National Reinsurance of the Philippines (PHS:NRCP) Enterprise Value: ₱1,021 Mil (As of Jun. 24, 2026) ***


PHS:NRCP National Reinsurance Corp of the Philippines PHS:NRCP
50 GF Score
Price ₱0.96
GF Value ₱0.60
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is National Reinsurance of the Philippines Enterprise Value?

National Reinsurance of the Philippines PHS:NRCP +11.63% 50 Enterprise Value is ₱1,021 Mil as of Jun. 24, 2026. GuruFocus rates PHS:NRCP with a GF Score™ of 50/100 and a GF Value™ of ₱0.60 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, National Reinsurance of the Philippines's Enterprise Value is ₱1,021 Mil. National Reinsurance of the Philippines's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₱0 Mil. Therefore, National Reinsurance of the Philippines's EV-to-EBIT ratio for today is .

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, National Reinsurance of the Philippines's Enterprise Value is ₱1,021 Mil. National Reinsurance of the Philippines's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₱0 Mil. Therefore, National Reinsurance of the Philippines's EV-to-EBITDA ratio for today is .

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, National Reinsurance of the Philippines's Enterprise Value is ₱1,021 Mil. National Reinsurance of the Philippines's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₱4,889 Mil. Therefore, National Reinsurance of the Philippines's EV-to-Revenue ratio for today is 0.21.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, National Reinsurance of the Philippines's Enterprise Value is ₱1,021 Mil. National Reinsurance of the Philippines's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₱24 Mil. Therefore, National Reinsurance of the Philippines's EV-to-OCF ratio for today is 42.46.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, National Reinsurance of the Philippines's Enterprise Value is ₱1,021 Mil. National Reinsurance of the Philippines's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₱-2 Mil. Therefore, National Reinsurance of the Philippines's EV-to-FCF ratio for today is -505.15.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


National Reinsurance of the Philippines  (PHS:NRCP) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

National Reinsurance of the Philippines's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=1020.916/0
=

National Reinsurance of the Philippines's current Enterprise Value is ₱1,021 Mil.
National Reinsurance of the Philippines's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱0 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

National Reinsurance of the Philippines's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=1020.916/0
=

National Reinsurance of the Philippines's current Enterprise Value is ₱1,021 Mil.
National Reinsurance of the Philippines's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱0 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

National Reinsurance of the Philippines's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=1020.916/4889.245
=0.21

National Reinsurance of the Philippines's current Enterprise Value is ₱1,021 Mil.
National Reinsurance of the Philippines's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱4,889 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

National Reinsurance of the Philippines's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1020.916/24.044
=42.46

National Reinsurance of the Philippines's current Enterprise Value is ₱1,021 Mil.
National Reinsurance of the Philippines's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱24 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

National Reinsurance of the Philippines's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1020.916/-2.0210000000001
=-505.15

National Reinsurance of the Philippines's current Enterprise Value is ₱1,021 Mil.
National Reinsurance of the Philippines's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱-2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


National Reinsurance of the Philippines Enterprise Value Related Terms


National Reinsurance of the Philippines Enterprise Value Historical Data

* Premium members only.

The historical data trend for National Reinsurance of the Philippines's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Reinsurance of the Philippines Enterprise Value Chart

National Reinsurance of the Philippines Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 615.98 506.97 545.79 1,015.55 1,148.47

National Reinsurance of the Philippines Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 609.30 931.41 720.23 1,148.47 511.25

PHS:NRCP vs RGA, EG, RNR: Enterprise Value Comparison

For the Insurance - Reinsurance subindustry, National Reinsurance of the Philippines's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Reinsurance of the Philippines Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, National Reinsurance of the Philippines's Enterprise Value distribution charts can be found below:

* The bar in red indicates where National Reinsurance of the Philippines's Enterprise Value falls into.


PHS:NRCP
50GF Score
National Reinsurance Corp of the Philippines PHS:NRCP
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Reinsurance of the Philippines Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

National Reinsurance of the Philippines's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

National Reinsurance of the Philippines's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₱1,021 Mil mean?
National Reinsurance of the Philippines (PHS:NRCP) has a Enterprise Value of ₱1,021 Mil as of Jun. 24, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on National Reinsurance of the Philippines and its competitors.
Is National Reinsurance of the Philippines' Enterprise Value too high?
National Reinsurance of the Philippines' current Enterprise Value is ₱1,021 Mil. Overall, National Reinsurance of the Philippines has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Reinsurance of the Philippines' Enterprise Value compare to RGA and EG?
National Reinsurance of the Philippines' Enterprise Value of ₱1,021 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on National Reinsurance of the Philippines and its competitors. National Reinsurance of the Philippines's current Enterprise Value is ₱1,021 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Reinsurance of the Philippines stock overvalued right now?
Based on GuruFocus' analysis, National Reinsurance of the Philippines (PHS:NRCP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱0.60, compared to a current price of ₱0.96 — trading 60% above its estimated fair value. The current Enterprise Value is ₱1,021 Mil. National Reinsurance of the Philippines' overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For National Reinsurance of the Philippines (PHS:NRCP), the current Enterprise Value is ₱1,021 Mil as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Reinsurance of the Philippines (PHS:NRCP) Overvalued in 2026?

Based on GuruFocus' analysis, National Reinsurance of the Philippines stock appears to be overvalued. The current stock price of ₱0.96 is trading 60% above its estimated GF Value™ of ₱0.60. GuruFocus considers National Reinsurance of the Philippines to be Significantly Overvalued.

Key valuation signals for PHS:NRCP:

  • Enterprise Value: ₱1,021 Mil
  • GF Value™: ₱0.60 vs. price of ₱0.96 (60% above fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the PHS:NRCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Reinsurance of the Philippines Business Description

Address 6811 Ayala Avenue, 31st Floor, BPI AIA, Makati, PHL, 1227
National Reinsurance Corp of the Philippines engages in the provision of reinsurance products and services. It operates through the following businesses: life and non-life. The Life Business includes proportional insurance for individual, ordinary, and group businesses, as well as non-proportional insurance for catastrophe, an excess of loss, and stop loss. Non-Life Business provides insurance on fire, aviation, marine and aviation, casualty, motor, and others.
50GF Score

Get the complete analysis for PHS:NRCP

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.96
Price
₱0.60
GF Value