National Reinsurance of the Philippines (PHS:NRCP) EPS (Basic): ₱0.38 (TTM As of Mar. 2026)


PHS:NRCP National Reinsurance Corp of the Philippines PHS:NRCP
50 GF Score
Price ₱0.86
GF Value ₱0.60
Valuation Significantly Overvalued
! 2 Warning Signs
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What is National Reinsurance of the Philippines EPS (Basic)?

National Reinsurance of the Philippines PHS:NRCP -6.52% 50 EPS (Basic) is ₱0.38 as of Mar. 2026. GuruFocus rates PHS:NRCP with a GF Score™ of 50/100 and a GF Value™ of ₱0.60 (Significantly Overvalued). The stock has 2 warning signs investors should review.

National Reinsurance of the Philippines's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was ₱0.08. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱0.38.

National Reinsurance of the Philippines's EPS (Diluted) for the three months ended in Mar. 2026 was ₱0.08. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱0.38.

National Reinsurance of the Philippines's EPS without NRI for the three months ended in Mar. 2026 was ₱0.08. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 0.38.

During the past 12 months, National Reinsurance of the Philippines's average EPS without NRIGrowth Rate was 44.90% per year. During the past 3 years, the average EPS without NRI Growth Rate was 143.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was 58.40% per year. During the past 10 years, the average EPS without NRI Growth Rate was 13.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, National Reinsurance of the Philippines's highest 3-Year average EPS without NRI Growth Rate was 184.40% per year. The lowest was -74.10% per year. And the median was 31.10% per year.

National Reinsurance of the Philippines  (PHS:NRCP) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

National Reinsurance of the Philippines EPS (Basic) Related Terms

National Reinsurance of the Philippines EPS (Basic) Historical Data

* Premium members only.

The historical data trend for National Reinsurance of the Philippines's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Reinsurance of the Philippines EPS (Basic) Chart

National Reinsurance of the Philippines Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.03 0.25 0.26 0.39

National Reinsurance of the Philippines Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.07 0.13 0.09 0.08
PHS:NRCP
50GF Score
National Reinsurance Corp of the Philippines PHS:NRCP
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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National Reinsurance of the Philippines EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

National Reinsurance of the Philippines's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(829.49-0)/2123.606
=0.39

National Reinsurance of the Philippines's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(173.6-0)/2123.606
=0.08

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱0.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of ₱0.38 mean?
National Reinsurance of the Philippines (PHS:NRCP) has a EPS (Basic) of ₱0.38 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on National Reinsurance of the Philippines and its competitors.
Is National Reinsurance of the Philippines' EPS (Basic) too high?
National Reinsurance of the Philippines' current EPS (Basic) is ₱0.38. Overall, National Reinsurance of the Philippines has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Reinsurance of the Philippines' EPS (Basic) compare to RGA and EG?
National Reinsurance of the Philippines' EPS (Basic) of ₱0.38 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for an Insurance company?
A good EPS (Basic) depends on the Insurance industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on National Reinsurance of the Philippines and its competitors. National Reinsurance of the Philippines's current EPS (Basic) is ₱0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Reinsurance of the Philippines stock overvalued right now?
Based on GuruFocus' analysis, National Reinsurance of the Philippines (PHS:NRCP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱0.60, compared to a current price of ₱0.86 — trading 43.3% above its estimated fair value. The current EPS (Basic) is ₱0.38. National Reinsurance of the Philippines' overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For National Reinsurance of the Philippines (PHS:NRCP), the current EPS (Basic) is ₱0.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Reinsurance of the Philippines (PHS:NRCP) Overvalued in 2026?

Based on GuruFocus' analysis, National Reinsurance of the Philippines stock appears to be overvalued. The current stock price of ₱0.86 is trading 43.3% above its estimated GF Value™ of ₱0.60. GuruFocus considers National Reinsurance of the Philippines to be Significantly Overvalued.

Key valuation signals for PHS:NRCP:

  • EPS (Basic): ₱0.38
  • GF Value™: ₱0.60 vs. price of ₱0.86 (43.3% above fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the PHS:NRCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Reinsurance of the Philippines Business Description

Address 6811 Ayala Avenue, 31st Floor, BPI AIA, Makati, PHL, 1227
National Reinsurance Corp of the Philippines engages in the provision of reinsurance products and services. It operates through the following businesses: life and non-life. The Life Business includes proportional insurance for individual, ordinary, and group businesses, as well as non-proportional insurance for catastrophe, an excess of loss, and stop loss. Non-Life Business provides insurance on fire, aviation, marine and aviation, casualty, motor, and others.
50GF Score

Get the complete analysis for PHS:NRCP

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.86
Price
₱0.60
GF Value