Region GroupSCPAF 74 Debt-to-EBITDA is 3.78 as of Dec. 2025, which is 4% below its 10-year median of 3.95. GuruFocus rates SCPAF with a GF Score™ of 74/100 and a GF Value™ of $1.48. The stock has 8 warning signs investors should review. Among 580 REITs companies, Region Group ranks better than 73.45% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Region Group's Debt-to-EBITDA or its related term are showing as below:
SCPAF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -20.59 Med: 3.95 Max: 19.26
Current: 4.29
During the past 12 years, the highest Debt-to-EBITDA Ratio of Region Group was 19.26. The lowest was -20.59. And the median was 3.95.
SCPAF's Debt-to-EBITDA is ranked better than 73.45% of 580
companies
in the REITs industry
Industry Median: 6.495
vs SCPAF: 4.29
Region Group (OTCPK:SCPAF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Region Group Debt-to-EBITDA Related Terms
Region Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Region Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Retail subindustry, Region Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Region Group Debt-to-EBITDA vs REITs Industry
For the REITs industry and Real Estate sector, Region Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Region Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Region Group (SCPAF) has a Debt-to-EBITDA of 3.78 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Region Group. This is near median its historical median of 3.95. According to the industry distribution chart, Region Group ranks #154 out of 580 companies in the REITs industry, placing it in the top 26.6%.
Is Region Group's Debt-to-EBITDA too high?
Region Group's current Debt-to-EBITDA of 3.78 is near median its 10-year median of 3.95. The REITs industry median Debt-to-EBITDA is 6.50. Region Group's value of 3.78 is 41.8% below this industry median. Based on the distribution chart, Region Group ranks #154 out of 580 companies in the REITs industry, which is above the industry midpoint. Overall, Region Group has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Region Group's Debt-to-EBITDA compare to SPG and O?
According to the REITs industry distribution chart, Region Group ranks #154 out of 580 companies for Debt-to-EBITDA. This puts Region Group in the upper half of its industry. The industry median Debt-to-EBITDA is 6.50. Region Group's value of 3.78 is 41.8% below this benchmark. While the company's 10-year median is 3.95 vs. the industry median of 6.50, Region Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a REITs company?
The median Debt-to-EBITDA among REITs companies is 6.50, based on 580 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Region Group's current Debt-to-EBITDA of 3.78 is 41.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Region Group. For the REITs industry, the median Debt-to-EBITDA is 6.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Region Group's current Debt-to-EBITDA is 3.78, which is near median its own 10-year median of 3.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Region Group stock overvalued right now?
Region Group (SCPAF) has a current Debt-to-EBITDA of 3.78. The stock's GF Value™ is $1.48, compared to a current price of $1.55 — trading 4.7% above its estimated fair value. The current Debt-to-EBITDA is 3.78, which is near median its 10-year median of 3.95 and 41.8% below the REITs industry median of 6.50. Region Group's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Region Group (SCPAF), the current Debt-to-EBITDA is 3.78 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Region Group (SCPAF) Overvalued in 2026?
Based on GuruFocus' analysis, Region Group stock appears to be overvalued.
The current stock price of $1.55 is trading 4.7% above its estimated GF Value™ of $1.48.
Key valuation signals for SCPAF:
Debt-to-EBITDA: 3.78 (near median its 10-year median of 3.95)
GF Value™: $1.48 vs. price of $1.55 (4.7% above fair value)
Industry Position: 41.8% below the REITs median (#154 of 580)
No single metric tells the full story. See the SCPAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Region Group specializes in leasing out convenience-focused properties that offer everyday goods and services. More than half of the rent is derived from specialty tenants, which are mostly non-discretionary, such as food and liquor, pharmacy and healthcare, and general services. Typically, specialty rent increases at a fixed rate of 4% per year. In contrast, anchor leases, which contribute the other half of Region's rental income, grows at a slower pace. Among anchor tenants, 50% pay a base rent plus a percentage of their sales turnover, and 50% pay a constant base rent which is usually reviewed every five years. Region's development pipeline is relatively small. The group typically undertakes development on behalf of a capital partner, or upgrades and refurbishes existing centers.
74GF Score
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