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Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of National Reinsurance of the Philippines was 22.40% per year. The lowest was -39.70% per year. And the median was 16.10% per year.
National Reinsurance of the Philippines (PHS:NRCP) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
National Reinsurance of the Philippines 3-Year EBITDA Growth Rate Related Terms
PHS:NRCP vs RGA, EG, RNR: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Reinsurance subindustry, National Reinsurance of the Philippines's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Reinsurance of the Philippines 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, National Reinsurance of the Philippines's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where National Reinsurance of the Philippines's 3-Year EBITDA Growth Rate falls into.
National Reinsurance of the Philippines 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 0.00% mean?
National Reinsurance of the Philippines (PHS:NRCP) has a 3-Year EBITDA Growth Rate of 0.00% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for National Reinsurance of the Philippines and its competitors. According to the industry distribution chart, National Reinsurance of the Philippines ranks #999999 out of 289 companies in the Insurance industry.
Is National Reinsurance of the Philippines' 3-Year EBITDA Growth Rate too high?
National Reinsurance of the Philippines' current 3-Year EBITDA Growth Rate is 0.00%. Based on the distribution chart, National Reinsurance of the Philippines ranks #999999 out of 289 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, National Reinsurance of the Philippines has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Reinsurance of the Philippines' 3-Year EBITDA Growth Rate compare to RGA and EG?
According to the Insurance industry distribution chart, National Reinsurance of the Philippines ranks #999999 out of 289 companies for 3-Year EBITDA Growth Rate. This places National Reinsurance of the Philippines in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 17.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 17.50, based on 289 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for National Reinsurance of the Philippines and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 17.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Reinsurance of the Philippines's current 3-Year EBITDA Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Reinsurance of the Philippines stock overvalued right now?
Based on GuruFocus' analysis, National Reinsurance of the Philippines (PHS:NRCP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱0.61, compared to a current price of ₱0.98 — trading 60.7% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 0.00%. National Reinsurance of the Philippines' overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For National Reinsurance of the Philippines (PHS:NRCP), the current 3-Year EBITDA Growth Rate is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Reinsurance of the Philippines (PHS:NRCP) Overvalued in 2026?
Based on GuruFocus' analysis, National Reinsurance of the Philippines stock appears to be overvalued.
The current stock price of ₱0.98 is trading 60.7% above its estimated GF Value™ of ₱0.61.
GuruFocus considers National Reinsurance of the Philippines to be Significantly Overvalued.
Key valuation signals for PHS:NRCP:
3-Year EBITDA Growth Rate: 0.00%
GF Value™: ₱0.61 vs. price of ₱0.98 (60.7% above fair value)
No single metric tells the full story. See the PHS:NRCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Reinsurance of the Philippines Business Description
National Reinsurance Corp of the Philippines engages in the provision of reinsurance products and services. It operates through the following businesses: life and non-life. The Life Business includes proportional insurance for individual, ordinary, and group businesses, as well as non-proportional insurance for catastrophe, an excess of loss, and stop loss. Non-Life Business provides insurance on fire, aviation, marine and aviation, casualty, motor, and others.
42GF Score
Get the complete analysis for PHS:NRCP
3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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