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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-21), National Reinsurance of the Philippines's 3-1 Month Momentum % is 27.78%.
PHS:NRCP's 3-1 Month Momentum % is ranked better than 93.23% of 576
companies
in the Insurance industry
Industry Median: 0.645
vs PHS:NRCP: 27.78
National Reinsurance of the Philippines (PHS:NRCP) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
National Reinsurance of the Philippines 3-1 Month Momentum % Related Terms
PHS:NRCP vs RGA, EG, RNR: 3-1 Month Momentum % Comparison
For the Insurance - Reinsurance subindustry, National Reinsurance of the Philippines's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Reinsurance of the Philippines 3-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, National Reinsurance of the Philippines's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where National Reinsurance of the Philippines's 3-1 Month Momentum % falls into.
National Reinsurance of the Philippines (PHS:NRCP) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Reinsurance of the Philippines (PHS:NRCP) has a 3-1 Month Momentum % of 27.78% as of Jul. 21, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on National Reinsurance of the Philippines and its competitors. According to the industry distribution chart, National Reinsurance of the Philippines ranks #39 out of 576 companies in the Insurance industry, placing it in the top 6.8%.
Is National Reinsurance of the Philippines' 3-1 Month Momentum % too high?
National Reinsurance of the Philippines' current 3-1 Month Momentum % is 27.78%. The Insurance industry median 3-1 Month Momentum % is 0.65. National Reinsurance of the Philippines' value of 27.78% is 4207% above this industry median. Based on the distribution chart, National Reinsurance of the Philippines ranks #39 out of 576 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, National Reinsurance of the Philippines has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Reinsurance of the Philippines' 3-1 Month Momentum % compare to RGA and EG?
According to the Insurance industry distribution chart, National Reinsurance of the Philippines ranks #39 out of 576 companies for 3-1 Month Momentum %. This places National Reinsurance of the Philippines in the top 7% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 0.65. National Reinsurance of the Philippines' value of 27.78% is 4207% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 0.65, based on 576 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Reinsurance of the Philippines's current 3-1 Month Momentum % of 27.78% is 4207% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on National Reinsurance of the Philippines and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 0.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Reinsurance of the Philippines's current 3-1 Month Momentum % is 27.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Reinsurance of the Philippines stock overvalued right now?
Based on GuruFocus' analysis, National Reinsurance of the Philippines (PHS:NRCP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱0.61, compared to a current price of ₱0.98 — trading 60.7% above its estimated fair value. The current 3-1 Month Momentum % is 27.78% and 4207% above the Insurance industry median of 0.65. National Reinsurance of the Philippines' overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For National Reinsurance of the Philippines (PHS:NRCP), the current 3-1 Month Momentum % is 27.78% as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Reinsurance of the Philippines (PHS:NRCP) Overvalued in 2026?
Based on GuruFocus' analysis, National Reinsurance of the Philippines stock appears to be overvalued.
The current stock price of ₱0.98 is trading 60.7% above its estimated GF Value™ of ₱0.61.
GuruFocus considers National Reinsurance of the Philippines to be Significantly Overvalued.
Key valuation signals for PHS:NRCP:
3-1 Month Momentum %: 27.78%
GF Value™: ₱0.61 vs. price of ₱0.98 (60.7% above fair value)
Industry Position: 4207% above the Insurance median (#39 of 576)
No single metric tells the full story. See the PHS:NRCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Reinsurance of the Philippines Business Description
National Reinsurance Corp of the Philippines engages in the provision of reinsurance products and services. It operates through the following businesses: life and non-life. The Life Business includes proportional insurance for individual, ordinary, and group businesses, as well as non-proportional insurance for catastrophe, an excess of loss, and stop loss. Non-Life Business provides insurance on fire, aviation, marine and aviation, casualty, motor, and others.
42GF Score
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