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Insas BhdXKLS:3379 -0.55%63 Debt-to-EBITDA is 3.33 as of Mar. 2026, which is 78% above its 10-year median of 1.87. GuruFocus rates XKLS:3379 with a GF Score™ of 63/100 and a GF Value™ of RM1.18 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 422 Capital Markets companies, Insas Bhd ranks worse than 60.9% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Insas Bhd's Debt-to-EBITDA or its related term are showing as below:
XKLS:3379'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.87 Med: 1.87 Max: 5.69
Current: 3.03
During the past 13 years, the highest Debt-to-EBITDA Ratio of Insas Bhd was 5.69. The lowest was 0.87. And the median was 1.87.
XKLS:3379's Debt-to-EBITDA is ranked worse than 60.9% of 422
companies
in the Capital Markets industry
Industry Median: 1.54
vs XKLS:3379: 3.03
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Insas Bhd Debt-to-EBITDA Related Terms
Insas Bhd Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Insas Bhd's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:3379 vs MS, GS, SCHW: Debt-to-EBITDA Comparison
For the Capital Markets subindustry, Insas Bhd's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insas Bhd Debt-to-EBITDA vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Insas Bhd's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Insas Bhd's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Insas Bhd (XKLS:3379) has a Debt-to-EBITDA of 3.33 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Insas Bhd. This is 78% above median its historical median of 1.87. Over the past decade, Insas Bhd's Debt-to-EBITDA has ranged from 0.87 to 5.69. According to the industry distribution chart, Insas Bhd ranks #257 out of 422 companies in the Capital Markets industry, placing it in the top 60.9%.
Is Insas Bhd's Debt-to-EBITDA too high?
Insas Bhd's current Debt-to-EBITDA of 3.33 is 78% above median its 10-year median of 1.87. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 5.69. The Capital Markets industry median Debt-to-EBITDA is 1.54. Insas Bhd's value of 3.33 is 116.2% above this industry median. Based on the distribution chart, Insas Bhd ranks #257 out of 422 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Insas Bhd has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insas Bhd's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, Insas Bhd ranks #257 out of 422 companies for Debt-to-EBITDA. This places Insas Bhd in the lower half of its industry. The industry median Debt-to-EBITDA is 1.54. Insas Bhd's value of 3.33 is 116.2% above this benchmark. Historically, Insas Bhd's own Debt-to-EBITDA has ranged from 0.87 to 5.69 over the past decade. While the company's 10-year median is 1.87 vs. the industry median of 1.54, Insas Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.54, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insas Bhd's current Debt-to-EBITDA of 3.33 is 116.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Insas Bhd. For the Capital Markets industry, the median Debt-to-EBITDA is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insas Bhd's current Debt-to-EBITDA is 3.33, which is 78% above median its own 10-year median of 1.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insas Bhd stock overvalued right now?
Based on GuruFocus' analysis, Insas Bhd (XKLS:3379) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.18, compared to a current price of RM0.90 — trading 23.7% below its estimated fair value. The current Debt-to-EBITDA is 3.33, which is 78% above median its 10-year median of 1.87 and 116.2% above the Capital Markets industry median of 1.54. Insas Bhd's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Insas Bhd (XKLS:3379), the current Debt-to-EBITDA is 3.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insas Bhd (XKLS:3379) Overvalued in 2026?
Based on GuruFocus' analysis, Insas Bhd stock appears to be undervalued.
The current stock price of RM0.90 is trading 23.7% below its estimated GF Value™ of RM1.18.
GuruFocus considers Insas Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:3379:
Debt-to-EBITDA: 3.33 (78% above median its 10-year median of 1.87)
GF Value™: RM1.18 vs. price of RM0.90 (23.7% below fair value)
Industry Position: 116.2% above the Capital Markets median (#257 of 422)
No single metric tells the full story. See the XKLS:3379 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insas Bhd is an investment holding company. The company, along with its subsidiaries, is principally engaged in several business segments, which include stockbroking, provisioning of corporate finance and advisory services, structured finance, and the provision of Fund management services (Financial Services); investment holding and trading; Technology and IT-related services (Technology); manufacturing and distribution of consumer products and services, retail trading and car rental; and Property investment and development. The majority of its revenue is derived from its Investment holding and trading segment. Geographically, it derives key revenue from Malaysia and the rest from Singapore and other countries.
63GF Score
Get the complete analysis for XKLS:3379
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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