National Reinsurance of the Philippines (PHS:NRCP) Debt-to-EBITDA : N/A (As of Mar. 2026)


PHS:NRCP National Reinsurance Corp of the Philippines PHS:NRCP
43 GF Score
Price ₱0.94
GF Value ₱0.61
Valuation Significantly Overvalued
! 2 Warning Signs
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What is National Reinsurance of the Philippines Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

National Reinsurance of the Philippines's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱0 Mil. National Reinsurance of the Philippines's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱0 Mil. National Reinsurance of the Philippines's annualized EBITDA for the quarter that ended in Mar. 2026 was ₱0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for National Reinsurance of the Philippines's Debt-to-EBITDA or its related term are showing as below:

PHS:NRCP's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.185
* Ranked among companies with meaningful Debt-to-EBITDA only.

National Reinsurance of the Philippines  (PHS:NRCP) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

National Reinsurance of the Philippines Debt-to-EBITDA Related Terms

National Reinsurance of the Philippines Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for National Reinsurance of the Philippines's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Reinsurance of the Philippines Debt-to-EBITDA Chart

National Reinsurance of the Philippines Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

National Reinsurance of the Philippines Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

PHS:NRCP vs RGA, EG, RNR: Debt-to-EBITDA Comparison

For the Insurance - Reinsurance subindustry, National Reinsurance of the Philippines's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National Reinsurance of the Philippines Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, National Reinsurance of the Philippines's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where National Reinsurance of the Philippines's Debt-to-EBITDA falls into.


PHS:NRCP
43GF Score
National Reinsurance Corp of the Philippines PHS:NRCP
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Reinsurance of the Philippines Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

National Reinsurance of the Philippines's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / N/A
=N/A

National Reinsurance of the Philippines's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Is National Reinsurance of the Philippines (PHS:NRCP) Overvalued in 2026?

Based on GuruFocus' analysis, National Reinsurance of the Philippines stock appears to be overvalued. The current stock price of ₱0.94 is trading 54.1% above its estimated GF Value™ of ₱0.61. GuruFocus considers National Reinsurance of the Philippines to be Significantly Overvalued.

Key valuation signals for PHS:NRCP:

  • Debt-to-EBITDA: N/A
  • GF Value™: ₱0.61 vs. price of ₱0.94 (54.1% above fair value)
  • GF Score™: 43/100 with 2 warning signs

No single metric tells the full story. See the PHS:NRCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Reinsurance of the Philippines Business Description

Address 6811 Ayala Avenue, 31st Floor, BPI AIA, Makati, PHL, 1227
National Reinsurance Corp of the Philippines engages in the provision of reinsurance products and services. It operates through the following businesses: life and non-life. The Life Business includes proportional insurance for individual, ordinary, and group businesses, as well as non-proportional insurance for catastrophe, an excess of loss, and stop loss. Non-Life Business provides insurance on fire, aviation, marine and aviation, casualty, motor, and others.
43GF Score

Get the complete analysis for PHS:NRCP

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.94
Price
₱0.61
GF Value