calculated as:

ROIC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=360.404 * ( 1 - 10.07% )/( (1036.178 + 902.423)/ 2 )
=324.1113172/969.3005
=33.44 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=4435.385 - 1439.08 - ( 3569.738 - max(0, 2028.643 - 3988.77+3569.738))
=1036.178

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=4460.027 - 1698.289 - ( 3132.044 - max(0, 2134.257 - 3993.572+3132.044))
=902.423

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROIC % →
What does a ROIC % of 33.44% mean?
Al Ansari Financial Services PJSC (DFM:ALANSARI) has a ROIC % of 33.44% as of Mar. 2026. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Al Ansari Financial Services PJSC and its competitors.
Is Al Ansari Financial Services PJSC's ROIC % too high?
Al Ansari Financial Services PJSC's current ROIC % is 33.44%. The Capital Markets industry median ROIC % is 1.27. Al Ansari Financial Services PJSC's value of 33.44% is 2533.1% above this industry median. Overall, Al Ansari Financial Services PJSC has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ansari Financial Services PJSC's ROIC % compare to MS and GS?
Al Ansari Financial Services PJSC's ROIC % of 33.44% can be compared against companies in the Capital Markets industry. The industry median ROIC % is 1.27. Al Ansari Financial Services PJSC's value of 33.44% is 2533.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for a Capital Markets company?
The median ROIC % among Capital Markets companies is 1.27, based on 698 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ansari Financial Services PJSC's current ROIC % of 33.44% is 2533.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Al Ansari Financial Services PJSC and its competitors. For the Capital Markets industry, the median ROIC % is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ansari Financial Services PJSC's current ROIC % is 33.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ansari Financial Services PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC (DFM:ALANSARI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.20, compared to a current price of د.إ0.96 — trading 20.1% below its estimated fair value. The current ROIC % is 33.44% and 2533.1% above the Capital Markets industry median of 1.27. Al Ansari Financial Services PJSC's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For Al Ansari Financial Services PJSC (DFM:ALANSARI), the current ROIC % is 33.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ansari Financial Services PJSC (DFM:ALANSARI) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ansari Financial Services PJSC stock appears to be undervalued. The current stock price of د.إ0.96 is trading 20.1% below its estimated GF Value™ of د.إ1.20. GuruFocus considers Al Ansari Financial Services PJSC to be Modestly Undervalued.

Key valuation signals for DFM:ALANSARI:

  • ROIC %: 33.44%
  • GF Value™: د.إ1.20 vs. price of د.إ0.96 (20.1% below fair value)
  • GF Score™: 84/100 with 6 warning signs
  • Industry Position: 2533.1% above the Capital Markets median

No single metric tells the full story. See the DFM:ALANSARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ansari Financial Services PJSC Business Description

Address Al Barsha 1, Office No. 804, Al Ansari Business Center, Dubai, ARE
Al Ansari Financial Services PJSC is one of the integrated financial services groups in the UAE. The group offerings encompass cross-border payments, foreign currency exchange services, access to the Wage Protection System (WPS) in the UAE, bill collection, pre-paid cards, and payment technology solutions. It serves a diverse customer base, including retail customers such as residents, inbound and outbound tourists, and corporate customers such as large, medium, and small enterprises in the UAE, as well as world-wide institutions, agents, and other exchanges involved in sending and receiving funds.
84GF Score

Get the complete analysis for DFM:ALANSARI

ROIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.96
Price
د.إ1.20
GF Value