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Insas BhdXKLS:3379 67 Return-on-Tangible-Asset is 3.14% as of Mar. 2026, which is 24% below its 10-year median of 4.11. GuruFocus rates XKLS:3379 with a GF Score™ of 67/100 and a GF Value™ of RM1.18 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 819 Capital Markets companies, Insas Bhd ranks better than 65.57% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Insas Bhd's annualizedNet Income for the quarter that ended in Mar. 2026 was RM103.2 Mil. Insas Bhd's average total tangible assets for the quarter that ended in Mar. 2026 was RM3,288.5 Mil. Therefore, Insas Bhd's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 3.14%.
The historical rank and industry rank for Insas Bhd's Return-on-Tangible-Asset or its related term are showing as below:
XKLS:3379'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.65 Med: 4.11 Max: 11
Current: 3.31
During the past 13 years, Insas Bhd's highest Return-on-Tangible-Asset was 11.00%. The lowest was 0.65%. And the median was 4.11%.
XKLS:3379's Return-on-Tangible-Asset is ranked better than 65.57% of 819
companies
in the Capital Markets industry
Industry Median: 1.54
vs XKLS:3379: 3.31
Insas Bhd (XKLS:3379) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Insas Bhd Return-on-Tangible-Asset Related Terms
Insas Bhd Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Insas Bhd's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:3379 vs MS, GS, SCHW: Return-on-Tangible-Asset Comparison
For the Capital Markets subindustry, Insas Bhd's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insas Bhd Return-on-Tangible-Asset vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Insas Bhd's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Insas Bhd's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 3.14% mean?
Insas Bhd (XKLS:3379) has a Return-on-Tangible-Asset of 3.14% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Insas Bhd and its competitors. This is 24% below median its historical median of 4.11. Over the past decade, Insas Bhd's Return-on-Tangible-Asset has ranged from 0.65 to 11.00. According to the industry distribution chart, Insas Bhd ranks #282 out of 819 companies in the Capital Markets industry, placing it in the top 34.4%.
Is Insas Bhd's Return-on-Tangible-Asset too high?
Insas Bhd's current Return-on-Tangible-Asset of 3.14% is 24% below median its 10-year median of 4.11. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 11.00. The Capital Markets industry median Return-on-Tangible-Asset is 1.54. Insas Bhd's value of 3.14% is 103.9% above this industry median. Based on the distribution chart, Insas Bhd ranks #282 out of 819 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Insas Bhd has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insas Bhd's Return-on-Tangible-Asset compare to MS and GS?
According to the Capital Markets industry distribution chart, Insas Bhd ranks #282 out of 819 companies for Return-on-Tangible-Asset. This puts Insas Bhd in the upper half of its industry. The industry median Return-on-Tangible-Asset is 1.54. Insas Bhd's value of 3.14% is 103.9% above this benchmark. Historically, Insas Bhd's own Return-on-Tangible-Asset has ranged from 0.65 to 11.00 over the past decade. While the company's 10-year median is 4.11 vs. the industry median of 1.54, Insas Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Capital Markets company?
The median Return-on-Tangible-Asset among Capital Markets companies is 1.54, based on 819 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insas Bhd's current Return-on-Tangible-Asset of 3.14% is 103.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Insas Bhd and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Asset is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insas Bhd's current Return-on-Tangible-Asset is 3.14%, which is 24% below median its own 10-year median of 4.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insas Bhd stock overvalued right now?
Based on GuruFocus' analysis, Insas Bhd (XKLS:3379) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.18, compared to a current price of RM0.90 — trading 23.7% below its estimated fair value. The current Return-on-Tangible-Asset is 3.14%, which is 24% below median its 10-year median of 4.11 and 103.9% above the Capital Markets industry median of 1.54. Insas Bhd's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Insas Bhd (XKLS:3379), the current Return-on-Tangible-Asset is 3.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insas Bhd (XKLS:3379) Overvalued in 2026?
Based on GuruFocus' analysis, Insas Bhd stock appears to be undervalued.
The current stock price of RM0.90 is trading 23.7% below its estimated GF Value™ of RM1.18.
GuruFocus considers Insas Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:3379:
Return-on-Tangible-Asset: 3.14% (24% below median its 10-year median of 4.11)
GF Value™: RM1.18 vs. price of RM0.90 (23.7% below fair value)
Industry Position: 103.9% above the Capital Markets median (#282 of 819)
No single metric tells the full story. See the XKLS:3379 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insas Bhd is an investment holding company. The company, along with its subsidiaries, is principally engaged in several business segments, which include stockbroking, provisioning of corporate finance and advisory services, structured finance, and the provision of Fund management services (Financial Services); investment holding and trading; Technology and IT-related services (Technology); manufacturing and distribution of consumer products and services, retail trading and car rental; and Property investment and development. The majority of its revenue is derived from its Investment holding and trading segment. Geographically, it derives key revenue from Malaysia and the rest from Singapore and other countries.
67GF Score
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