This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
PHS:NRCP'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.24 Med: 0.38 Max: 1
Current: 1
During the past 13 years, the highest Price to Median PS Value of National Reinsurance of the Philippines was 1.00. The lowest was 0.24. And the median was 0.38.
PHS:NRCP's Price-to-Median-PS-Value is ranked better than 58.72% of 344
companies
in the Insurance industry
Industry Median: 0.99
vs PHS:NRCP: 1.00
National Reinsurance of the Philippines (PHS:NRCP) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
National Reinsurance of the Philippines's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.96
/
0.96
=
1.00
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Reinsurance of the Philippines Median PS Value Related Terms
National Reinsurance of the Philippines Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Reinsurance of the Philippines Median PS Value Chart
National Reinsurance of the Philippines Annual Data
PHS:NRCP vs RGA, EG, RNR: Median PS Value Comparison
For the Insurance - Reinsurance subindustry, National Reinsurance of the Philippines's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Reinsurance of the Philippines Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, National Reinsurance of the Philippines's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where National Reinsurance of the Philippines's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.4178.
National Reinsurance of the Philippines's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱2.298.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Reinsurance of the Philippines (PHS:NRCP) has a Median PS Value of ₱0.96 as of Jun. 24, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on National Reinsurance of the Philippines and its competitors. This is 153% above median its historical median of 0.38. Over the past decade, National Reinsurance of the Philippines' Median PS Value has ranged from 0.24 to 1.00. According to the industry distribution chart, National Reinsurance of the Philippines ranks #142 out of 344 companies in the Insurance industry, placing it in the top 41.3%.
Is National Reinsurance of the Philippines' Median PS Value too high?
National Reinsurance of the Philippines' current Median PS Value of ₱0.96 is 153% above median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 1.00. Based on the distribution chart, National Reinsurance of the Philippines ranks #142 out of 344 companies in the Insurance industry, which is above the industry midpoint. Overall, National Reinsurance of the Philippines has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Reinsurance of the Philippines' Median PS Value compare to RGA and EG?
According to the Insurance industry distribution chart, National Reinsurance of the Philippines ranks #142 out of 344 companies for Median PS Value. This puts National Reinsurance of the Philippines in the upper half of its industry. The industry median Median PS Value is 0.99. Historically, National Reinsurance of the Philippines' own Median PS Value has ranged from 0.24 to 1.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 0.99, based on 344 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on National Reinsurance of the Philippines and its competitors. For the Insurance industry, the median Median PS Value is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Reinsurance of the Philippines's current Median PS Value is ₱0.96, which is 153% above median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Reinsurance of the Philippines stock overvalued right now?
Based on GuruFocus' analysis, National Reinsurance of the Philippines (PHS:NRCP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱0.60, compared to a current price of ₱0.96 — trading 60% above its estimated fair value. The current Median PS Value is ₱0.96, which is 153% above median its 10-year median of 0.38. National Reinsurance of the Philippines' overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For National Reinsurance of the Philippines (PHS:NRCP), the current Median PS Value is ₱0.96 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Reinsurance of the Philippines (PHS:NRCP) Overvalued in 2026?
Based on GuruFocus' analysis, National Reinsurance of the Philippines stock appears to be overvalued.
The current stock price of ₱0.96 is trading 60% above its estimated GF Value™ of ₱0.60.
GuruFocus considers National Reinsurance of the Philippines to be Significantly Overvalued.
Key valuation signals for PHS:NRCP:
Median PS Value: ₱0.96 (153% above median its 10-year median of 0.38)
GF Value™: ₱0.60 vs. price of ₱0.96 (60% above fair value)
No single metric tells the full story. See the PHS:NRCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Reinsurance of the Philippines Business Description
National Reinsurance Corp of the Philippines engages in the provision of reinsurance products and services. It operates through the following businesses: life and non-life. The Life Business includes proportional insurance for individual, ordinary, and group businesses, as well as non-proportional insurance for catastrophe, an excess of loss, and stop loss. Non-Life Business provides insurance on fire, aviation, marine and aviation, casualty, motor, and others.
50GF Score
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