National Reinsurance of the Philippines (PHS:NRCP) FCF Yield %: -0.10 (As of Jun. 24, 2026)


PHS:NRCP National Reinsurance Corp of the Philippines PHS:NRCP
50 GF Score
Price ₱0.96
GF Value ₱0.60
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is National Reinsurance of the Philippines FCF Yield %?

National Reinsurance of the Philippines PHS:NRCP +11.63% 50 FCF Yield % is -0.10 as of Jun. 24, 2026. GuruFocus rates PHS:NRCP with a GF Score™ of 50/100 and a GF Value™ of ₱0.60 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 505 Insurance companies, National Reinsurance of the Philippines ranks worse than 77.43% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, National Reinsurance of the Philippines's Trailing 12-Month Free Cash Flow is ₱-2 Mil, and Market Cap is ₱2,039 Mil. Therefore, National Reinsurance of the Philippines's FCF Yield % for today is -0.10%.

The historical rank and industry rank for National Reinsurance of the Philippines's FCF Yield % or its related term are showing as below:

PHS:NRCP' s FCF Yield % Range Over the Past 10 Years
Min: -51.69   Med: -0.66   Max: 30.59
Current: -0.1


During the past 13 years, the highest FCF Yield % of National Reinsurance of the Philippines was 30.59%. The lowest was -51.69%. And the median was -0.66%.

PHS:NRCP's FCF Yield % is ranked worse than
77.43% of 505 companies
in the Insurance industry
Industry Median: 7.12 vs PHS:NRCP: -0.10

National Reinsurance of the Philippines's FCF Margin % for the quarter that ended in Mar. 2026 was 26.65%.


National Reinsurance of the Philippines FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


National Reinsurance of the Philippines FCF Yield % Related Terms


National Reinsurance of the Philippines FCF Yield % Historical Data

* Premium members only.

The historical data trend for National Reinsurance of the Philippines's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Reinsurance of the Philippines FCF Yield % Chart

National Reinsurance of the Philippines Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.07 -6.49 23.73 -36.16 9.74

National Reinsurance of the Philippines Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 143.60 -143.19 68.62 -3.36 71.51

PHS:NRCP vs RGA, EG, RNR: FCF Yield % Comparison

For the Insurance - Reinsurance subindustry, National Reinsurance of the Philippines's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Reinsurance of the Philippines FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, National Reinsurance of the Philippines's FCF Yield % distribution charts can be found below:

* The bar in red indicates where National Reinsurance of the Philippines's FCF Yield % falls into.


PHS:NRCP
50GF Score
National Reinsurance Corp of the Philippines PHS:NRCP
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Reinsurance of the Philippines FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

National Reinsurance of the Philippines's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=159.205 / 1635.17662
=9.74%

National Reinsurance of the Philippines's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=273.33 * 4 / 1528.99632
=71.51%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -0.10 mean?
National Reinsurance of the Philippines (PHS:NRCP) has a FCF Yield % of -0.10 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on National Reinsurance of the Philippines and its competitors. According to the industry distribution chart, National Reinsurance of the Philippines ranks #391 out of 505 companies in the Insurance industry, placing it in the top 77.4%.
Is National Reinsurance of the Philippines' FCF Yield % too high?
National Reinsurance of the Philippines' current FCF Yield % is -0.10. Based on the distribution chart, National Reinsurance of the Philippines ranks #391 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, National Reinsurance of the Philippines has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Reinsurance of the Philippines' FCF Yield % compare to RGA and EG?
According to the Insurance industry distribution chart, National Reinsurance of the Philippines ranks #391 out of 505 companies for FCF Yield %. This places National Reinsurance of the Philippines in the lower half of its industry. The industry median FCF Yield % is 7.12. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on National Reinsurance of the Philippines and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Reinsurance of the Philippines's current FCF Yield % is -0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Reinsurance of the Philippines stock overvalued right now?
Based on GuruFocus' analysis, National Reinsurance of the Philippines (PHS:NRCP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱0.60, compared to a current price of ₱0.96 — trading 60% above its estimated fair value. The current FCF Yield % is -0.10. National Reinsurance of the Philippines' overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For National Reinsurance of the Philippines (PHS:NRCP), the current FCF Yield % is -0.10 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Reinsurance of the Philippines (PHS:NRCP) Overvalued in 2026?

Based on GuruFocus' analysis, National Reinsurance of the Philippines stock appears to be overvalued. The current stock price of ₱0.96 is trading 60% above its estimated GF Value™ of ₱0.60. GuruFocus considers National Reinsurance of the Philippines to be Significantly Overvalued.

Key valuation signals for PHS:NRCP:

  • FCF Yield %: -0.10
  • GF Value™: ₱0.60 vs. price of ₱0.96 (60% above fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the PHS:NRCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Reinsurance of the Philippines Business Description

Address 6811 Ayala Avenue, 31st Floor, BPI AIA, Makati, PHL, 1227
National Reinsurance Corp of the Philippines engages in the provision of reinsurance products and services. It operates through the following businesses: life and non-life. The Life Business includes proportional insurance for individual, ordinary, and group businesses, as well as non-proportional insurance for catastrophe, an excess of loss, and stop loss. Non-Life Business provides insurance on fire, aviation, marine and aviation, casualty, motor, and others.
50GF Score

Get the complete analysis for PHS:NRCP

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.96
Price
₱0.60
GF Value