PHS:NRCP's 5-Year Yield-on-Cost % is ranked better than 93.33% of 420
companies
in the Insurance industry
Industry Median: 3.96
vs PHS:NRCP: 14.57
National Reinsurance of the Philippines (PHS:NRCP) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
National Reinsurance of the Philippines 5-Year Yield-on-Cost % Related Terms
PHS:NRCP vs RGA, EG, RNR: 5-Year Yield-on-Cost % Comparison
For the Insurance - Reinsurance subindustry, National Reinsurance of the Philippines's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Reinsurance of the Philippines 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, National Reinsurance of the Philippines's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where National Reinsurance of the Philippines's 5-Year Yield-on-Cost % falls into.
National Reinsurance of the Philippines 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
National Reinsurance of the Philippines (PHS:NRCP) has a 5-Year Yield-on-Cost % of 14.57 as of Jul. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Reinsurance of the Philippines and its competitors. According to the industry distribution chart, National Reinsurance of the Philippines ranks #28 out of 420 companies in the Insurance industry, placing it in the top 6.7%.
Is National Reinsurance of the Philippines' 5-Year Yield-on-Cost % too high?
National Reinsurance of the Philippines' current 5-Year Yield-on-Cost % is 14.57. The Insurance industry median 5-Year Yield-on-Cost % is 3.96. National Reinsurance of the Philippines' value of 14.57 is 267.9% above this industry median. Based on the distribution chart, National Reinsurance of the Philippines ranks #28 out of 420 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, National Reinsurance of the Philippines has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Reinsurance of the Philippines' 5-Year Yield-on-Cost % compare to RGA and EG?
According to the Insurance industry distribution chart, National Reinsurance of the Philippines ranks #28 out of 420 companies for 5-Year Yield-on-Cost %. This places National Reinsurance of the Philippines in the top 7% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.96. National Reinsurance of the Philippines' value of 14.57 is 267.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.96, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Reinsurance of the Philippines's current 5-Year Yield-on-Cost % of 14.57 is 267.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Reinsurance of the Philippines and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Reinsurance of the Philippines's current 5-Year Yield-on-Cost % is 14.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Reinsurance of the Philippines stock overvalued right now?
Based on GuruFocus' analysis, National Reinsurance of the Philippines (PHS:NRCP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱0.61, compared to a current price of ₱0.94 — trading 54.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 14.57 and 267.9% above the Insurance industry median of 3.96. National Reinsurance of the Philippines' overall GF Score™ is 43/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For National Reinsurance of the Philippines (PHS:NRCP), the current 5-Year Yield-on-Cost % is 14.57 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Reinsurance of the Philippines (PHS:NRCP) Overvalued in 2026?
Based on GuruFocus' analysis, National Reinsurance of the Philippines stock appears to be overvalued.
The current stock price of ₱0.94 is trading 54.1% above its estimated GF Value™ of ₱0.61.
GuruFocus considers National Reinsurance of the Philippines to be Significantly Overvalued.
Key valuation signals for PHS:NRCP:
5-Year Yield-on-Cost %: 14.57
GF Value™: ₱0.61 vs. price of ₱0.94 (54.1% above fair value)
Industry Position: 267.9% above the Insurance median (#28 of 420)
No single metric tells the full story. See the PHS:NRCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Reinsurance of the Philippines Business Description
National Reinsurance Corp of the Philippines engages in the provision of reinsurance products and services. It operates through the following businesses: life and non-life. The Life Business includes proportional insurance for individual, ordinary, and group businesses, as well as non-proportional insurance for catastrophe, an excess of loss, and stop loss. Non-Life Business provides insurance on fire, aviation, marine and aviation, casualty, motor, and others.
43GF Score
Get the complete analysis for PHS:NRCP
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PHS:NRCP has been successfully added to your 