Insas Bhd (XKLS:3379) Liabilities-to-Assets : 0.19 (As of Mar. 2026)

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XKLS:3379 Insas Bhd XKLS:3379
65 GF Score
Price RM0.91
GF Value RM1.18
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Insas Bhd Liabilities-to-Assets?

Insas Bhd XKLS:3379 +1.68% 65 Liabilities-to-Assets is 0.19 as of Mar. 2026. GuruFocus rates XKLS:3379 with a GF Score™ of 65/100 and a GF Value™ of RM1.18 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Insas Bhd's Total Liabilities for the quarter that ended in Mar. 2026 was RM617.1 Mil. Insas Bhd's Total Assets for the quarter that ended in Mar. 2026 was RM3,333.0 Mil. Therefore, Insas Bhd's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.19.


Insas Bhd  (XKLS:3379) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Insas Bhd Liabilities-to-Assets Related Terms


Insas Bhd Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Insas Bhd's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insas Bhd Liabilities-to-Assets Chart

Insas Bhd Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.20 0.19 0.18 0.16 0.16

Insas Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.16 0.18 0.20 0.19

XKLS:3379 vs MS, GS, SCHW: Liabilities-to-Assets Comparison

For the Capital Markets subindustry, Insas Bhd's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Insas Bhd Liabilities-to-Assets vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Insas Bhd's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Insas Bhd's Liabilities-to-Assets falls into.


XKLS:3379
65GF Score
Insas Bhd XKLS:3379
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Insas Bhd Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Insas Bhd's Liabilities-to-Assets Ratio for the fiscal year that ended in Jun. 2025 is calculated as:

Liabilities-to-Assets (A: Jun. 2025 )=Total Liabilities/Total Assets
=513.158/3158.031
=0.16

Insas Bhd's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=617.1/3333.016
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.19 mean?
Insas Bhd (XKLS:3379) has a Liabilities-to-Assets of 0.19 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Insas Bhd and its competitors.
Is Insas Bhd's Liabilities-to-Assets too high?
Insas Bhd's current Liabilities-to-Assets is 0.19. Overall, Insas Bhd has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insas Bhd's Liabilities-to-Assets compare to MS and GS?
Insas Bhd's Liabilities-to-Assets of 0.19 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Capital Markets company?
A good Liabilities-to-Assets depends on the Capital Markets industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Insas Bhd and its competitors. Insas Bhd's current Liabilities-to-Assets is 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insas Bhd stock overvalued right now?
Based on GuruFocus' analysis, Insas Bhd (XKLS:3379) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.18, compared to a current price of RM0.91 — trading 22.9% below its estimated fair value. The current Liabilities-to-Assets is 0.19. Insas Bhd's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Insas Bhd (XKLS:3379), the current Liabilities-to-Assets is 0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insas Bhd (XKLS:3379) Overvalued in 2026?

Based on GuruFocus' analysis, Insas Bhd stock appears to be undervalued. The current stock price of RM0.91 is trading 22.9% below its estimated GF Value™ of RM1.18. GuruFocus considers Insas Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:3379:

  • Liabilities-to-Assets: 0.19
  • GF Value™: RM1.18 vs. price of RM0.91 (22.9% below fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the XKLS:3379 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Insas Bhd Business Description

Address Lingkaran Syed Putra, Suite 23.02, Level 23, The Gardens South Tower, Mid Valley City, Kuala Lumpur, MYS, 59200
Insas Bhd is an investment holding company. The company, along with its subsidiaries, is principally engaged in several business segments, which include stockbroking, provisioning of corporate finance and advisory services, structured finance, and the provision of Fund management services (Financial Services); investment holding and trading; Technology and IT-related services (Technology); manufacturing and distribution of consumer products and services, retail trading and car rental; and Property investment and development. The majority of its revenue is derived from its Investment holding and trading segment. Geographically, it derives key revenue from Malaysia and the rest from Singapore and other countries.
65GF Score

Get the complete analysis for XKLS:3379

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.91
Price
RM1.18
GF Value