National Reinsurance of the Philippines (PHS:NRCP) Growth Rank: 4 (As of Jul. 21, 2026) — 100% Above Median

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PHS:NRCP National Reinsurance Corp of the Philippines PHS:NRCP
42 GF Score
Price ₱0.98
GF Value ₱0.61
Valuation Significantly Overvalued
! 3 Warning Signs
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What is National Reinsurance of the Philippines Growth Rank?

National Reinsurance of the Philippines PHS:NRCP 42 Growth Rank is 4 as of Jul. 21, 2026, which is 100% above its 10-year median of 2.00. GuruFocus rates PHS:NRCP with a GF Score™ of 42/100 and a GF Value™ of ₱0.61 (Significantly Overvalued). The stock has 3 warning signs investors should review.

National Reinsurance of the Philippines has the Growth Rank of 4.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

National Reinsurance of the Philippines Growth Rank Related Terms

PHS:NRCP vs RGA, EG, RNR: Growth Rank Comparison

For the Insurance - Reinsurance subindustry, National Reinsurance of the Philippines's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National Reinsurance of the Philippines Growth Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, National Reinsurance of the Philippines's Growth Rank distribution charts can be found below:

* The bar in red indicates where National Reinsurance of the Philippines's Growth Rank falls into.


PHS:NRCP
42GF Score
National Reinsurance Corp of the Philippines PHS:NRCP
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 4 mean?
National Reinsurance of the Philippines (PHS:NRCP) has a Growth Rank of 4 as of Jul. 21, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on National Reinsurance of the Philippines and its competitors. This is 100% above median its historical median of 2.00. Over the past decade, National Reinsurance of the Philippines' Growth Rank has ranged from 1.00 to 4.00.
Is National Reinsurance of the Philippines' Growth Rank too high?
National Reinsurance of the Philippines' current Growth Rank of 4 is 100% above median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 4.00. Overall, National Reinsurance of the Philippines has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Reinsurance of the Philippines' Growth Rank compare to RGA and EG?
National Reinsurance of the Philippines' Growth Rank of 4 can be compared against companies in the Insurance industry. Historically, National Reinsurance of the Philippines' own Growth Rank has ranged from 1.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for an Insurance company?
A good Growth Rank depends on the Insurance industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on National Reinsurance of the Philippines and its competitors. National Reinsurance of the Philippines's current Growth Rank is 4, which is 100% above median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Reinsurance of the Philippines stock overvalued right now?
Based on GuruFocus' analysis, National Reinsurance of the Philippines (PHS:NRCP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱0.61, compared to a current price of ₱0.98 — trading 60.7% above its estimated fair value. The current Growth Rank is 4, which is 100% above median its 10-year median of 2.00. National Reinsurance of the Philippines' overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For National Reinsurance of the Philippines (PHS:NRCP), the current Growth Rank is 4 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Reinsurance of the Philippines (PHS:NRCP) Overvalued in 2026?

Based on GuruFocus' analysis, National Reinsurance of the Philippines stock appears to be overvalued. The current stock price of ₱0.98 is trading 60.7% above its estimated GF Value™ of ₱0.61. GuruFocus considers National Reinsurance of the Philippines to be Significantly Overvalued.

Key valuation signals for PHS:NRCP:

  • Growth Rank: 4 (100% above median its 10-year median of 2.00)
  • GF Value™: ₱0.61 vs. price of ₱0.98 (60.7% above fair value)
  • GF Score™: 42/100 with 3 warning signs

No single metric tells the full story. See the PHS:NRCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Reinsurance of the Philippines Business Description

Address 6811 Ayala Avenue, 31st Floor, BPI AIA, Makati, PHL, 1227
National Reinsurance Corp of the Philippines engages in the provision of reinsurance products and services. It operates through the following businesses: life and non-life. The Life Business includes proportional insurance for individual, ordinary, and group businesses, as well as non-proportional insurance for catastrophe, an excess of loss, and stop loss. Non-Life Business provides insurance on fire, aviation, marine and aviation, casualty, motor, and others.
42GF Score

Get the complete analysis for PHS:NRCP

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.98
Price
₱0.61
GF Value