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What is National Reinsurance of the Philippines EV-to-OCF?
National Reinsurance of the PhilippinesPHS:NRCP 42 EV-to-OCF is 44.23 as of Jul. 21, 2026, which is 3995% above its 10-year median of 1.08. GuruFocus rates PHS:NRCP with a GF Score™ of 42/100 and a GF Value™ of ₱0.61 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 505 Insurance companies, National Reinsurance of the Philippines ranks worse than 93.86% on this metric.
PHS:NRCP's EV-to-OCF is ranked worse than 93.86% of 505
companies
in the Insurance industry
Industry Median: 6.87
vs PHS:NRCP: 44.23
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
National Reinsurance of the Philippines (PHS:NRCP) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
National Reinsurance of the Philippines's PE Ratio (TTM) for today is calculated as:
National Reinsurance of the Philippines's share price for today is ₱0.98.
National Reinsurance of the Philippines's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱0.381.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
National Reinsurance of the Philippines EV-to-OCF Related Terms
National Reinsurance of the Philippines EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Reinsurance of the Philippines EV-to-OCF Chart
National Reinsurance of the Philippines Annual Data
For the Insurance - Reinsurance subindustry, National Reinsurance of the Philippines's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Reinsurance of the Philippines EV-to-OCF vs Insurance Industry
National Reinsurance of the Philippines's current Enterprise Value is ₱1,063 Mil.
National Reinsurance of the Philippines's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱24 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Reinsurance of the Philippines (PHS:NRCP) has a EV-to-OCF of 44.23 as of Jul. 21, 2026. This is 3995% above median its historical median of 1.08. According to the industry distribution chart, National Reinsurance of the Philippines ranks #474 out of 505 companies in the Insurance industry, placing it in the top 93.9%.
Is National Reinsurance of the Philippines' EV-to-OCF too high?
National Reinsurance of the Philippines' current EV-to-OCF of 44.23 is 3995% above median its 10-year median of 1.08. The Insurance industry median EV-to-OCF is 6.87. National Reinsurance of the Philippines' value of 44.23 is 543.8% above this industry median. Based on the distribution chart, National Reinsurance of the Philippines ranks #474 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, National Reinsurance of the Philippines has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Reinsurance of the Philippines' EV-to-OCF compare to RGA and EG?
According to the Insurance industry distribution chart, National Reinsurance of the Philippines ranks #474 out of 505 companies for EV-to-OCF. This places National Reinsurance of the Philippines in the lower half of its industry. The industry median EV-to-OCF is 6.87. National Reinsurance of the Philippines' value of 44.23 is 543.8% above this benchmark. While the company's 10-year median is 1.08 vs. the industry median of 6.87, National Reinsurance of the Philippines has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.87, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Reinsurance of the Philippines's current EV-to-OCF of 44.23 is 543.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Reinsurance of the Philippines's current EV-to-OCF is 44.23, which is 3995% above median its own 10-year median of 1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Reinsurance of the Philippines stock overvalued right now?
Based on GuruFocus' analysis, National Reinsurance of the Philippines (PHS:NRCP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱0.61, compared to a current price of ₱0.98 — trading 60.7% above its estimated fair value. The current EV-to-OCF is 44.23, which is 3995% above median its 10-year median of 1.08 and 543.8% above the Insurance industry median of 6.87. National Reinsurance of the Philippines' overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For National Reinsurance of the Philippines (PHS:NRCP), the current EV-to-OCF is 44.23 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Reinsurance of the Philippines (PHS:NRCP) Overvalued in 2026?
Based on GuruFocus' analysis, National Reinsurance of the Philippines stock appears to be overvalued.
The current stock price of ₱0.98 is trading 60.7% above its estimated GF Value™ of ₱0.61.
GuruFocus considers National Reinsurance of the Philippines to be Significantly Overvalued.
Key valuation signals for PHS:NRCP:
EV-to-OCF: 44.23 (3995% above median its 10-year median of 1.08)
GF Value™: ₱0.61 vs. price of ₱0.98 (60.7% above fair value)
Industry Position: 543.8% above the Insurance median (#474 of 505)
No single metric tells the full story. See the PHS:NRCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Reinsurance of the Philippines Business Description
National Reinsurance Corp of the Philippines engages in the provision of reinsurance products and services. It operates through the following businesses: life and non-life. The Life Business includes proportional insurance for individual, ordinary, and group businesses, as well as non-proportional insurance for catastrophe, an excess of loss, and stop loss. Non-Life Business provides insurance on fire, aviation, marine and aviation, casualty, motor, and others.
42GF Score
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